Equity
€21,114 ▲ 92.0%
GHZ Projects paid out €37,000 in dividends. That is 79% of the 2025 profit.
GHZ Projects
Lifetime
2 annual accounts with figures on one time axispeak €63,431 (2025)
€63,431▲ 3.7%
peak €47,117 (2025)
€47,117▲ 4.7%
peak €21,114 (2025)
€21,114▲ 92.0%
€68,838▲ 32.4%
Board1 name since 2023
1 directorGHZ
Documentsfilings and deeds
01-05-202691 days before the deadline
2025micro format
Registered office moved from Leuven to Beringen 25-09Dividend €37,000Equity from €10,997 to €21,114Debts from €51,974 to €68,838Cash from €1,517 to €22,872
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.2%▼ -0.2 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.8%▲ +0.5 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 0.2%▼ -0.7 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.31, cash €22,872
Size: total assets €89,952
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 24% of them on solvency, 17% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as GHZ Projects has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GHZ Projects itself is lower: 0.2% within 12 months. It rests on far more data about GHZ Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for GHZ Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.31 (1.21 in 2024), below the usual 1.5. Short-term debt is 76.5% and cash 25.4% of total assets. 76.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-05-2026, 91 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
91 days early
2024
139 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 115 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GHZ 98,000 sharesdeed of 23-11-2023
- LIEVERS Evelien 2,000 sharesdeed of 23-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002510044
Registered office moved from Leuven to Beringen
New registered office: Twaalf Meilaan 12, 3581 Beringen · Previous registered office: Platte Lostraat 353, 3010 Leuven · Board meeting of 20-08-2025 · Gazette deed
Incorporation
Founding capital of €1,000, 100,000 shares · Founders: GHZ and LIEVERS Evelien · Appointment: GHZ (director) · published on 23-11-2023 · Gazette deed
First establishment
Twaalf Meilaan 12, Beringen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GHZ Projects Beringen | €89,952 | €63,431 | 23.5% | - |
| TRIOKTA Sint-Truiden | €84,821 | €60,626 | 47.3% | - |
| BERGMANS IT Beringen | €86,813 | €58,516 | 87.4% | - |
| MWI-T Consulting Diepenbeek | €101,716 | €62,020 | 93.4% | - |
| Si9 Hasselt | €81,195 | €67,516 | 83.6% | - |
| van Helvert Tessenderlo-Ham | €104,384 | €63,766 | 88.9% | - |
| Focuus Lummen | €81,092 | €57,699 | 72.1% | - |
These companies have the same main activity as GHZ Projects: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €81,100 and €104,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 21-11-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.352.015.6163581 Beringen, since 21-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €89,952▲ 42.8%
- Filing
- Filed on 01-05-2026, 91 days before the end of the filing period
Insights on GHZ Projects
GHZ Projects has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,114 and a net result of €47,117.
Its solvency ranks better than 23% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GHZ Projects
- What is the company number of GHZ Projects?
- The company number of GHZ Projects is 1002.510.044. The VAT number is the same number with BE in front: BE 1002.510.044.
- Where is GHZ Projects based?
- The registered office is at Twaalf Meilaan 12, 3581 Beringen.Company details
- What does GHZ Projects do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of GHZ Projects?
- GHZ Projects is a private limited company (BV).
- When was GHZ Projects founded?
- GHZ Projects was founded on 21-11-2023.
- Is GHZ Projects still active?
- Yes, GHZ Projects is an active enterprise in the KBO register.
- What is the turnover of GHZ Projects?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €63,431 and 60 comparable companies (NACE 62200). It probably lies between €110,000 and €160,000.Financials
- Is GHZ Projects profitable?
- In financial year 2025, GHZ Projects made a profit of €47,117.
- Where can I find the annual accounts of GHZ Projects?
- GHZ Projects filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GHZ Projects due?
- GHZ Projects must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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