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GIBER

Active
Private limited companyfounded 20232 yrs activeRue de l'Espérance 220, 4000 Liège, BelgiumKBO/BCE: BE 1000.854.215
Summary

The computed 12-month bankruptcy probability of GIBER is 3.7% (moderate). The 2024 annual accounts show equity of €325,487 and a net result of -€33,013. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability29
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.21; short-term debt: 10.1% and cash: 2% of total assets), and 41% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
59%
Return on assets
-6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
42 d early
2024
56 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 49 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 October 2023, GIBER was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€325,487
Total assets
€551,628
Net result
-€33,013
Working capital
-€44,366

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €551,628
Fixed assets €540,160
Current assets €11,468
Equity and liabilities €551,628
Equity €325,487
Debt €226,140
Debt finances 41.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€18,164
Cash flow
€9,836
Current ratio
0.21
Debt to equity
0.69
ROE
-10.1%
ROA
-6.0%
Interest coverage
2.18
Debt ≤ 1 year
€55,834
Debt > 1 year
€167,606

Peer companies

Historical observation

Of the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
0.8% went bankrupt
3.1% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€551,628
Fixed assets21/28€540,160
Tangible fixed assets22/27€540,160
Land and buildings22€540,160
Other tangible fixed assets26€0
Current assets29/58€11,468
Cash at bank and in hand54/58€10,803
Deferred charges and accrued income490/1€665
Equity and liabilities
Total equity and liabilities10/49€551,628
Equity10/15€325,487
Contributions10/11€358,500
Profit (loss) carried forward14-€33,013
Amounts payable17/49€226,140
Amounts payable after more than one year17€167,606
Financial debts170/4€167,606
Amounts payable within one year42/48€55,834
Current portion of amounts payable after more than one year42€6,325
Trade debts44€0
Suppliers440/4€0
Other amounts payable47/48€49,509
Accrued charges and deferred income492/3€2,700
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,849
Other operating charges640/8€4,673
Gross operating margin9900€22,837
Operating profit (loss)9901-€24,685
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€8,328
Recurring financial charges65€8,328
Profit (loss) for the period before taxes9903-€33,013
Profit (loss) for the period9904-€33,013
Profit (loss) for the period to be appropriated9905-€33,013
Appropriation of the result
Profit (loss) to be appropriated9906-€33,013

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,849
Other operating charges640/8€4,673
Gross operating margin9900€22,837
Operating profit (loss)9901-€24,685
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€8,328
Recurring financial charges65€8,328
Profit (loss) for the period before taxes9903-€33,013
Profit (loss) for the period9904-€33,013
Profit (loss) for the period to be appropriated9905-€33,013
Line2024
Assets
Total assets20/58€551,628
Fixed assets21/28€540,160
Tangible fixed assets22/27€540,160
Land and buildings22€540,160
Other tangible fixed assets26€0
Current assets29/58€11,468
Cash at bank and in hand54/58€10,803
Deferred charges and accrued income490/1€665
Equity and liabilities
Total equity and liabilities10/49€551,628
Equity10/15€325,487
Contributions10/11€358,500
Profit (loss) carried forward14-€33,013
Amounts payable17/49€226,140
Amounts payable after more than one year17€167,606
Financial debts170/4€167,606
Amounts payable within one year42/48€55,834
Current portion of amounts payable after more than one year42€6,325
Trade debts44€0
Suppliers440/4€0
Other amounts payable47/48€49,509
Accrued charges and deferred income492/3€2,700
Line2024
Profit (loss) for the period9904-€33,013
+ Depreciation and write-downs630€42,849
Operating cash flow (approximation)€9,836

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
652 m²
Building footprint
133 m²
Volume, LiDAR
1,200 m³
Parcel 62815C0840/00Z000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
GIBER
Rue de l'Espérance 220, 4000 LiègeReal estate development
since 20232.353.559.203
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62815C0840/00Z000 Wallonia 652 m² 1 · 133 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded06-10-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000854215
Also 9925:BE1000854215
Registered 20-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.