GINO DEL BIGO
ActiveGINO DEL BIGO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €36k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-11
Solvency100=
Growth71=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.0 against 12.13 in 2024; short-term debt: 9.8% and cash: 22.7% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
127 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€500k▲ 21.1%
2023 · €413k
2018: €332k
2019: €414k
2021: €449k
2022: €475k
2023: €413k
2018 → 2024
EBIT margin
16.6%▼ 9.0pp
2023 · 25.7%
2018: 9.9%
2019: 12.7%
2021: 24.4%
2022: 25.4%
2023: 25.7%
2018 → 2024
Net result
€36k▼ 41.3%
2024 · €62k
2018: €21k
2019: €35k
2020: €56k
2021: €80k
2022: €90k
2023: €77k
2024: €62k
2018 → 2025
Working capital
€504k▲ 9.8%
2024 · €458k
2018: €164k
2019: €197k
2020: €253k
2021: €326k
2022: €307k
2023: €392k
2024: €458k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€449k-€475k▲ 5.8%€413k▼ 13.1%€500k▲ 21.1%
Equity€339k-€353k▲ 4.0%€423k▲ 19.9%€479k▲ 13.3%€516k▲ 7.6%
Operating result€109k-€121k▲ 10.2%€106k▼ 12.1%€83k▼ 21.5%€63k▼ 24.7%
Net result€80k-€90k▲ 11.8%€77k▼ 14.2%€62k▼ 19.8%€36k▼ 41.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €571k
Fixed assets
€12k▼ 42.2%
Current assets
€559k▲ 12.0%
Equity and liabilities €571k
Equity
€516k▲ 7.6%
Debt
€56k▲ 35.7%
The debt ratio rises from 7.9% to 9.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €94k
Cash flow
€47k▼
2024 · €73k
Solvency
90.2%▼
2024 · 92.1%
Current ratio
10.00▼
2024 · 12.13
Quick ratio
4.26▼
2024 · 6.74
Debt / equity
0.11▲
2024 · 0.09
ROE
7.1%▼
2024 · 12.9%
ROA
6.4%▼
2024 · 11.9%
Interest coverage
67.85▼
2024 · 70.84
Debt
€56k▲
2024 · €41k
Debt ≤ 1 year
€56k▲
2024 · €41k
Income taxes
€31k▲
2024 · €25k
Staff costs
€12k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€520k€571k▲
Fixed assets21/28€21k€12k▼
Tangible fixed assets22/27€21k€12k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€267€1k▲
Furniture and vehicles24€19k€10k▼
Current assets29/58€500k€559k▲
Stocks and contracts in progress3€222k€321k▲
Stocks30/36€222k€321k▲
Amounts receivable within one year40/41€63k€108k▲
Trade receivables40€1k€20k▲
Other amounts receivable41€62k€89k▲
Cash at bank and in hand54/58€181k€130k▼
Deferred charges and accrued income490/1€33k-
Equity and liabilities
Total equity and liabilities10/49€520k€571k▲
Equity10/15€479k€516k▲
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€473k€473k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133€471k€471k=
Profit (loss) carried forward14€140€37k▲
Amounts payable17/49€41k€56k▲
Amounts payable within one year42/48€41k€56k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€29k€46k▲
Taxes450/3€27k€44k▲
Remuneration and social security454/9€1k€2k▲
Accrued charges and deferred income492/3€38-
Income statement
Code20242025
Turnover70€500k-
Goods, raw materials, services and sundry goods60/61€393k-
Remuneration, social security and pensions62€5k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-57k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€48k
Gross operating margin9900€108k€78k▼
Operating profit (loss)9901€83k€63k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€87k€67k▼
Income taxes67/77€25k€31k▲
Profit (loss) for the period9904€62k€36k▼
Profit (loss) for the period to be appropriated9905€62k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€37k▼
Profit (loss) brought forward from the previous period14P€915€140▼
Transfer to equity691/2€63k-
To other reserves6921€63k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €500kEq €516k ▲7.6%
8 profitable years in a row build equity to €516k.
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 127 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €90k ▲11.8%
Operating result €121k, net result €90k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
31-12
Financial
Equity above €200kEq €215k ▲17.3%
2 profitable years in a row build equity to €215k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Martyrs 1964620 FléronGround area
146 m²
Building footprint
74 m²
Volume, LiDAR
873 m³
Parcel 62038B0093/00T000, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
G. DEL BIGO
since 20032.122.939.525
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038B0093/00T000 | Wallonia | 146 m² | 1 · 74 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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G. HULPIAU
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JAN MAES
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ANTWERP OR
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-12-2002
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.