Gilles FASTRE

Active

Private limited company (pre-2019)founded 20197 yrs activeRue Chalais 9A, 4530 Villers-le-Bouillet, BelgiumKBO/BCE: BE 0721.467.786

Summary

The computed 12-month bankruptcy probability of Gilles FASTRE is 3.0% (moderate). The annual accounts of Gilles FASTRE for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €82,296 and a net result of -€123,670. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 539 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Gilles FASTREActiveChecked score 48/100

Risk analysis Report Compare

Activity

Other building cleaning and industrial cleaning

NACE 81220

#3 company by staff growth in the province of Liège, Building services and landscaping sector1 site

Size

€2.1mtotal assets 2025

Staff: 17.6 FTE
Equity: €82,296
Loss: -€123,670

Financial health

48 Fair Checked score 2025

Bankruptcy chance 12 m: 3.0%

Structure

Accounts filed 20 d late0 of 3 deeds read

Why 48- Equity €82,296 (4.0% of total assets)- 1 change of registered office in 24 months- Liquidity: current ratio 0.78, cash €28,528+ Figures for FY 2025 (filed 21-05-2026)Show the evidence

Checked score

Score 2025

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 7% of its sector peers (NACE 81, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 29-6

equity 4.0% of total assets

Liquidity 14+2

short-term debt 69.8% · cash 1.4%

Profitability 31-28

return on assets -6.0%

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (484 companies)

Last 24 months 11-2024: 2.0%lowest value 12-2024: 2.0%● 0.0% vs 11-2024lowest value 01-2025: 2.0%▲ +1.1% vs 12-2024 02-2025: 2.1%▲ +2.4% vs 01-2025 03-2025: 2.1%▼ -0.3% vs 02-2025 04-2025: 2.5%▲ +19.2% vs 03-2025 05-2025: 4.6%▲ +85.9% vs 04-2025 06-2025: 2.7%▼ -40.3% vs 05-2025 07-2025: 2.7%● 0.0% vs 06-2025 08-2025: 2.7%● 0.0% vs 07-2025 09-2025: 2.7%● 0.0% vs 08-2025 10-2025: 2.7%● 0.0% vs 09-2025 11-2025: 2.7%● 0.0% vs 10-2025 12-2025: 2.8%▲ +1.7% vs 11-2025 01-2026: 3.0%▲ +8.2% vs 12-2025 02-2026: 3.5%▲ +16.7% vs 01-2026 03-2026: 3.5%▲ +0.8% vs 02-2026 04-2026: 3.8%▲ +6.6% vs 03-2026 05-2026: 4.7%▲ +24.9% vs 04-2026highest value 06-2026: 3.1%▼ -34.2% vs 05-2026 07-2026: 3.1%● 0.0% vs 06-2026 08-2026: 3.1%● 0.0% vs 07-2026 09-2026: 3.1%● 0.0% vs 08-2026 10-2026: 3.0%▼ -3.1% vs 09-2026

Equity €82,296 (4.0% of total assets) raises the probability
Figures for FY 2025 (filed 21-05-2026) lowers the probability
1 change of registered office in 24 months raises the probability
Liquidity: current ratio 0.78, cash €28,528 raises the probability

Credit up to €3,500 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.78 against 0.74 in 2024; short-term debt: 69.8% and cash: 1.4% of total assets), and 96% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, small). Better than this share of them on solvency 6%, liquidity 7%, profitability 11%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Equity €82,296 (4.0% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 21-05-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 0.78, cash €28,528

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 539 sector peers (2025).

NBB · sector comparison

Position among 539 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

20 d late

2024

4 d late

2023

1 d early

2022

32 d early

2021

3 d early

2020

49 d early

2019

3 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close06-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

20-05-26 Annual accounts filedfiscal year 2025 · full…
04-05-25 Annual accounts filedfiscal year 2024 · full…
30-09-24 Equity above €200,000Eq €209,478 ▲93.9%

Key points

Caution: From profit to loss in 2025after €102,288 in 2024 -€123,670 View
Caution: Among the weakest 9% on net resultsector median €42,929 · 538 companies -€123,670 View
Total assets 20256 fiscal years filed €2.1m View