Losses
-€15,563 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
GILBERTE INVEST
Lifetime
7 annual accounts with figures on one time axispeak -€3,242 (2023)
-€4,847▼ €1,409
lowest -€10,851 (2024)
-€4,713▲ €6,138
peak €315,393 (2023)
€299,830▼ 1.5%
€813,700▼ 7.1%
Board3 names since 2018
3 directorsAlexe Momal and 2 others
Documentsfilings and deeds
26-05-202666 days before the deadline
2025financial year
Gross margin from -€3,439 to -€4,847Loss of €4,713Cash from €39,465 to €60,585
Key points
from the 2025 annual accountsDebts
€813,700 73% of the balance sheet
Financial debts 77%Suppliers 0%Other 23%
Of this, €182,440 falls due within a year.
Position in the sector
€299,830
Less equity than 85% of companies in financial services. Sector median €5.2m · 3,031 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 3035 sector peers (2025).
NBB · sector comparisonPosition among 3035 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
66 days early
2024
14 days early
2023
56 days early
2022
140 days early
2021
96 days early
2020
17 days late
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 57 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 May (4 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Ramegnies-Chin to Tournai
New registered office: Rue de l’Athénée 6, 7500 Tournai · Previous registered office: Chaussée de Tournai 52, 7520 Ramegnies-Chin · Reappointments: Gabin Momal, Alexe Momal and Suzanne Momal · General meeting of 29-03-2022 · Gazette deed
Incorporation
published on 29-11-2018 · Gazette deed
First establishment
Rue de l'Athénée 6, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GILBERTE INVEST Tournai | - | - | 26.9% | - |
| LAURYVES Morlanwelz | €316,017 | -11.1% | 61.1% | 0 |
| SIGMADER Estaimpuis | - | - | 63.8% | - |
| BACHOP Braine-le-Comte | €2,763 | - | 96.5% | - |
| BELIPARADISE Mouscron | - | - | 31.0% | - |
| AFiniCial Estaimpuis | - | - | 75.4% | - |
| IDEA FAMILY Diepenbeek | - | - | 94.5% | - |
These companies have the same main activity as GILBERTE INVEST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.1m and €1.2m, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 27-11-2018Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.282.786.6177500 Tournai, since 27-11-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €1.1m▼ 5.7%
- Filing
- Filed on 26-05-2026, 66 days before the end of the filing period
Insights on GILBERTE INVEST
GILBERTE INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €299,830 and a net result of -€4,713.
Equity grew by about 27% per year on average since 2019. In 2025 it fell by 1.5%. Its solvency ranks better than 22% of 3,035 sector peers (NACE 64, financial year 2025).
The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GILBERTE INVEST
- What is the company number of GILBERTE INVEST?
- The company number of GILBERTE INVEST is 0713.945.239. The VAT number is the same number with BE in front: BE 0713.945.239.
- Where is GILBERTE INVEST based?
- The registered office is at Rue de l'Athénée 6, 7500 Tournai.Company details
- What does GILBERTE INVEST do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of GILBERTE INVEST?
- GILBERTE INVEST is a private limited company (BV).
- When was GILBERTE INVEST founded?
- GILBERTE INVEST was founded on 27-11-2018.
- Is GILBERTE INVEST still active?
- Yes, GILBERTE INVEST is an active enterprise in the KBO register.
- What is the turnover of GILBERTE INVEST?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is GILBERTE INVEST profitable?
- In financial year 2025, GILBERTE INVEST made a loss of €4,713.
- Where can I find the annual accounts of GILBERTE INVEST?
- GILBERTE INVEST filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GILBERTE INVEST due?
- GILBERTE INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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