Summary
GHEMIC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €23,765. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 5593 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
on the day
2022
on the day
2021
3 d early
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.2m▲ 2.0%
2024 · €1.2m
Net result
€23,765
2024 · -€1,126
Total assets
€1.3m▲ 0.6%
2024 · €1.3m
Solvency
97.3%▲ 1.3pp
2024 · 96.0%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.4m€83,000▼ 94.0%
Operating result€590,755€1.3m▲ 112%-€74,627-€25,770▲ 65.5%€2,871
Net result€420,507above the sector's middle half€898,396above the sector's middle half▲ 114%-€40,386below the sector's middle half-€1,126below the sector's middle half▲ 97.2%€23,765within the sector's middle half
Equity€988,996above the sector's middle half▲ 74.0%€1.5mabove the sector's middle half▲ 56.5%€1.2mwithin the sector's middle half▼ 21.5%€1.2mwithin the sector's middle half▼ 0.1%€1.2mwithin the sector's middle half▲ 2.0%
Total assets€1.3mabove the sector's middle half▲ 105%€2.2mabove the sector's middle half▲ 73.2%€1.3mwithin the sector's middle half▼ 42.8%€1.3mwithin the sector's middle half▲ 0.1%€1.3mwithin the sector's middle half▲ 0.6%
Debt€285,859▲ 448%€661,026▲ 131%€48,803▼ 92.6%€50,979▲ 4.5%€34,202▼ 32.9%
Working capital€962,806above the sector's middle half▲ 76.8%€1.5mabove the sector's middle half▲ 58.5%€1.2mabove the sector's middle half▼ 22.0%€1.2mabove the sector's middle half▼ 0.1%€1.2mabove the sector's middle half▼ 1.2%
Solvency77.6%above the sector's middle half▼ 14.0pp70.1%within the sector's middle half▼ 7.5pp96.1%above the sector's middle half▲ 26.1pp96.0%above the sector's middle half▼ 0.2pp97.3%above the sector's middle half▲ 1.3pp
Current ratio4.40above the sector's middle half▼ 7.043.33within the sector's middle half▼ 1.0726.25above the sector's middle half▲ 22.9225.11above the sector's middle half▼ 1.1437.08above the sector's middle half▲ 11.97
Return on assets (ROA)33.0%above the sector's middle half▲ 39.5pp40.7%above the sector's middle half▲ 7.7pp-3.2%below the sector's middle half▼ 43.9pp-0.1%below the sector's middle half▲ 3.1pp1.9%within the sector's middle half▲ 2.0pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2023 Turnover -94% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,871 after a loss of €25,770 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€63,595 ▲ 154%
Current assets
€1.2m ▼ 2.6%
Equity and liabilities €1.3m
Equity
€1.2m ▲ 2.0%
Debt
€34,202 ▼ 32.9%
Debt's share of the balance-sheet total falls from 4.0% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.9%▲
2024 · -0.1%
Debt ≤ 1 year
€32,561▼
2024 · €49,338
Income taxes
€16,410▲
2024 · €8,450
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €1.4m | €83,000 | - | - | - |
| Non-recurring operating income76A | - | €0 | €19,437 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €123,751 | €167,780 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,414 | €2,424 | €1,069 | €0 | €1,645 | - |
| Other operating charges640/8 | - | €7,694 | €21,808 | €10,720 | €7,336 | ▼ 31.6% |
| Gross operating margin9900 | €616,869 | €1.3m | -€51,750 | -€15,050 | €11,852 | ▲ 179% |
| Operating profit (loss)9901 | €590,755 | €1.3m | -€74,627 | -€25,770 | €2,871 | ▲ 111% |
| Financial income75/76B | - | €9 | €38,320 | €45,265 | €46,761 | ▲ 3.3% |
| Recurring financial income75 | - | €9 | €38,320 | €45,265 | €46,761 | ▲ 3.3% |
| Financial charges65/66B | - | €1,042 | €2,822 | €12,170 | €9,457 | ▼ 22.3% |
| Recurring financial charges65 | €155 | €1,042 | €2,822 | €12,170 | €9,457 | ▼ 22.3% |
| Profit (loss) for the period before taxes9903 | €590,600 | €1.3m | -€39,129 | €7,324 | €40,175 | ▲ 449% |
| Income taxes67/77 | €170,093 | €355,628 | €1,258 | €8,450 | €16,410 | ▲ 94.2% |
| Profit (loss) for the period9904 | €420,507 | €898,396 | -€40,386 | -€1,126 | €23,765 | ▲ 2,211% |
| Profit (loss) for the period to be appropriated9905 | €420,507 | €898,396 | -€40,386 | -€1,126 | €23,765 | ▲ 2,211% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €2.2m | €1.3m | €1.3m | €1.3m | ▲ 0.6% |
| Fixed assets21/28 | €28,493 | €26,069 | €25,000 | €25,000 | €63,595 | ▲ 154% |
| Tangible fixed assets22/27 | €3,493 | €1,069 | €0 | - | €13,595 | - |
| Furniture and vehicles24 | - | €1,069 | €0 | - | €13,595 | - |
| Financial fixed assets28 | €25,000 | €25,000 | €25,000 | €25,000 | €50,000 | ▲ 100% |
| Current assets29/58 | €1.2m | €2.2m | €1.2m | €1.2m | €1.2m | ▼ 2.6% |
| Amounts receivable within one year40/41 | €768,830 | €440,797 | €1.1m | €1.2m | €1.2m | ▼ 2.9% |
| Trade receivables40 | - | €10,000 | €30,250 | €25,336 | €17,462 | ▼ 31.1% |
| Other amounts receivable41 | - | €430,797 | €1.1m | €1.2m | €1.1m | ▼ 2.3% |
| Current investments50/53 | €203,546 | €103,546 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €271,684 | €1.6m | €80,991 | €907 | €1,855 | ▲ 104% |
| Deferred charges and accrued income490/1 | - | €0 | €38,320 | €49,362 | €51,087 | ▲ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €2.2m | €1.3m | €1.3m | €1.3m | ▲ 0.6% |
| Equity10/15 | €988,996 | €1.5m | €1.2m | €1.2m | €1.2m | ▲ 2.0% |
| Contributions10/11 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €634,645 | €394,740 | €101,860 | €101,860 | €101,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €392,880 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | €341,851 | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 2.2% |
| Amounts payable17/49 | €285,859 | €661,026 | €48,803 | €50,979 | €34,202 | ▼ 32.9% |
| Amounts payable within one year42/48 | €283,556 | €656,243 | €47,162 | €49,338 | €32,561 | ▼ 34.0% |
| Trade debts44 | €55,092 | €23,065 | €34,724 | €32,075 | €14,811 | ▼ 53.8% |
| Suppliers440/4 | - | €23,065 | €34,724 | €32,075 | €14,811 | ▼ 53.8% |
| Advances received on contracts in progress46 | - | - | - | €6,050 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €631,832 | €12,283 | €11,213 | €17,750 | ▲ 58.3% |
| Taxes450/3 | - | €631,832 | €12,283 | €11,213 | €17,750 | ▲ 58.3% |
| Other amounts payable47/48 | - | €1,345 | €156 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €4,783 | €1,640 | €1,640 | €1,640 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €420,507 | €898,396 | -€40,386 | -€1,126 | €23,765 | ▲ 2,211% |
| + Depreciation and write-downs630 | €20,414 | €2,424 | €1,069 | €0 | €1,645 | - |
| Operating cash flow (approximation) | €440,920 | €900,820 | -€39,317 | -€1,126 | €25,410 | ▲ 2,357% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€40,240 | - |
| Change in cash | - | €1.4m | -€1.6m | -€80,084 | €948 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
General meeting · Director appointment
Board composition · Permanent representative
18-05
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
06-05
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
05-05
State Gazette act
Board meeting · Permanent representative
Director reappointment · Representation rule
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
19-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
19-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
19-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
19-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
30-06
Financial
Back to profitnet €23,765
Net result €23,765 after 2 loss-making years.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
Show earlier events
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet -€40,386
Net result drops to -€40,386, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 8current ratio 26.25
Current ratio from 3.33 to 26.25; short-term debt falls from €656,243 to €47,162.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €898,396 ▲114%
Operating result €1.3m, net result €898,396, both a record.
30-06
Financial
Equity above €1mEq €1.5m ▲56.5%
2 profitable years in a row build equity to €1.5m.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
18-01
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
2021
30-06
Financial
Back to profitnet €420,507
Net result €420,507 after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2012
Ground area
6,604 m²
Building footprint
623 m²
Volume, LiDAR
2,361 m³
Parcel 44064A0280/00N004, Flanders · tallest building 23.8 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
GHEMIC
since 20122.208.272.801
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0280/00N004 | Flanders | 6,604 m² | 1 · 623 m² | 23.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
10%
According to the annual accounts to 30-06-2025 of GHEMIC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
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Ownership & control
7 board mandatesBoard mandates of this companythis company sits on their board7
1 location
1 location
1 location
1 location
1 location
1 location
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1 location
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Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2012
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844615028
Also
9925:BE0844615028
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.