Checked.be · Company dossierhttps://checked.be/en/c/ghulam-mirza-0735533776 · as of 18-10-2026
GHULAM MIRZA
Active
Private limited company · founded 2019 · active for 7 yearsArthur Roelandtstraat(D) 3bis, 7711 Mouscron, BelgiumKBO/BCE: BE 0735.533.776
Summary
The computed 12-month bankruptcy probability of GHULAM MIRZA is 7.8% (elevated). For GHULAM MIRZA, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €13,758 and a net result of -€1,954. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 61% of 22,600 sector peers (NACE 47, financial year 2022). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€546,073turnover 2022
Equity
€13,758
Loss
-€1,954
Financial health
Bankruptcy probabilitywithin 12 months
7.8%
2022 figures too old to score
Structure
Accounts 809 days overdue0 of 2 deeds read
Signalsraises riskFigures for financial year 2022 (filed 29-08-2023)3 financial years not filed after the legal deadline; latest accounts 29 days lateSize: turnover €546,073, total assets €30,825No filing in 24 months (latest 29-08-2023)Two or more financial years not filedneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency70-30
equity 44.6% of total assets
Liquidity54-42
short-term debt 51.6% · cash 24.2%
Profitability22-78
return on assets -6.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
7.8%Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,224 companies, NACE 47, micro)
Last 24 months11-2024: 3.7%lowest value12-2024: 4.6%▲ +0.9 percentage points vs 11-202401-2025: 5.9%▲ +1.3 percentage points vs 12-202402-2025: 5.9%● unchanged vs 01-202503-2025: 6.0%▲ +0.1 percentage points vs 02-202504-2025: 5.5%▼ -0.5 percentage points vs 03-202505-2025: 5.5%● unchanged vs 04-202506-2025: 5.3%▼ -0.2 percentage points vs 05-202507-2025: 5.3%● unchanged vs 06-202508-2025: 7.0%▲ +1.7 percentage points vs 07-202509-2025: 8.1%▲ +1.1 percentage points vs 08-202510-2025: 8.1%● unchanged vs 09-202511-2025: 8.1%● unchanged vs 10-202512-2025: 8.1%● unchanged vs 11-202501-2026: 8.1%● unchanged vs 12-202502-2026: 8.2%▲ +0.1 percentage points vs 01-2026highest value03-2026: 8.2%● unchanged vs 02-2026highest value04-2026: 8.2%● unchanged vs 03-2026highest value05-2026: 8.2%● unchanged vs 04-2026highest value06-2026: 8.2%● unchanged vs 05-2026highest value07-2026: 8.2%● unchanged vs 06-2026highest value08-2026: 7.8%▼ -0.4 percentage points vs 07-202609-2026: 7.8%● unchanged vs 08-202610-2026: 7.8%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline18-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 29-08-2023, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 28 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2022 · micro…
Weakest financial yearnet -€1,954
Annual accounts filedfinancial year 2021 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2024809 days lateView