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Private limited companyfounded 20214 yrs activePutsesteenweg 294, 2820 Bonheiden, BelgiumKBO/BCE: BE 0777.606.834
Summary

GINKA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €758,757 and a net result of -€38,268. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 6166 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
2022
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 November 2021, GINKA was incorporated as a Private limited company.1 Total assets went from EUR 1.9 million in 2022 to EUR 1.9 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€758,757▼ 4.8%
2023 · €797,026
Net result
-€38,268▼ 151%
2023 · -€15,272
Total assets
€1.9m▲ 3.3%
2023 · €1.8m
Solvency
39.9%▼ 3.4pp
2023 · 43.3%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€2,581--€4,585▼ 77.6%-€4,520▲ 1.4%
Net result€712,298above the sector's middle half--€15,272below the sector's middle half-€38,268below the sector's middle half▼ 151%
Equity€812,298within the sector's middle half-€797,026within the sector's middle half▼ 1.9%€758,757within the sector's middle half▼ 4.8%
Total assets€1.9mwithin the sector's middle half-€1.8mwithin the sector's middle half▼ 3.1%€1.9mwithin the sector's middle half▲ 3.3%
Debt€1.1m-€1.0m▼ 3.9%€1.1m▲ 9.5%
Working capital-€1.1mbelow the sector's middle half--€747,992below the sector's middle half▲ 31.0%-€372,446below the sector's middle half▲ 50.2%
Solvency42.8%within the sector's middle half-43.3%within the sector's middle half▲ 0.5pp39.9%within the sector's middle half▼ 3.4pp
Current ratio0.00below the sector's middle half-0.01below the sector's middle half=0.01below the sector's middle half▲ 0.01
Return on assets (ROA)37.5%above the sector's middle half--0.8%below the sector's middle half▼ 38.3pp-2.0%below the sector's middle half▼ 1.2pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000€800,000Operating result 2022: -€2,581-€2,581Net result 2022: €712,298€712,298Operating result 2023: -€4,585-€4,585Net result 2023: -€15,272-€15,272Operating result 2024: -€4,520-€4,520Net result 2024: -€38,268-€38,268202220232024-€200,000€0€200,000€400,000€600,000€800,000Operating result 2022: -€2,581-€2,580Net result 2022: €712,298€712,000Operating result 2023: -€4,585-€4,590Net result 2023: -€15,272-€15,300Operating result 2024: -€4,520-€4,520Net result 2024: -€38,268-€38,300202220232024
The operating result stays negative: a loss of €4,520 in 2024 against €4,585 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets €1.9m ▲ 3.3%
Current assets €5,044 ▲ 10.2%
Equity and liabilities €1.9m
Equity €758,757 ▼ 4.8%
Debt €1.1m ▲ 9.5%
Debt's share of the balance-sheet total rises from 56.7% to 60.1%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
ROE
-5.0%▼
2023 · -1.9%
Debt ≤ 1 year
€377,490▼
2023 · €752,571
Debt > 1 year
€744,510▲
2023 · €290,982
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.8m€1.9m▲
Fixed assets21/28€1.8m€1.9m▲
Financial fixed assets28€1.8m€1.9m▲
Current assets29/58€4,579€5,044▲
Amounts receivable within one year40/41€3,077€1,761▼
Trade receivables40€1,904€0▼
Other amounts receivable41€1,173€1,761▲
Cash at bank and in hand54/58€1,502€3,283▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.9m▲
Equity10/15€797,026€758,757▼
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14€697,026€658,757▼
Amounts payable17/49€1.0m€1.1m▲
Amounts payable after more than one year17€290,982€744,510▲
Financial debts170/4€290,982€744,510▲
Amounts payable within one year42/48€752,571€377,490▼
Current portion of amounts payable after more than one year42€44,570€46,473▲
Trade debts44€2,001€202▼
Suppliers440/4€2,001€202▼
Other amounts payable47/48€706,000€330,815▼
Accrued charges and deferred income492/3-€20,287
Income statement Code20232024
Other operating charges640/8€109€118▲
Gross operating margin9900-€4,476-€4,402▲
Operating profit (loss)9901-€4,585-€4,520▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10,687€33,748▲
Recurring financial charges65€10,687€33,748▲
Profit (loss) for the period before taxes9903-€15,272-€38,268▼
Profit (loss) for the period9904-€15,272-€38,268▼
Profit (loss) for the period to be appropriated9905-€15,272-€38,268▼
Appropriation of the result
Profit (loss) to be appropriated9906€697,026€658,757▼
Profit (loss) brought forward from the previous period14P€712,298€697,026▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Other operating charges640/8€102€109€118▲ 8.3%
Gross operating margin9900-€2,479-€4,476-€4,402▲ 1.6%
Operating profit (loss)9901-€2,581-€4,585-€4,520▲ 1.4%
Financial income75/76B€715,000€0--
Recurring financial income75€715,000€0--
Financial charges65/66B€121€10,687€33,748▲ 216%
Recurring financial charges65€121€10,687€33,748▲ 216%
Profit (loss) for the period before taxes9903€712,298-€15,272-€38,268▼ 151%
Profit (loss) for the period9904€712,298-€15,272-€38,268▼ 151%
Profit (loss) for the period to be appropriated9905€712,298-€15,272-€38,268▼ 151%
Line202220232024Change
Assets
Total assets20/58€1.9m€1.8m€1.9m▲ 3.3%
Fixed assets21/28€1.9m€1.8m€1.9m▲ 3.3%
Financial fixed assets28€1.9m€1.8m€1.9m▲ 3.3%
Current assets29/58€2,598€4,579€5,044▲ 10.2%
Amounts receivable within one year40/41€481€3,077€1,761▼ 42.8%
Trade receivables40€274€1,904€0▼ 100%
Other amounts receivable41€207€1,173€1,761▲ 50.1%
Cash at bank and in hand54/58€2,116€1,502€3,283▲ 119%
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.8m€1.9m▲ 3.3%
Equity10/15€812,298€797,026€758,757▼ 4.8%
Contributions10/11€100,000€100,000€100,000=
Profit (loss) carried forward14€712,298€697,026€658,757▼ 5.5%
Amounts payable17/49€1.1m€1.0m€1.1m▲ 9.5%
Amounts payable after more than one year17-€290,982€744,510▲ 156%
Financial debts170/4-€290,982€744,510▲ 156%
Amounts payable within one year42/48€1.1m€752,571€377,490▼ 49.8%
Current portion of amounts payable after more than one year42-€44,570€46,473▲ 4.3%
Trade debts44€300€2,001€202▼ 89.9%
Suppliers440/4€300€2,001€202▼ 89.9%
Other amounts payable47/48€1.1m€706,000€330,815▼ 53.1%
Accrued charges and deferred income492/3--€20,287-
Line202220232024Change
Profit (loss) for the period9904€712,298-€15,272-€38,268▼ 151%
Operating cash flow (approximation)€712,298-€15,272-€38,268▼ 151%
Investment in fixed assets (approximation)-€60,000-€60,000▼ 200%
Change in cash--€615€1,781▲ 390%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial Weakest financial yearnet -€38,268
Net result drops to -€38,268, the lowest in the series.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
802 m²
Building footprint
130 m²
Volume, LiDAR
841 m³
Parcel 12005A0092/00T000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Putsesteenweg 294, 2820 Bonheiden
Computing infrastructure, data processing, hosting and other information service activities
since 20212.329.387.296
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12005A0092/00T000 Flanders 802 m² 1 · 130 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of GINKA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0777606834
Also 9925:BE0777606834

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.