GIBKAM IT SERVICES
ActiveGIBKAM IT SERVICES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €42k. Equity is shrinking by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-23
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
47.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1416 sector peers (2025).
NBB · sector comparisonPosition among 1416 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
81 d early
2024
129 d early
2023
139 d early
2022
132 d early
2021
138 d early
2020
96 d early
2019
123 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k▼ 11.0%
2024 · €47k
2018: €41k
2019: €52k
2020: €58k
2021: €50k
2022: €46k
2023: €40k
2024: €47k
2018 → 2025
Working capital
€2k▼ 77.4%
2024 · €7k
2018: €42k
2019: €86k
2020: €145k
2021: €197k
2022: €17k
2023: €2k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€20k▼ 89.8%€5k▼ 75.6%€12k▲ 142%€5k▼ 58.7%
Operating result€64k-€61k▼ 5.3%€52k▼ 13.7%€61k▲ 16.1%€54k▼ 10.9%
Net result€50k-€46k▼ 9.3%€40k▼ 13.5%€47k▲ 19.0%€42k▼ 11.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€3k▼ 34.5%
Current assets
€84k▲ 127%
Equity and liabilities €88k
Equity
€5k▼ 58.7%
Debt
€83k▲ 173%
The debt ratio rises from 71.4% to 94.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €63k
Cash flow
€44k▼
2024 · €49k
Solvency
5.7%▼
2024 · 28.6%
Current ratio
1.02▼
2024 · 1.23
Quick ratio
1.02▼
2024 · 1.23
Debt / equity
16.53▲
2024 · 2.50
ROE
838.8%▲
2024 · 388.8%
ROA
47.9%▼
2024 · 111.1%
Interest coverage
108.08▲
2024 · 94.38
Debt
€83k▲
2024 · €30k
Debt ≤ 1 year
€83k▲
2024 · €30k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€88k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€37k€84k▲
Amounts receivable within one year40/41€18k€5k▼
Trade receivables40€11k-
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€20k€79k▲
Equity and liabilities
Total equity and liabilities10/49€42k€88k▲
Equity10/15€12k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€7k-
Amounts payable17/49€30k€83k▲
Amounts payable within one year42/48€30k€83k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€26k€73k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€899€528▼
Gross operating margin9900€64k€57k▼
Operating profit (loss)9901€61k€54k▼
Financial charges65/66B€665€518▼
Recurring financial charges65€665€518▼
Profit (loss) for the period before taxes9903€60k€54k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€47k€42k▼
Profit (loss) for the period to be appropriated9905€47k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€49k▲
Profit (loss) brought forward from the previous period14P-€7k
Profit to be distributed694/7€40k€49k▲
Return on contributions (dividend)694€40k€49k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €40k ▼13.5%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €201k ▲39.1%
4 profitable years in a row build equity to €201k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €58k ▲12.7%
Operating result €77k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲67.7%
3 profitable years in a row build equity to €145k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity doublescurrent ratio 4.38
Current ratio from 1.89 to 4.38; short-term debt falls from €48k to €26k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 401190 VorstGround area
1,894 m²
Building footprint
682 m²
Volume, LiDAR
5,046 m³
Parcel 21382C0028/00G003, Brussels · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GIBKAM IT SERVICES
since 20172.266.599.592
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0028/00G003 | Brussels | 1,894 m² | 1 · 682 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 6,121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.