GIADIVA
ActiveSummary
The computed 12-month bankruptcy probability of GIADIVA is 2.1% (moderate). The 2025 annual accounts show equity of €10k and a net result of €10k. Its solvency ranks better than 56% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.7; short-term debt: 58.7% and cash: 97.7% of total assets), but 58.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
41.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€10k
Total assets
€25k
Net result
€10k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €25k
Equity
€10k
Debt
€15k
Debt finances 58.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k
Cash flow
€12k
Current ratio
1.70
Debt to equity
1.42
ROE
100.0%
ROA
41.3%
Interest coverage
154.92
Debt ≤ 1 year
€15k
Income taxes
€4k
Staff costs
€25k
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet
Code2025
Assets
Total assets20/58€25k
Current assets29/58€25k
Amounts receivable within one year40/41€576
Trade receivables40€576
Cash at bank and in hand54/58€24k
Equity and liabilities
Total equity and liabilities10/49€25k
Equity10/15€10k
Profit (loss) carried forward14€10k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€13k
Taxes450/3€10k
Remuneration and social security454/9€3k
Other amounts payable47/48€75
Income statement
Code2025
Remuneration, social security and pensions62€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€745
Gross operating margin9900€41k
Operating profit (loss)9901€14k
Financial charges65/66B€98
Recurring financial charges65€98
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€4k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €25k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €745 |
| Gross operating margin9900 | €41k |
| Operating profit (loss)9901 | €14k |
| Financial charges65/66B | €98 |
| Recurring financial charges65 | €98 |
| Profit (loss) for the period before taxes9903 | €14k |
| Income taxes67/77 | €4k |
| Profit (loss) for the period9904 | €10k |
| Profit (loss) for the period to be appropriated9905 | €10k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €25k | |
| Current assets29/58 | €25k | |
| Amounts receivable within one year40/41 | €576 | |
| Trade receivables40 | €576 | |
| Cash at bank and in hand54/58 | €24k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €25k | |
| Equity10/15 | €10k | |
| Profit (loss) carried forward14 | €10k | |
| Amounts payable17/49 | €15k | |
| Amounts payable within one year42/48 | €15k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €13k | |
| Taxes450/3 | €10k | |
| Remuneration and social security454/9 | €3k | |
| Other amounts payable47/48 | €75 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €12k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Ground area
153 m²
Building footprint
157 m²
Volume, LiDAR
1,458 m³
Parcel 21616A0183/00Z059, Brussels · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
GIADIVA
since 20242.367.810.184
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0183/00Z059 | Brussels | 153 m² | 1 · 157 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SENZA FINE
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FIRENZE
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POPUP BRAND MESSANCY
BE 0765.641.190
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IMPULSE 26
BE 0475.441.441
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SOM BROTHERS
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Of 6,502 companies in sector 47716 we hold annual accounts for 2,440. 1,252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.