Financials
- Fiscal year
- 2024
- Total assets
- €2.2m
- Profit
- €460,211
- Solvency
- 69.7%
Total assets▲ 14.8%
Net result
20182024
GIBO CONSULT
ActiveSummary
GIBO CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.5m and a net result of €460,211. Equity is growing by ~17.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
General electrical installation work
NACE 43211NACE 45310
#5 company by equity in Destelbergen, Construction sector1 site
Size
€2.2mtotal assets 2024
- Equity
- €1.5m
- Profit
- €460,211
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 35 d early0 of 4 deeds read
Why 88- Figures for FY 2024 (filed 30-06-2025)+ Size: total assets €2.2m+ Founded in 2003+ Equity €1.5m (69.7% of total assets)Show the evidence
Checked score
Score 2024
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
95+2
equity 69.7% of total assets
Liquidity
56-10
short-term debt 20.1% · cash 9.8%
Profitability
95+8
return on assets 20.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.1%lowest value
03-2026: 0.1%▲ +5.3% vs 02-2026
04-2026: 0.1%▲ +13.3% vs 03-2026
05-2026: 0.1%▲ +11.8% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +18.4% vs 06-2026
08-2026: 0.2%▲ +110% vs 07-2026
09-2026: 0.2%▲ +20.6% vs 08-2026
10-2026: 0.3%▲ +52.2% vs 09-2026highest value
- Figures for FY 2024 (filed 30-06-2025) raises the probability
- Size: total assets €2.2m lowers the probability for this profile
- Founded in 2003 lowers the probability for this profile
- Equity €1.5m (69.7% of total assets) lowers the probability
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.01 in 2023; short-term debt: 20.1% and cash: 9.8% of total assets), and 30.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 87%, liquidity 70%, profitability 93%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
31 d early
2023
35 d early
2022
31 d early
2021
37 d early
2020
44 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Other statement · General meetingDirector reappointment · Permanent representative
- Annual accounts filedfiscal year 2025 · micro…
- General meeting · Fiscal yearAnnual general meeting · Other…
Key points
- Positive: Result rose in 2024from €281,340 to €460,211 ▲ 63.6% View
- Positive: Company by equity in Destelbergen, Construction sectorin the Checked rankings #5 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 7 profitable years in a rowprofit 2024: €460,211 7 years View
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-07-2026Other statement · General meeting
- 26-06-2026Annual accounts filed
- 25-06-2026General meeting · Fiscal year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General electrical installation workNACE 43211
- Founded
- 03-01-2003
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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