GIN & WINE STORE
ActiveGIN & WINE STORE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €38k. Its solvency ranks better than 39% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-19
Solvency52▲+8
Growth52
Track record82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.96 in 2024; short-term debt: 44.9% and cash: 5.4% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 61.4%
2024 · €61k
2024: €61k
2024 → 2025
Total assets
€365k▲ 11.2%
2024 · €328k
2024: €328k
2024 → 2025
Net result
€38k▼ 26.6%
2024 · €51k
2024: €51k
2024 → 2025
Working capital
€35k
2024 · €-8k
2024: €-8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€61k-€99k▲ 61.4%
Operating result€75k-€64k▼ 15.3%
Net result€51k-€38k▼ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€167k▼ 0.6%
Current assets
€198k▲ 23.5%
Equity and liabilities €365k
Equity
€99k▲ 61.4%
Debt
€266k▼ 0.4%
The debt ratio falls from 81.3% to 72.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €84k
Cash flow
€48k▼
2024 · €60k
Solvency
27.1%▲
2024 · 18.7%
Current ratio
1.21▲
2024 · 0.96
Quick ratio
0.45▲
2024 · 0.29
Debt / equity
2.69▼
2024 · 4.36
ROE
38.0%▼
2024 · 83.7%
ROA
10.3%▼
2024 · 15.6%
Interest coverage
4.43▼
2024 · 7.37
Debt
€266k▼
2024 · €267k
Debt ≤ 1 year
€164k▼
2024 · €168k
Debt > 1 year
€98k▼
2024 · €99k
Income taxes
€10k▼
2024 · €13k
Staff costs
€180▼
2024 · €280
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€328k€365k▲
Fixed assets21/28€168k€167k▼
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€165k€164k▼
Land and buildings22€110k€108k▼
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€8k€12k▲
Other tangible fixed assets26€45k€40k▼
Financial fixed assets28-€110
Current assets29/58€161k€198k▲
Stocks and contracts in progress3€112k€124k▲
Stocks30/36€112k€124k▲
Amounts receivable within one year40/41€12k€54k▲
Trade receivables40€8k€24k▲
Other amounts receivable41€4k€30k▲
Cash at bank and in hand54/58€33k€20k▼
Deferred charges and accrued income490/1€3k€906▼
Equity and liabilities
Total equity and liabilities10/49€328k€365k▲
Equity10/15€61k€99k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€51k€89k▲
Amounts payable17/49€267k€266k▼
Amounts payable after more than one year17€99k€98k▼
Financial debts170/4€99k€98k▼
Amounts payable within one year42/48€168k€164k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Financial debts43€20k€22k▲
Credit institutions430/8€20k€22k▲
Trade debts44€109k€101k▼
Suppliers440/4€109k€101k▼
Taxes, remuneration and social security45€24k€25k▲
Taxes450/3€24k€25k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€280€180▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€98k€80k▼
Operating profit (loss)9901€75k€64k▼
Financial income75/76B€531€593▲
Recurring financial income75€531€593▲
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€64k€48k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€51k€38k▼
Profit (loss) for the period to be appropriated9905€51k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€89k▲
Profit (loss) brought forward from the previous period14P-€51k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 208420 De HaanGround area
100 m²
Building footprint
100 m²
Volume, LiDAR
939 m³
Parcel 35007A0022/00X005, Flanders · tallest building 11.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GIN & WINE STORE
since 20232.350.527.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0022/00X005 | Flanders | 100 m² | 1 · 100 m² | 11.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.350.527.259
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Of 1,050 companies in sector 46341 we hold annual accounts for 534. 393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2023
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
47279Other retail sale of food
47299Retail trade
47551Retail sale of household furniture
47559Retail sale of other household articles
47591Retail trade
47599Retail trade
56101Full-service restaurants
56111Full-service restaurants
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ginwinkel.be