GICO
ActiveGICO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €18k. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency49▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.32 in 2024; short-term debt: 55.6% and cash: 4.9% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d late
2023
2 d early
2022
4 d early
2021
27 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 77.7%
2024 · €23k
2019: €-50k
2020: €-22k
2021: €-13k
2022: €-19k
2023: €-9k
2024: €23k
2019 → 2025
Total assets
€170k▲ 55.8%
2024 · €109k
2019: €132k
2020: €124k
2021: €119k
2022: €103k
2023: €101k
2024: €109k
2019 → 2025
Net result
€18k▼ 49.5%
2024 · €35k
2019: €22k
2020: €28k
2021: €9k
2022: €-6k
2023: €10k
2024: €35k
2019 → 2025
Working capital
€-49k▲ 17.0%
2024 · €-58k
2019: €-106k
2020: €-72k
2021: €-73k
2022: €-88k
2023: €-88k
2024: €-58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€-19k▼ 42.3%€-9k▲ 50.5%€23k€41k▲ 77.7%
Operating result€13k-€-2k€11k€42k▲ 291%€25k▼ 41.4%
Net result€9k-€-6k€10k€35k▲ 269%€18k▼ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€124k▲ 52.7%
Current assets
€46k▲ 65.0%
Equity and liabilities €170k
Equity
€41k▲ 77.7%
Debt
€129k▲ 50.0%
The debt ratio falls from 79.1% to 76.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €47k
Cash flow
€23k▼
2024 · €40k
Solvency
23.9%▲
2024 · 20.9%
Current ratio
0.49▲
2024 · 0.32
Quick ratio
0.47▲
2024 · 0.30
Debt / equity
3.19▼
2024 · 3.78
ROE
43.7%▼
2024 · 154.0%
ROA
10.4%▼
2024 · 32.2%
Interest coverage
18.68▲
2024 · 13.68
Debt
€129k▲
2024 · €86k
Debt ≤ 1 year
€94k▲
2024 · €86k
Debt > 1 year
€35k
Income taxes
€5k▲
2024 · €4k
Staff costs
€42k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€170k▲
Fixed assets21/28€81k€124k▲
Tangible fixed assets22/27€81k€124k▲
Land and buildings22€81k€84k▲
Furniture and vehicles24-€40k
Current assets29/58€28k€46k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€5k€36k▲
Trade receivables40€5k€36k▲
Cash at bank and in hand54/58€21k€8k▼
Deferred charges and accrued income490/1€85€88▲
Equity and liabilities
Total equity and liabilities10/49€109k€170k▲
Equity10/15€23k€41k▲
Contributions10/11€25k€25k=
Reserves13€6k€15k▲
Non-distributable reserves130/1€3k-
Reserves not available under the articles1311€3k-
Tax-exempt reserves132€4k€4k=
Distributable reserves133-€12k
Profit (loss) carried forward14€-8k€423▲
Amounts payable17/49€86k€129k▲
Amounts payable after more than one year17-€35k
Financial debts170/4-€35k
Amounts payable within one year42/48€86k€94k▲
Current portion of amounts payable after more than one year42€8k-
Trade debts44€9k€45k▲
Suppliers440/4€9k€45k▲
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€54k€36k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€87k€74k▼
Operating profit (loss)9901€42k€25k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€39k€23k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€35k€18k▼
Profit (loss) for the period to be appropriated9905€35k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€9k▲
Profit (loss) brought forward from the previous period14P€-41k€-8k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
Profit to be distributed694/7€3k-
Directors or managers695€3k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Highest result since 2019net €35k ▲269%
Operating result €42k, net result €35k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-6k ▼163%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de Ressaix(RES) 77134 BincheGround area
513 m²
Building footprint
67 m²
Volume, LiDAR
627 m³
Parcel 56063B0185/00E004, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
gico
since 20042.143.673.670
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063B0185/00E004 | Wallonia | 513 m² | 1 · 66 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,826. 2,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2004
Fiscal year end30-06
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.