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GHEM Management & Consulting

Active
Private limited companyfounded 2018active for 8 yearsBoulevard Gendebien 9, 7000 Mons, BelgiumKBO/BCE: BE 0704.788.736
Summary

GHEM Management & Consulting has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343,888 and a net result of €51,699. Equity has been growing by about 27% per year since 2019. Its solvency ranks better than 87% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-09-2018 Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyors NACE 71121
Establishment unit
2.280.577.193 7000 Mons, since 12-10-2018
Financial year end
31 December
Peppol
Reachable since 26-11-2025

Board and ownership

Board
  • GHERDOUI MohamedDirector · since 19-09-2018

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€194,034
▲ 1.5%
Profit
€51,699
▼ 32.4%
Equity
€343,888
▲ 17.4%
Total assets
€396,577
▲ 12.5%
  • 2025 accounts filed 29 days after the deadline
Filed on 29-08-2026
Score breakdownraises riskLast filed accounts filed 29 days late; 2 of the last 3 accounts lateSize: turnover €194,034, total assets €396,577lowers riskLiquidity: current ratio 10.84, cash €327,074Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.7% of total assets
Liquidity 100=
short-term debt 8.5% · cash 82.5%
Profitability 90-7
return on assets 13.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.84 (10.28 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 82.5% of total assets. 13.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 97% on liquidity, 64% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 10.84, cash €327,074
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Last filed accounts filed 29 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: turnover €194,034, total assets €396,577
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
29 days late
2024
43 days late
2023
26 days late
2022
19 days late
2021
12 days late
2020
4 days early
2019
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 90% of companies in architecture and engineeringsector median €63,851 · 11,765 companies €343,888 View
  • Positive: 7 profitable years in a rowprofit 2025: €51,699 7 years View

Comparable companies

These companies have the same main activity as GHEM Management & Consulting: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €351,000 and €478,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
GHEM Management & Consulting Mons€396,577€79,204
High Performance Solutions Antwerpen€375,659€89,343
Demolar Zwevegem€377,940€89,561
NUMYRIAD Leuven€456,070€85,322
SLURP Consultancy Bierbeek€351,451€69,627
LNDMRK Sint-Joost-ten-Node€478,362€73,592
AB&C Boom€420,541€91,499
Full comparison

Key facts about GHEM Management & Consulting

What is the company number of GHEM Management & Consulting?
The company number of GHEM Management & Consulting is 0704.788.736. The VAT number is the same number with BE in front: BE 0704.788.736.
Where is GHEM Management & Consulting based?
The registered office is at Boulevard Gendebien 9, 7000 Mons.Company details
What does GHEM Management & Consulting do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of GHEM Management & Consulting?
The legal form of GHEM Management & Consulting is Private limited company (BV).
When was GHEM Management & Consulting founded?
GHEM Management & Consulting was founded on 19-09-2018.
Is GHEM Management & Consulting still active?
Yes, GHEM Management & Consulting is an active enterprise in the KBO register.
What is the turnover of GHEM Management & Consulting?
The turnover of GHEM Management & Consulting was €194,034 in financial year 2025, according to the filed annual accounts.Financials
Is GHEM Management & Consulting profitable?
In financial year 2025, GHEM Management & Consulting made a profit of €51,699.
Where can I find the annual accounts of GHEM Management & Consulting?
GHEM Management & Consulting filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GHEM Management & Consulting due?
GHEM Management & Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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