GILLES CLERMONT
ActiveGILLES CLERMONT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.39M and a net result of €-375k. Equity is shrinking by ~14.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 95% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 30.88 against 74.77 in 2024; short-term debt: 3% and cash: 0.7% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
-10.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-375k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
7 d early
2023
21 d early
2022
11 d early
2021
18 d early
2020
47 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-375k▼ 27.0%
2024 · €-296k
2018: €-837k
2019: €-336k
2020: €46k
2021: €-219k
2022: €-370k
2023: €-326k
2024: €-296k
2018 → 2025
Working capital
€3.15M▼ 9.8%
2024 · €3.50M
2018: €2.35M
2019: €2.07M
2020: €2.16M
2021: €1.98M
2022: €4.09M
2023: €3.54M
2024: €3.50M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-618k-€-987k▼ 59.8%€-1.31M▼ 33.0%€3.76M€3.39M▼ 10.0%
Operating result€-220k-€-372k▼ 69.0%€-335k▲ 9.9%€-295k▲ 12.1%€-375k▼ 27.2%
Net result€-219k-€-370k▼ 68.6%€-326k▲ 11.8%€-296k▲ 9.3%€-375k▼ 27.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €375k in 2025 against €295k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.49M
Fixed assets
€235k▼ 12.2%
Current assets
€3.26M▼ 8.0%
Equity and liabilities €3.49M
Equity
€3.39M▼ 10.0%
Debt
€106k▲ 123%
The debt ratio rises from 1.2% to 3.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-342k▼
2024 · €-257k
Cash flow
€-343k▼
2024 · €-258k
Solvency
97.0%▼
2024 · 98.8%
Current ratio
30.88▼
2024 · 74.77
Quick ratio
3.05▼
2024 · 6.57
Debt / equity
0.03▲
2024 · 0.01
ROE
-11.1%▼
2024 · -7.9%
ROA
-10.7%▼
2024 · -7.8%
Interest coverage
-457.14▼
2024 · -212.83
Debt
€106k▲
2024 · €47k
Debt ≤ 1 year
€106k▲
2024 · €47k
Staff costs
€231k▼
2024 · €277k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.81M€3.49M▼
Fixed assets21/28€267k€235k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€264k€232k▼
Land and buildings22€213k€194k▼
Plant, machinery and equipment23€34k€28k▼
Furniture and vehicles24€17k€10k▼
Financial fixed assets28€900€900=
Current assets29/58€3.54M€3.26M▼
Stocks and contracts in progress3€3.23M€2.94M▼
Stocks30/36€3.23M€2.94M▼
Amounts receivable within one year40/41€266k€290k▲
Trade receivables40€241k€103k▼
Other amounts receivable41€25k€187k▲
Cash at bank and in hand54/58€40k€26k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€3.81M€3.49M▼
Equity10/15€3.76M€3.39M▼
Contributions10/11€6.45M€6.45M=
Capital10€6.45M€6.45M=
Issued capital100€6.45M€6.45M=
Profit (loss) carried forward14€-2.69M€-3.06M▼
Amounts payable17/49€47k€106k▲
Amounts payable after more than one year17€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€47k€106k▲
Trade debts44€26k€83k▲
Suppliers440/4€26k€83k▲
Taxes, remuneration and social security45€21k€23k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9€20k€22k▲
Accrued charges and deferred income492/3-€84
Income statement
Code20242025
Non-recurring operating income76A€517€0▼
Remuneration, social security and pensions62€277k€231k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€33k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€22k€22k▲
Gross operating margin9900€41k€-89k▼
Operating profit (loss)9901€-295k€-375k▼
Financial income75/76B€372€294▼
Recurring financial income75€372€294▼
Financial charges65/66B€1k€749▼
Recurring financial charges65€1k€749▼
Profit (loss) for the period before taxes9903€-296k€-375k▼
Profit (loss) for the period9904€-296k€-375k▼
Profit (loss) for the period to be appropriated9905€-296k€-375k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2.69M€-3.06M▼
Profit (loss) brought forward from the previous period14P€-2.39M€-2.69M▼
Social balance
Average headcount (FTE)90876.24.1▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 74.77
Current ratio from 23.91 to 74.77; short-term debt falls from €155k to €47k.
31-12
Financial
Equity above €2MEq €3.76M
Equity rises from €-1.31M to €3.76M.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 14current ratio 24.79
Current ratio from 1.75 to 24.79; short-term debt falls from €2.66M to €172k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Strée(Cle) 905650 WalcourtGround area
402 m²
Building footprint
515 m²
Parcel 93012A0048/00H002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Gilles Clermont
since 20072.160.589.480
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93012A0048/00H002 | Wallonia | 402 m² | 1 · 515 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 806 companies in sector 46610 we hold annual accounts for 566. 356 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-02-2007
Fiscal year end31-12
Activities, NACEBEL
28300Manufacture of machinery and equipment not elsewhere classified
29321
46610Wholesale trade
51880
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.