Ginion Classics

Active

Public limited companyfounded 1982active for 44 yearsRobert Dansaertlaan 13, 1702 Dilbeek, BelgiumKBO/BCE: BE 0423.198.330

Summary

Ginion Classics has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €791,566 and a net result of -€83,301. Equity is shrinking by about 9.3% per year across the filed financial years. Its solvency ranks better than 17% of 5,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

Ginion ClassicsActiveChecked score 83/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€5.3mturnover 2025

Equity: €791,566
Loss: -€83,301

Turnover +113%: other schema

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Parent: GINION GROUP · 99.66%
Board: 4 members

A ET S SERTANGManaging director · permanent representative Stéphane SERTANG

Auditor: FORVIS MAZARS REVISEURS D'ENTREPRISES SRL2025 accounts 9 days early4 of 11 deeds summarised

Why 83raises riskLiquidity: current ratio 1.05, cash €30,105Sector: Retail trade (NACE 47)lowers riskSize: turnover €5.3m, total assets €13.2mFounded in 1982Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 25% of its sector peers (NACE 47, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 31-2

equity 6.0% of total assets

Liquidity 0=

short-term debt 94.0% · cash 0.2%

Profitability 28+15

return on assets -0.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (385 companies, NACE 47, medium-sized)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.2 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -1.6 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.05, compared with 1.07 in 2024, below the usual 1.5; short-term debt: 94% and cash: 0.2% of total assets), and 94% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 18% on solvency, 2% on liquidity, 18% on profitability and 61% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: turnover €5.3m, total assets €13.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.05, cash €30,105

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Founded in 1982

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5027 sector peers (2025).

NBB · sector comparison

Position among 5027 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

9 days early

2024

6 days early

2023

20 days early

2022

5 days early

2021

11 days early

2020

16 days early

2019

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-07-2026 Reappointment: Forvis Mazars Réviseurs d'Entreprises SRL…Permanent representative: Sébastien Schueremans
22-07-2026 Annual accounts filedfinancial year 2025 · full…
25-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Turnover rose in 2025different schema filed ▲ 113% View
Caution: Among the weakest 13% on net resultsector median €40,073 · 5,026 companies -€83,301 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by GINION GROUPultimately: A ET S SERTANG 99.66% View

By topic

Financials

Financial year: 2025
Turnover: €5.3m
Loss: -€83,301
Solvency: 6.0%

Turnover▲ 113%

Net result

20182025

Go to Financials

Board & ownership

Board: 4 members
Parent: GINION GROUP · 99.66%
Auditor: FORVIS MAZARS REVISEURS D'ENTREPRISES…

A ET S SERTANGManaging director
VV ConsultingManaging director
A&S SERTANGManaging director
V ConsultingManaging director

Go to Board & ownership

Network & group

Group: A ET S SERTANG
Connected companies: 4

Go to Network & group

Timeline

Events: 51
Since: 1984
Next accounts: by 31-07-2027

31-12-2024Back to profit
23-08-2024Registered office
11-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 13-10-1982
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 40

Annual meeting: Last Friday of June at 16:00

Go to Articles of association

Key facts about Ginion Classics

What is the company number of Ginion Classics?: 0423.198.330. In Belgium the VAT number is the company number with BE in front: BE 0423.198.330.
Where is Ginion Classics based?: The registered office is at Robert Dansaertlaan 13, 1702 Dilbeek.Company details
What does Ginion Classics do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Ginion Classics?: Public limited company (NV).
When was Ginion Classics founded?: On 13-10-1982.
Is Ginion Classics still active?: Yes, Ginion Classics is an active enterprise in the KBO register.
How many employees does Ginion Classics have?: On average 21.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Ginion Classics?: €5.3m in financial year 2025, according to the filed annual accounts.
Is Ginion Classics profitable?: In financial year 2025, Ginion Classics made a loss of €83,301.
Where can I find the annual accounts of Ginion Classics?: Ginion Classics filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ginion Classics due?: By 31-07-2027, for financial year 2026.Timeline