Gica
ActiveSummary
Gica has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €19k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 3.44 in 2024; short-term debt: 14.1% and cash: 49.1% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
13.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
on the day
2022
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 18.3%
2024 · €105k
2022: €47k
2023: €66k
2024: €105k
2022 → 2025
Total assets
€144k▲ 9.7%
2024 · €131k
2022: €87k
2023: €86k
2024: €131k
2022 → 2025
Net result
€19k▼ 50.9%
2024 · €39k
2022: €42k
2023: €19k
2024: €39k
2022 → 2025
Working capital
€78k▲ 20.0%
2024 · €65k
2022: €35k
2023: €40k
2024: €65k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€47k-€66k▲ 41.2%€105k▲ 59.3%€124k▲ 18.3%
Operating result€51k-€26k▼ 48.7%€49k▲ 84.5%€26k▼ 47.0%
Net result€42k-€19k▼ 53.8%€39k▲ 103%€19k▼ 50.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€46k ▲ 15.4%
Current assets
€98k ▲ 7.3%
Equity and liabilities €144k
Equity
€124k ▲ 18.3%
Debt
€20k ▼ 23.8%
Debt's share of the balance-sheet total falls from 20.3% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €57k
Cash flow
€30k▼
2024 · €47k
Current ratio
4.84▲
2024 · 3.44
Quick ratio
4.72▲
2024 · 3.22
Debt to equity
0.16▼
2024 · 0.26
ROE
15.4%▼
2024 · 37.2%
ROA
13.3%▼
2024 · 29.6%
Interest coverage
18.78▼
2024 · 307.25
Debt ≤ 1 year
€20k▼
2024 · €27k
Income taxes
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€131k€144k▲
Fixed assets21/28€40k€46k▲
Tangible fixed assets22/27€40k€46k▲
Plant, machinery and equipment23€15k€15k▼
Furniture and vehicles24€19k€26k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€92k€98k▲
Stocks and contracts in progress3€6k€2k▼
Stocks30/36€6k€2k▼
Amounts receivable within one year40/41€56k€24k▼
Trade receivables40€52k€23k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€30k€71k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€131k€144k▲
Equity10/15€105k€124k▲
Contributions10/11€5k€5k=
Reserves13€100k€119k▲
Distributable reserves133€100k€119k▲
Amounts payable17/49€27k€20k▼
Amounts payable within one year42/48€27k€20k▼
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€5k€10k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€58k€38k▼
Operating profit (loss)9901€49k€26k▼
Financial income75/76B€306€162▼
Recurring financial income75€306€162▼
Financial charges65/66B€185€2k▲
Recurring financial charges65€185€2k▲
Profit (loss) for the period before taxes9903€49k€24k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€39k€19k▼
Profit (loss) for the period to be appropriated9905€39k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€19k▼
Transfer to equity691/2€39k€19k▼
To other reserves6921€39k€19k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €19k ▼50.9%
Net result drops to €19k, the lowest in the series.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €105k ▲59.3%
3 profitable years in a row build equity to €105k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kegelstraat 272580 PutteGround area
984 m²
Building footprint
216 m²
Volume, LiDAR
1,039 m³
Parcel 12001A0277/00H003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gica
since 20212.316.003.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001A0277/00H003 | Flanders | 984 m² | 1 · 216 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Groenoog
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OMNI-TECH
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Diksmuide · Eq €123,641
RAAKVLAK ARCHITECTEN
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Beveren-Kruibeke-Zwijndrecht · Eq €123,625
Thiébaut Architectes & Ingénieurs
BE 0812.745.083
Péruwelz · Eq €123,603
Co4Life
BE 0892.415.440
Maarkedal · Eq €123,598
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,426 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end31-03
Activities, NACEBEL 2025
71111Activities of building architects
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.