Financials
- Financial year
- 2025
- Total assets
- €3.0m
- Loss
- -€61,883
- Solvency
- 51.2%
GIARRA GROUP HOLDING
ActiveSummary
GIARRA GROUP HOLDING has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€61,883. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
“La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et…” (deed in French)
From the articles, 7 activitiesNo NACE code in the KBO yet
Size
€3.0mtotal assets 2025
- Equity
- €1.6m
- Loss
- -€61,883
Turnover not published (abbreviated format)
Structure
- Holdings
- 6
Accounts filed 24 days late
Why 63raises riskLiquidity: current ratio 0.00, cash €885Founded in 2024No registered site in the KBOlowers riskSize: total assets €3.0mShow the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 37% of its sector peers (no NACE code, small)
Financial strength
Average
Solvency
76
equity 51.2% of total assets
Liquidity
49
short-term debt 11.6% · cash 0.0%
Profitability
32
return on assets -2.0%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 4.0%
02-2026: 4.0%● unchanged vs 01-2026
03-2026: 4.1%▲ +0.1 percentage points vs 02-2026
04-2026: 4.8%▲ +0.7 percentage points vs 03-2026
05-2026: 5.0%▲ +0.2 percentage points vs 04-2026
06-2026: 5.5%▲ +0.5 percentage points vs 05-2026
07-2026: 5.5%● unchanged vs 06-2026
08-2026: 5.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 1.4%▼ -4.5 percentage points vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026lowest value
Credit of up to €95,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.0, below 1; short-term debt: 11.6% and cash: 0% of total assets), and 48.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 48% on solvency, 39% on liquidity and 24% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointments: FRACANO, AJE MANAGEMENT and…
Key points
By topic
Network & group
- Subsidiaries
- 6
6 subsidiaries
Timeline
- Events
- 2
- Since
- 2024
Company details
- Legal form
- Private limited company
- Founded
- 23-12-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 29
- Annual meeting
- Third Friday of June at 19:00
- Purpose
- “La prise de participation directe ou indirecte dans toutes sociétés ou entreprises…” (deed in French)
- Statutory auditor
- No statutory auditor
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