GHIDOU
ActiveSummary
The computed 12-month bankruptcy probability of GHIDOU is 3.6% (moderate). The 2025 annual accounts show equity of €86k and a net result of €12k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13305 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.25 against 10.45 in 2024; short-term debt: 9.7% and cash: 94.6% of total assets), and 9.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
on the day
2022
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 15.6%
2024 · €75k
2022: €33k
2023: €55k
2024: €75k
2022 → 2025
Total assets
€95k▲ 15.9%
2024 · €82k
2022: €40k
2023: €67k
2024: €82k
2022 → 2025
Net result
€12k▼ 41.7%
2024 · €20k
2022: €23k
2023: €22k
2024: €20k
2022 → 2025
Working capital
€85k▲ 16.4%
2024 · €73k
2022: €30k
2023: €53k
2024: €73k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€55k▲ 67.6%€75k▲ 36.6%€86k▲ 15.6%
Operating result€28k-€28k▼ 1.9%€25k▼ 9.2%€15k▼ 40.8%
Net result€23k-€22k▼ 2.5%€20k▼ 9.3%€12k▼ 41.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€897 ▼ 30.0%
Current assets
€95k ▲ 16.7%
Equity and liabilities €95k
Equity
€86k ▲ 15.6%
Debt
€9k ▲ 19.0%
Debt's share of the balance-sheet total rises from 9.4% to 9.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €27k
Cash flow
€12k▼
2024 · €21k
Current ratio
10.25▼
2024 · 10.45
Debt to equity
0.11▲
2024 · 0.10
ROE
13.5%▼
2024 · 26.8%
ROA
12.2%▼
2024 · 24.2%
Interest coverage
143.46▼
2024 · 206.86
Debt ≤ 1 year
€9k▲
2024 · €8k
Income taxes
€3k▼
2024 · €5k
Staff costs
€34k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€95k▲
Fixed assets21/28€1k€897▼
Tangible fixed assets22/27€1k€897▼
Furniture and vehicles24€1k€897▼
Current assets29/58€81k€95k▲
Amounts receivable within one year40/41€7k€4k▼
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€74k€90k▲
Equity and liabilities
Total equity and liabilities10/49€82k€95k▲
Equity10/15€75k€86k▲
Contributions10/11€10k€10k=
Reserves13€60k€60k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€5k€16k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€3k€3k▼
Remuneration and social security454/9€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€384▼
Other operating charges640/8€460€429▼
Gross operating margin9900€45k€50k▲
Operating profit (loss)9901€25k€15k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€129€107▼
Recurring financial charges65€129€107▼
Profit (loss) for the period before taxes9903€25k€15k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€20k€12k▼
Profit (loss) for the period to be appropriated9905€20k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€16k▼
Profit (loss) brought forward from the previous period14P€5k€5k▼
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €12k ▼41.7%
Net result drops to €12k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Tournai (Sta) 2857973 BeloeilGround area
611 m²
Building footprint
104 m²
Volume, LiDAR
747 m³
Parcel 51532A0277/00M003, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TAXIPIZZA
since 20222.330.679.376
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51532A0277/00M003 | Wallonia | 610 m² | 1 · 104 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeloeil2.330.679.376
Similar companies · same sector, comparable size
MISTER FRIET
BE 0842.571.395
Antwerpen · Eq €86,232
IEPER FOOD
BE 1023.906.759
Ieper · Eq €86,274
KALAMS
BE 0478.511.985
Schaarbeek · Eq €86,194
Andrest
BE 0822.740.241
Beveren-Kruibeke-Zwijndrecht · Eq €86,305
FRIETVOSJE
BE 1008.585.610
De Haan · Eq €86,162
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.