Equity
€158,867 ▲ 28.5%
Gica has made a profit in every financial year since 2022.
Gica
Lifetime
5 annual accounts with figures on one time axispeak €63,824 (2026)
€63,824▲ 66.8%
peak €41,503 (2022)
€35,187▲ 84.3%
peak €158,867 (2026)
€158,867▲ 28.5%
€12,813▼ 37.0%
Board1 name since 2021
1 directorBOUWEN Patrik
Documentsfilings and deeds
02-11-20262 days late
2026micro format
Gross margin from €38,265 to €63,824Result from €19,097 to €35,187Equity from €123,680 to €158,867Debts from €20,352 to €12,813Investments €30,233
Key points
from the 2026 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Liquidity
8.58 was 4.84 in 2025
Short-term debts fell from €20,352 to €12,813.
Filings
5 annual accounts 2 late
The 2022 accounts came latest: 3 days after the end of the period.
Starting capital
€5,000 100 shares
Position in the sector
92.5%
Higher solvency than 91% of companies in architecture and engineering. Sector median 57.0% · 393 companies.
Checked score
98
Excellent
Financially stronger than 82% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025highest value
11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: < 0.1%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 8.58, cash €84,320
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €158,867 (92.5% of total assets)
Figures for financial year 2026 (filed on 03-11-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 97% on liquidity, 70% on profitability and 73% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Gica has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Gica itself is lower: < 0.1% within 12 months. It rests on far more data about Gica than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Gica. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.58 (4.84 in 2025), above the usual 1.5. Short-term debt is 7.5% and cash 49.1% of total assets. 7.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-11-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2026
2 days late
2025
on the day
2024
3 days early
2023
on the day
2022
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average on the deadline day. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765474510
Incorporation
Founding capital of €5,000, 100 shares · Founder: BOUWEN Patrik · Appointment: BOUWEN Patrik (director) · published on 24-03-2021 · Gazette deed
First establishment
Kegelstraat 27, Putte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gica Putte | €171,680 | €63,824 | 92.5% | - |
| Thomaere Architecten Herentals | €163,836 | €63,444 | 1.2% | - |
| MVC-CAD Services Antwerp | €163,336 | €59,070 | 68.3% | - |
| FACET architectuur en interieur Kasterlee | €161,141 | €65,411 | 24.1% | - |
| Verbotek Wuustwezel | €147,034 | €61,532 | 64.2% | - |
| DC-ARchitecTure Willebroek | €200,400 | €72,214 | 87.1% | - |
| ProVor Heist-op-den-Berg | €207,536 | €63,361 | 12.9% | - |
These companies have the same main activity as Gica: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €147,000 and €208,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 22-03-2021Normal situation
- Activity
- Activities of building architectsNACE 71111and 1 other
- Establishment unit
- 2.316.003.5732580 Putte, since 22-03-2021
- Financial year end
- 31 March
- Peppol
- Reachable since 15-07-2025
Insights on Gica
Gica files the micro format. That format states no turnover. The gross margin rose from €54,728 in 2022 to €63,824 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Gica
- What is the company number of Gica?
- The company number of Gica is 0765.474.510. The VAT number is the same number with BE in front: BE 0765.474.510.
- Where is Gica based?
- The registered office is at Kegelstraat 27, 2580 Putte.Company details
- What does Gica do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of Gica?
- Gica is a private limited company (BV).
- When was Gica founded?
- Gica was founded on 22-03-2021.
- Is Gica still active?
- Yes, Gica is an active enterprise in the KBO register.
- What is the turnover of Gica?
- The turnover in financial year 2026 is ≈ €160,000. This figure is estimated from the gross margin of €63,824 and 30 comparable companies (NACE 71111). It probably lies between €120,000 and €270,000.Financials
- Is Gica profitable?
- In financial year 2026, Gica made a profit of €35,187.
- Where can I find the annual accounts of Gica?
- Gica filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Gica due?
- Gica must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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