Gio & Co.
ActiveSummary
Gio & Co. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,874 and a net result of €18,721. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 3321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
This company filed its last 4 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
History
Go further with this company
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 501 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €17,863 | €23,599 | ▲ 32.1% |
| Other operating charges640/8 | €488 | €587 | €788 | €1,432 | ▲ 81.7% |
| Gross operating margin9900 | €69,723 | €111,362 | €79,404 | €72,094 | ▼ 9.2% |
| Operating profit (loss)9901 | €69,235 | €110,776 | €60,753 | €47,063 | ▼ 22.5% |
| Financial income75/76B | - | - | €1 | €263 | ▲ 51,476% |
| Recurring financial income75 | - | - | €1 | €263 | ▲ 51,476% |
| Financial charges65/66B | €114 | €331 | €10,365 | €17,874 | ▲ 72.5% |
| Recurring financial charges65 | €114 | €331 | €10,365 | €17,874 | ▲ 72.5% |
| Profit (loss) for the period before taxes9903 | €69,121 | €110,445 | €50,389 | €29,451 | ▼ 41.6% |
| Income taxes67/77 | €12,925 | €24,198 | €14,180 | €10,730 | ▼ 24.3% |
| Profit (loss) for the period9904 | €56,196 | €86,247 | €36,209 | €18,721 | ▼ 48.3% |
| Profit (loss) for the period to be appropriated9905 | €56,196 | €86,247 | €36,209 | €18,721 | ▼ 48.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €74,753 | €159,833 | €489,528 | €604,189 | ▲ 23.4% |
| Fixed assets21/28 | - | - | €372,840 | €513,522 | ▲ 37.7% |
| Tangible fixed assets22/27 | - | - | €120,340 | €261,022 | ▲ 117% |
| Land and buildings22 | - | - | €116,567 | €242,923 | ▲ 108% |
| Plant, machinery and equipment23 | - | - | - | €11,800 | - |
| Furniture and vehicles24 | - | - | €1,215 | €918 | ▼ 24.5% |
| Other tangible fixed assets26 | - | - | €2,558 | €5,382 | ▲ 110% |
| Financial fixed assets28 | - | - | €252,500 | €252,500 | = |
| Current assets29/58 | €74,753 | €159,833 | €116,688 | €90,667 | ▼ 22.3% |
| Amounts receivable within one year40/41 | €70,331 | €88,807 | €108,004 | €89,919 | ▼ 16.7% |
| Trade receivables40 | €29,755 | €23,232 | €53,004 | €74,681 | ▲ 40.9% |
| Other amounts receivable41 | €40,575 | €65,575 | €55,000 | €15,238 | ▼ 72.3% |
| Cash at bank and in hand54/58 | €4,422 | €71,025 | €8,307 | €357 | ▼ 95.7% |
| Deferred charges and accrued income490/1 | - | - | €377 | €390 | ▲ 3.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €74,753 | €159,833 | €489,528 | €604,189 | ▲ 23.4% |
| Equity10/15 | €48,696 | €134,944 | €171,153 | €189,874 | ▲ 10.9% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €47,196 | €133,444 | €169,653 | €188,374 | ▲ 11.0% |
| Distributable reserves133 | €47,196 | €133,444 | €169,653 | €188,374 | ▲ 11.0% |
| Amounts payable17/49 | €26,057 | €24,889 | €318,375 | €414,315 | ▲ 30.1% |
| Amounts payable after more than one year17 | - | - | €257,370 | €305,173 | ▲ 18.6% |
| Financial debts170/4 | - | - | €257,370 | €305,173 | ▲ 18.6% |
| Amounts payable within one year42/48 | €26,057 | €24,889 | €61,005 | €108,679 | ▲ 78.1% |
| Current portion of amounts payable after more than one year42 | - | - | €34,812 | €56,018 | ▲ 60.9% |
| Trade debts44 | €1,723 | €2,378 | €9,036 | €21,114 | ▲ 134% |
| Suppliers440/4 | €1,723 | €2,378 | €9,036 | €21,114 | ▲ 134% |
| Advances received on contracts in progress46 | - | - | - | €261 | - |
| Taxes, remuneration and social security45 | €9,755 | €22,424 | €15,231 | €13,129 | ▼ 13.8% |
| Taxes450/3 | €9,755 | €22,424 | €15,231 | €13,129 | ▼ 13.8% |
| Other amounts payable47/48 | €14,578 | €88 | €1,926 | €18,158 | ▲ 843% |
| Accrued charges and deferred income492/3 | - | - | - | €464 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,196 | €86,247 | €36,209 | €18,721 | ▼ 48.3% |
| + Depreciation and write-downs630 | - | - | €17,863 | €23,599 | ▲ 32.1% |
| Operating cash flow (approximation) | €56,196 | €86,247 | €54,072 | €42,320 | ▼ 21.7% |
| Investment in fixed assets (approximation) | - | - | - | -€164,282 | - |
| Change in cash | - | €66,603 | -€62,718 | -€7,950 | ▲ 87.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
05-04
State Gazette act
IncorporationAppointment: Giovanni VERKOOREN (non-statutory director) · Founding capital · Bank account4 facts ▸
- Incorporation, 01-04-2022
- Founding capital, €1.500
- Bank account, BNP Paribas Fortis, BE65 0019 2707 9596
- Director appointment, Giovanni VERKOOREN (non-statutory director)
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0698/00V004 | Flanders | 62 m² | 1 · 62 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Giovanni VERKOOREN |
|
Articles of association
Full purpose
Het verlenen van adviezen van juridische, financiële, technische, commerciële of administratieve aard; ... Het waarnemen van alle bestuursopdrachten; ... Het verlenen van administratieve prestaties en computerservices; ... Het verwerven van participaties; ... Het aangaan van leningen en kredietopeningen; ... Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa; ... De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen; ... Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten; ... Het stellen van zakelijke of persoonlijke zekerheden; ... Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; ... Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
50%
-
50%
According to the 2025 annual accounts of Gio & Co. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
Ownership & control
1 board mandateCapital and shareholders
- 05-04-2022 Incorporation · 1,500 EUR · 100 shares
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.