GICA BOUW

Active

Private limited companyfounded 2021active for 5 yearsTheet 53, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0776.345.735

Summary

GICA BOUW has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,306) and a net result of -€404. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 5% of 9,327 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

GICA BOUWActiveChecked score 55/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€5,211total assets 2025

Equity: -€16,306
Loss: -€404

Turnover not published (micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

2025 accounts filed 2 days late1 deed in the Belgian Official Gazette

Why 55raises riskCapped at 59: negative equitySector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Negative equity -€16,306lowers riskLiquidity: current ratio 22.99, cash €4,731, halvedShow the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 37% of its sector peers (NACE 41, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-21

equity -312.9% of total assets

Liquidity 100+82

short-term debt 4.3% · cash 90.8%

Profitability 18-9

return on assets -7.8%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)

Last 24 months 11-2024: 3.6% 12-2024: 3.7%▲ +0.1 percentage points vs 11-2024 01-2025: 3.7%● unchanged vs 12-2024highest value 02-2025: 2.2%▼ -1.5 percentage points vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 1.9%▼ -0.3 percentage points vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 2.0%▲ +0.1 percentage points vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.1%▲ +0.1 percentage points vs 12-2025 02-2026: 2.5%▲ +0.4 percentage points vs 01-2026 03-2026: 1.3%▼ -1.2 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.2%▼ -0.1 percentage points vs 09-2026lowest value

No credit on open account

Liquidity ample (current ratio 22.99, compared with 0.96 in 2024, above the usual 1.5; short-term debt: 4.3% and cash: 90.8% of total assets), but equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 3% on solvency, 99% on liquidity, 16% on profitability and 32% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Liquidity: current ratio 22.99, cash €4,731, halved

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Negative equity -€16,306

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€16,306

2025 accounts filed 2 days late

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

2 days late

2024

on the day

2023

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average on the deadline day; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end28-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-02-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Liquidity more than 23 timescurrent ratio 22.99
31-01-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€16,306 View
Risk: 3 loss-making years in a rowloss financial year 2025 -€404 View
Caution: Among the weakest 5% on solvencysector median 43.0% · 9,327 companies -312.9% View

By topic

Financials

Financial year: 2025
Total assets: €5,211
Loss: -€404
Solvency: -312.9%

Total assets▼ 98.6%

Net result

20232025

Go to Financials

Timeline

Events: 4
Since: 2024
Next accounts: by 31-01-2027

30-01-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 21-10-2021
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about GICA BOUW

What is the company number of GICA BOUW?: 0776.345.735. In Belgium the VAT number is the company number with BE in front: BE 0776.345.735.
Where is GICA BOUW based?: The registered office is at Theet 53, 9220 Hamme (Vl.).Company details
What does GICA BOUW do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of GICA BOUW?: Private limited company (BV).
When was GICA BOUW founded?: On 21-10-2021.
Is GICA BOUW still active?: Yes, GICA BOUW is an active enterprise in the KBO register.
What is the turnover of GICA BOUW?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GICA BOUW profitable?: In financial year 2025, GICA BOUW made a loss of €404.
Where can I find the annual accounts of GICA BOUW?: GICA BOUW filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GICA BOUW due?: By 31-01-2027, for financial year 2026.Timeline