GHP Consult
ActiveGHP Consult has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.21M and a net result of €116k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 59.45; short-term debt: 1.7% and cash: 18.8% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
21 d early
2023
8 d early
2022
7 d early
2021
6 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€116k▼ 42.7%
2024 · €202k
2018: €54k
2019: €75k
2020: €136k
2021: €169k
2022: €152k
2023: €179k
2024: €202k
2018 → 2025
Working capital
€1.21M▼ 10.9%
2024 · €1.35M
2018: €428k
2019: €521k
2020: €585k
2021: €772k
2022: €942k
2023: €1.14M
2024: €1.35M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€827k-€980k▲ 18.4%€1.16M▲ 18.3%€1.36M▲ 17.4%€1.21M▼ 11.2%
Operating result€247k-€224k▼ 9.4%€247k▲ 10.2%€277k▲ 12.5%€157k▼ 43.5%
Net result€169k-€152k▼ 9.9%€179k▲ 17.8%€202k▲ 12.3%€116k▼ 42.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€811▼ 85.4%
Current assets
€1.23M▼ 10.0%
Equity and liabilities €1.23M
Equity
€1.21M▼ 11.2%
Debt
€21k▲ 105%
The debt ratio rises from 0.7% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€161k▼
2024 · €295k
Cash flow
€120k▼
2024 · €219k
Solvency
98.3%▼
2024 · 99.3%
Current ratio
59.45
Quick ratio
59.45
Debt / equity
0.02▲
2024 · 0.01
ROE
9.6%▼
2024 · 14.8%
ROA
9.4%▼
2024 · 14.7%
Interest coverage
219.43▲
2024 · 85.70
Debt
€21k▲
2024 · €10k
Debt ≤ 1 year
€21k▲
2024 · €10k
Income taxes
€48k▼
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.23M▼
Fixed assets21/28€6k€811▼
Tangible fixed assets22/27€6k€811▼
Furniture and vehicles24€6k€811▼
Current assets29/58€1.36M€1.23M▼
Amounts receivable within one year40/41€11k€3k▼
Other amounts receivable41€11k€3k▼
Current investments50/53€1.15M€994k▼
Cash at bank and in hand54/58€204k€231k▲
Deferred charges and accrued income490/1€2k€596▼
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.23M▼
Equity10/15€1.36M€1.21M▼
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€1.13M€973k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€1.10M€950k▼
Profit (loss) carried forward14€222k€222k▲
Amounts payable17/49€10k€21k▲
Amounts payable within one year42/48€10k€21k▲
Trade debts44€8k€881▼
Suppliers440/4€8k€881▼
Taxes, remuneration and social security45€2k€20k▲
Taxes450/3€2k€17k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€5k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€297k€165k▼
Operating profit (loss)9901€277k€157k▼
Financial income75/76B€16k€8k▼
Recurring financial income75€16k€8k▼
Financial charges65/66B€3k€736▼
Recurring financial charges65€3k€736▼
Profit (loss) for the period before taxes9903€290k€164k▼
Income taxes67/77€88k€48k▼
Profit (loss) for the period9904€202k€116k▼
Profit (loss) for the period to be appropriated9905€202k€116k▼
Appropriation of the result
Profit (loss) to be appropriated9906€423k€337k▼
Profit (loss) brought forward from the previous period14P€221k€222k▲
Transfer to equity691/2€201k€115k▼
To other reserves6921€201k€115k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €202k ▲12.3%
Operating result €277k, net result €202k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.16M ▲18.3%
6 profitable years in a row build equity to €1.16M.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 115.89
Current ratio from 27.11 to 115.89; short-term debt falls from €22k to €7k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €522k ▲16.9%
2 profitable years in a row build equity to €522k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Heist 2408301 Knokke-HeistGround area
196 m²
Building footprint
196 m²
Volume, LiDAR
3,874 m³
Parcel 31336H0021/00_000, Flanders · tallest building 29.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
GHP CONSULT
since 20102.191.284.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336H0021/00_000 | Flanders | 196 m² | 1 · 196 m² | 29.3 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500VZFB48F49A0D67
Similar companies · same sector, comparable size
Skyline Management
BE 0478.278.690
Beringen · Eq €1.21M
MEDISOLUTIONS
BE 0896.947.023
Leuze-en-Hainaut · Eq €1.21M
LSGI SERVICES
BE 0670.670.767
Bastogne · Eq €1.21M
JAX INVEST
BE 0629.681.240
Brugge · Eq €1.21M
ALPHAPLAN
BE 0473.167.483
Hulshout · Eq €1.21M
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.