GINDER BLUE

Active

Private limited companyfounded 2020active for 6 yearsDendermondestraat 15, 1785 Merchtem, BelgiumKBO/BCE: BE 0756.795.582

Summary

GINDER BLUE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €983,016 and a net result of €114,655. Equity is growing by about 53% per year across the filed financial years. Its solvency ranks better than 44% of 12,672 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

GINDER BLUEActiveChecked score 70/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110

6th fastest staff growth in Merchtem1 site

Size

€3.1mtotal assets 2025

Staff: 15.1 FTE
Equity: €983,016
Profit: €114,655

Turnover not published (abbreviated format)

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

Parent: Tuma · 100%

2025 accounts filed 2 days late3 deeds in the Belgian Official Gazette

Why 70raises riskFounded in 2020Size: 15.1 FTE, total assets €3.1mlowers riskLiquidity: current ratio 1.25, cash €680,023Figures for financial year 2025 (filed 04-02-2026)Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 52% of its sector peers (NACE 47, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 57+1

equity 31.6% of total assets

Liquidity 56-12

short-term debt 44.6% · cash 21.9%

Profitability 73-13

return on assets 3.7%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)

Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +0.1 percentage points vs 11-2024 01-2025: 0.9%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%▼ -0.6 percentage points vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.5%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%▲ +0.4 percentage points vs 01-2026highest value 03-2026: 0.6%▼ -0.4 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.25, compared with 1.38 in 2024, below the usual 1.5; short-term debt: 44.6% and cash: 21.9% of total assets), and 68.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 51% on solvency, 74% on liquidity, 63% on profitability and 18% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.25, cash €680,023

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: 15.1 FTE, total assets €3.1m

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 04-02-2026)

NBB · annual accounts

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

2 days late

2024

18 days early

2023

3 days early

2022

5 days early

2021

4 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 4 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end25-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-02-2026 Annual accounts filedfinancial year 2025 · abbreviated…
13-01-2025 Annual accounts filedfinancial year 2024 · abbreviated…
30-06-2024 Highest result from 2021 to 2025net €516,093 ▲36%

Key points

Caution: Result fell in 2025from €516,093 to €114,655 ▼ 77.8% View
Positive: Among the best 14% on equitysector median €237,675 · 12,682 companies €983,016 View
Controlled by Tuma 100% View

By topic

Financials

Financial year: 2025
Total assets: €3.1m
Profit: €114,655
Solvency: 31.6%

Total assets▼ 17.1%

Net result

20212025

Go to Financials

Board & ownership

Parent: Tuma · 100%

Go to Board & ownership

Timeline

Events: 9
Since: 2022
Next accounts: by 31-01-2027

30-06-2024Equity above €1m
28-01-2024Annual accounts filed
30-06-2023Equity above €500,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 20-10-2020
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about GINDER BLUE

What is the company number of GINDER BLUE?: 0756.795.582. In Belgium the VAT number is the company number with BE in front: BE 0756.795.582.
Where is GINDER BLUE based?: The registered office is at Dendermondestraat 15, 1785 Merchtem.Company details
What does GINDER BLUE do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of GINDER BLUE?: Private limited company (BV).
When was GINDER BLUE founded?: On 20-10-2020.
Is GINDER BLUE still active?: Yes, GINDER BLUE is an active enterprise in the KBO register.
How many employees does GINDER BLUE have?: On average 15.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GINDER BLUE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GINDER BLUE profitable?: In financial year 2025, GINDER BLUE made a profit of €114,655.
Where can I find the annual accounts of GINDER BLUE?: GINDER BLUE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GINDER BLUE due?: By 31-01-2027, for financial year 2026.Timeline