GIGEMA
ActiveGIGEMA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €4k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-13
Solvency56▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.39 in 2024; short-term debt: 47.2% and cash: 0% of total assets), but 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
63 d early
2023
1 d early
2022
64 d early
2021
38 d early
2020
58 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€328k▲ 1.3%
2024 · €324k
2019: €255k
2020: €272k
2021: €295k
2022: €301k
2023: €303k
2024: €324k
2019 → 2025
Total assets
€1.04M▼ 16.0%
2024 · €1.24M
2019: €1.86M
2020: €1.55M
2021: €1.50M
2022: €1.50M
2023: €1.39M
2024: €1.24M
2019 → 2025
Net result
€4k▼ 80.1%
2024 · €21k
2019: €24k
2020: €17k
2021: €23k
2022: €6k
2023: €1k
2024: €21k
2019 → 2025
Working capital
€307k▲ 14.2%
2024 · €269k
2019: €387k
2020: €303k
2021: €345k
2022: €307k
2023: €321k
2024: €269k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€295k-€301k▲ 2.0%€303k▲ 0.4%€324k▲ 7.0%€328k▲ 1.3%
Operating result€65k-€42k▼ 35.2%€36k▼ 14.0%€59k▲ 64.8%€42k▼ 29.2%
Net result€23k-€6k▼ 74.4%€1k▼ 78.2%€21k▲ 1,535%€4k▼ 80.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€244k▼ 15.6%
Current assets
€799k▼ 16.1%
Equity and liabilities €1.04M
Equity
€328k▲ 1.3%
Debt
€715k▼ 22.1%
The debt ratio falls from 73.9% to 68.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▼
2024 · €127k
Cash flow
€67k▼
2024 · €89k
Solvency
31.5%▲
2024 · 26.1%
Current ratio
1.62▲
2024 · 1.39
Quick ratio
1.46▲
2024 · 1.12
Debt / equity
2.18▼
2024 · 2.83
ROE
1.3%▼
2024 · 6.6%
ROA
0.4%▼
2024 · 1.7%
Interest coverage
2.94▼
2024 · 4.35
Debt
€715k▼
2024 · €918k
Debt ≤ 1 year
€492k▼
2024 · €684k
Debt > 1 year
€178k▲
2024 · €176k
Income taxes
€8k▼
2024 · €15k
Staff costs
€569k▼
2024 · €823k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.04M▼
Formation expenses20€107€96▼
Fixed assets21/28€289k€244k▼
Tangible fixed assets22/27€289k€244k▼
Land and buildings22€92k€82k▼
Plant, machinery and equipment23€122k€90k▼
Furniture and vehicles24€10k€23k▲
Leasing and similar rights25€39k€27k▼
Other tangible fixed assets26€26k€22k▼
Current assets29/58€953k€799k▼
Amounts receivable after more than one year29€248k€222k▼
Other amounts receivable291€248k€222k▼
Stocks and contracts in progress3€190k€83k▼
Stocks30/36€190k€83k▼
Amounts receivable within one year40/41€299k€285k▼
Trade receivables40€287k€278k▼
Other amounts receivable41€11k€8k▼
Cash at bank and in hand54/58€164€317▲
Deferred charges and accrued income490/1€217k€209k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.04M▼
Equity10/15€324k€328k▲
Contributions10/11€19k€19k=
Reserves13€305k€310k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€304k€308k▲
Amounts payable17/49€918k€715k▼
Amounts payable after more than one year17€176k€178k▲
Financial debts170/4€102k€123k▲
Other amounts payable178/9€74k€55k▼
Amounts payable within one year42/48€684k€492k▼
Current portion of amounts payable after more than one year42€92k€90k▼
Financial debts43€230k€172k▼
Credit institutions430/8€230k€172k▼
Trade debts44€214k€148k▼
Suppliers440/4€214k€148k▼
Taxes, remuneration and social security45€148k€83k▼
Taxes450/3€42k€15k▼
Remuneration and social security454/9€106k€68k▼
Accrued charges and deferred income492/3€58k€45k▼
Income statement
Code20242025
Remuneration, social security and pensions62€823k€569k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€63k▼
Other operating charges640/8€5k€41k▲
Gross operating margin9900€956k€715k▼
Operating profit (loss)9901€59k€42k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€29k€36k▲
Recurring financial charges65€29k€36k▲
Profit (loss) for the period before taxes9903€36k€12k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€21k€4k▼
Profit (loss) for the period to be appropriated9905€21k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€4k▼
Transfer to equity691/2€21k€4k▼
To other reserves6921€21k€4k▼
Social balance
Average headcount (FTE)908721.714.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €1k ▼78.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
17-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bautershoven 943800 Sint-TruidenGround area
6,074 m²
Building footprint
2,736 m²
Volume, LiDAR
16,777 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zepperenweg 257, 3800 Sint-Truiden
since 20012.098.190.469
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352C0433/00A002 | Flanders | 5,112 m² | 1 · 2,660 m² | 7.7 m · 2 fl. |
| 71352C0482/00K003 | Flanders | 963 m² | 1 · 76 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,573 EUR awarded · 3,573 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,798 EUR | 1,798 EUR |
| 2022 | 1 | 1,775 EUR | 1,775 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.098.190.469
Similar companies · same sector, comparable size
Wine Logistics International
BE 0477.512.390
Geel · Eq €329k
MARDEM
BE 0463.909.824
Bütgenbach · Eq €330k
F.V.IMMO
BE 0662.601.654
Froidchapelle · Eq €326k
Direct Aankoop Company
BE 0471.765.438
Hasselt · Eq €324k
IMMOBILIERE COMMERCIALE DISONAISE
BE 0442.115.706
Dison · Eq €332k
Of 1,030 companies in sector 52100 we hold annual accounts for 764. 508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2000
Fiscal year end30-06
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.