Ginion Wavre Real Estate
ActiveGinion Wavre Real Estate has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.42M and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.7% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 13.3% and cash: 0.1% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
6 d early
2023
20 d early
2022
5 d early
2021
5 d early
2020
32 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-10k▲ 0.7%
2024 · €-10k
2018: €-26k
2019: €-29k
2020: €-346
2021: €-10k
2022: €-24k
2023: €-5k
2024: €-10k
2018 → 2025
Working capital
€-216k▼ 4.8%
2024 · €-206k
2018: €-1.24M
2019: €-157k
2020: €-166k
2021: €-176k
2022: €-191k
2023: €-203k
2024: €-206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.44M▼ 1.7%€1.44M▼ 0.3%€1.43M▼ 0.7%€1.42M▼ 0.7%
Operating result€-5k-€-20k▼ 277%€-242▲ 98.8%€-5k▼ 1,959%€-5k▲ 1.5%
Net result€-10k-€-24k▼ 155%€-5k▲ 80.1%€-10k▼ 103%€-10k▲ 0.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.64M
Fixed assets
€1.63M=
Current assets
€2k▼ 43.3%
Equity and liabilities €1.64M
Equity
€1.42M▼ 0.7%
Debt
€217k▲ 4.1%
The debt ratio rises from 12.7% to 13.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
86.7%▼
2024 · 87.3%
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
0.15▲
2024 · 0.15
ROE
-0.7%=
2024 · -0.7%
ROA
-0.6%▲
2024 · -0.6%
Debt
€217k▲
2024 · €209k
Debt ≤ 1 year
€217k▲
2024 · €209k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€1.64M▼
Formation expenses20€990€990=
Fixed assets21/28€1.63M€1.63M=
Tangible fixed assets22/27€1.63M€1.63M=
Land and buildings22€1.63M€1.63M=
Financial fixed assets28€0-
Current assets29/58€3k€2k▼
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.64M€1.64M▼
Equity10/15€1.43M€1.42M▼
Contributions10/11€1.64M€1.64M=
Profit (loss) carried forward14€-207k€-216k▼
Amounts payable17/49€209k€217k▲
Amounts payable within one year42/48€209k€217k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Other amounts payable47/48€204k€215k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€3k▲
Goods, raw materials, services and sundry goods60/61€5k€7k▲
Other operating charges640/8€35k€36k▲
Gross operating margin9900€30k€31k▲
Operating profit (loss)9901€-5k€-5k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-10k€-10k▲
Profit (loss) for the period9904€-10k€-10k▲
Profit (loss) for the period to be appropriated9905€-10k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-207k€-216k▼
Profit (loss) brought forward from the previous period14P€-197k€-207k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.48M ▲2221321%
Equity rises from €67 to €1.48M.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Namur 2501300 WavreGround area
7,667 m²
Building footprint
2,541 m²
Volume, LiDAR
11,561 m³
Parcel 25772K0019/00H000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772K0019/00H000 | Wallonia | 7,667 m² | 1 · 2,541 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2011
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.