GINIHAIR
ActiveGINIHAIR has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €-3k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 4537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 4.36 in 2024), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
2 d early
2023
28 d early
2022
31 d early
2021
33 d early
2020
32 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▼ 1.7%
2024 · €202k
2018: €143k
2019: €150k
2020: €177k
2021: €198k
2022: €212k
2023: €216k
2024: €202k
2018 → 2025
Total assets
€256k▼ 1.9%
2024 · €261k
2018: €234k
2019: €237k
2020: €247k
2021: €251k
2022: €252k
2023: €254k
2024: €261k
2018 → 2025
Net result
€-3k▲ 75.5%
2024 · €-14k
2018: €-10k
2019: €7k
2020: €28k
2021: €21k
2022: €14k
2023: €4k
2024: €-14k
2018 → 2025
Working capital
€197k▼ 1.4%
2024 · €200k
2018: €151k
2019: €158k
2020: €185k
2021: €195k
2022: €209k
2023: €214k
2024: €200k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€198k-€212k▲ 7.0%€216k▲ 1.9%€202k▼ 6.6%€198k▼ 1.7%
Operating result€29k-€16k▼ 42.9%€5k▼ 66.7%€-12k€-3k▲ 75.8%
Net result€21k-€14k▼ 32.4%€4k▼ 70.4%€-14k€-3k▲ 75.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€719▼ 45.1%
Current assets
€256k▼ 1.7%
Equity and liabilities €256k
Equity
€198k▼ 1.7%
Debt
€58k▼ 2.6%
The debt ratio falls from 22.8% to 22.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-12k
Cash flow
€-3k▲
2024 · €-14k
Solvency
77.3%▲
2024 · 77.2%
Current ratio
4.40▲
2024 · 4.36
Quick ratio
4.31▲
2024 · 4.30
Debt / equity
0.29▼
2024 · 0.30
ROE
-1.8%▲
2024 · -7.1%
ROA
-1.4%▲
2024 · -5.5%
Interest coverage
-0.86▲
2024 · -2.66
Debt
€58k▼
2024 · €60k
Debt ≤ 1 year
€58k▼
2024 · €60k
Income taxes
€143▼
2024 · €143
Staff costs
€68k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€256k▼
Fixed assets21/28€1k€719▼
Tangible fixed assets22/27€1k€719▼
Land and buildings22€958€719▼
Furniture and vehicles24€351-
Current assets29/58€260k€256k▼
Amounts receivable after more than one year29€78k€80k▲
Other amounts receivable291€78k€80k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€167k€167k▲
Trade receivables40€10k€4k▼
Other amounts receivable41€157k€163k▲
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€261k€256k▼
Equity10/15€202k€198k▼
Contributions10/11€19k€19k=
Reserves13€183k€180k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€181k€178k▼
Amounts payable17/49€60k€58k▼
Amounts payable within one year42/48€60k€58k▼
Trade debts44€30k€32k▲
Suppliers440/4€30k€32k▲
Taxes, remuneration and social security45€28k€25k▼
Taxes450/3€17k€10k▼
Remuneration and social security454/9€10k€16k▲
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€62k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€591€591=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€52k€68k▲
Operating profit (loss)9901€-12k€-3k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-14k€-3k▲
Income taxes67/77€143€143▼
Profit (loss) for the period9904€-14k€-3k▲
Profit (loss) for the period to be appropriated9905€-14k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-3k▲
Transfer from equity791/2€14k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-14k ▼446%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €212k ▲7%
4 profitable years in a row build equity to €212k.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €28k ▲320%
Operating result €33k, net result €28k, both a record.
30-09
Financial
Equity above €150kEq €177k ▲18.5%
2 profitable years in a row build equity to €177k.
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kontich · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Filiplaan 32550 KontichGround area
469 m²
Building footprint
256 m²
Volume, LiDAR
2,359 m³
2 parcels, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Prins Filiplaan 3, 2550 Kontich
since 20012.116.108.943
TI SENTO
since 20012.116.109.042
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0315/00E002 | Flanders | 295 m² | 1 · 94 m² | 10.6 m · 2 fl. |
| 12009A0551/00P000indicative | Flanders | 174 m² | 1 · 162 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAIR AND INTERIOR
BE 0845.468.133
De Panne · Eq €198k
KAPSALON PE ' CASS
BE 0432.281.389
Puurs-Sint-Amands · Eq €198k
MYRIAM'S HAIRFASHION
BE 0894.163.519
Bilzen-Hoeselt · Eq €198k
Jochen Vanhoudt
BE 0699.539.056
Antwerpen · Eq €198k
ABM COOLING
BE 0676.800.672
Vorst · Eq €199k
Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-06-2000
Fiscal year end30-09
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.