Gio's
ActiveGio's has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+31
Solvency20▲+13
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.59 in 2024), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
11.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €76k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
51 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 286%
2024 · €20k
2018: €-40k
2019: €-11k
2020: €26k
2021: €59k
2022: €59k
2023: €17k
2024: €20k
2018 → 2025
Total assets
€497k▲ 94.8%
2024 · €255k
2018: €150k
2019: €192k
2020: €192k
2021: €156k
2022: €116k
2023: €121k
2024: €255k
2018 → 2025
Net result
€56k▲ 1,974%
2024 · €3k
2018: €31k
2019: €29k
2020: €37k
2021: €33k
2022: €438
2023: €-42k
2024: €3k
2018 → 2025
Working capital
€-24k▲ 74.6%
2024 · €-96k
2018: €-40k
2019: €-5k
2020: €20k
2021: €-657
2022: €11k
2023: €-61k
2024: €-96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€59k▲ 0.7%€17k▼ 71.4%€20k▲ 16.0%€76k▲ 286%
Operating result€41k-€4k▼ 90.5%€-38k€6k€76k▲ 1,170%
Net result€33k-€438▼ 98.7%€-42k€3k€56k▲ 1,974%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,170% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€108k▼ 8.9%
Current assets
€389k▲ 184%
Equity and liabilities €497k
Equity
€76k▲ 286%
Debt
€421k▲ 78.7%
The debt ratio falls from 92.3% to 84.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€120k▲
2024 · €36k
Cash flow
€101k▲
2024 · €33k
Solvency
15.3%▲
2024 · 7.7%
Current ratio
0.94▲
2024 · 0.59
Quick ratio
0.91▲
2024 · 0.50
Debt / equity
5.54▼
2024 · 11.97
ROE
74.1%▲
2024 · 13.8%
ROA
11.3%▲
2024 · 1.1%
Interest coverage
7.65▼
2024 · 11.62
Debt
€421k▲
2024 · €236k
Debt ≤ 1 year
€414k▲
2024 · €233k
Debt > 1 year
€617▼
2024 · €2k
Income taxes
€7k▲
2024 · €140
Staff costs
€84k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€497k▲
Fixed assets21/28€118k€108k▼
Tangible fixed assets22/27€114k€104k▼
Land and buildings22€37k€21k▼
Plant, machinery and equipment23€71k€75k▲
Furniture and vehicles24€5k€7k▲
Financial fixed assets28€4k€4k=
Current assets29/58€137k€389k▲
Stocks and contracts in progress3€22k€13k▼
Stocks30/36€22k€13k▼
Amounts receivable within one year40/41€105k€340k▲
Trade receivables40€47k€110k▲
Other amounts receivable41€58k€230k▲
Cash at bank and in hand54/58€6k€36k▲
Deferred charges and accrued income490/1€4k€782▼
Equity and liabilities
Total equity and liabilities10/49€255k€497k▲
Equity10/15€20k€76k▲
Contributions10/11€19k€19k=
Reserves13€41k€57k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€41k€57k▲
Profit (loss) carried forward14€-40k€0▲
Amounts payable17/49€236k€421k▲
Amounts payable after more than one year17€2k€617▼
Financial debts170/4€2k€617▼
Amounts payable within one year42/48€233k€414k▲
Current portion of amounts payable after more than one year42€33k€46k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€155k€275k▲
Suppliers440/4€155k€275k▲
Taxes, remuneration and social security45€44k€90k▲
Taxes450/3€41k€72k▲
Remuneration and social security454/9€3k€18k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€55€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€54k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€44k▲
Other operating charges640/8€10k€14k▲
Gross operating margin9900€100k€217k▲
Operating profit (loss)9901€6k€76k▲
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€3k€16k▲
Recurring financial charges65€3k€16k▲
Profit (loss) for the period before taxes9903€3k€64k▲
Income taxes67/77€140€7k▲
Profit (loss) for the period9904€3k€56k▲
Profit (loss) for the period to be appropriated9905€3k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€17k▲
Profit (loss) brought forward from the previous period14P€-42k€-40k▲
Transfer to equity691/2-€17k
To other reserves6921-€17k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €56k ▲1974%
Operating result €76k, net result €56k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Weakest financial yearnet €-42k ▼9763%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 802440 GeelGround area
207 m²
Building footprint
145 m²
Volume, LiDAR
815 m³
Parcel 13008H0479/00E000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gio’s & Tavoli
since 20162.257.193.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H0479/00E000indicative | Flanders | 207 m² | 1 · 145 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeel2.257.193.661
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
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ANK06
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SOFRAN
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PHILIPPINE
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2014
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.