GHE CONSULT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €4k and a net result of €32k. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 9518 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
1 d early
2022
31 d late
2021
31 d late
2020
17 d early
2019
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k▼ 82.6%
2023 · €21k
2019: €2k
2020: €5k
2021: €7k
2022: €9k
2023: €21k
2019 → 2024
Total assets
€112k▼ 9.4%
2023 · €123k
2019: €8k
2020: €13k
2021: €24k
2022: €29k
2023: €123k
2019 → 2024
Net result
€32k▲ 74.9%
2023 · €18k
2019: €-4k
2020: €3k
2021: €3k
2022: €6k
2023: €18k
2019 → 2024
Working capital
€-27k
2023 · €3k
2019: €2k
2020: €-1k
2021: €2k
2022: €2k
2023: €3k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€7k▲ 47.4%€9k▲ 40.2%€21k▲ 126%€4k▼ 82.6%
Operating result€5k-€7k▲ 30.7%€12k▲ 76.5%€25k▲ 112%€41k▲ 66.8%
Net result€3k-€3k▲ 9.1%€6k▲ 87.6%€18k▲ 229%€32k▲ 74.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 67% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €112k
Fixed assets
€78k▲ 4.5%
Current assets
€34k▼ 30.5%
Equity and liabilities €112k
Equity
€4k▼ 82.6%
Debt
€108k▲ 5.9%
The debt ratio rises from 82.7% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
3.3%▼
2023 · 17.3%
ROE
864.7%▲
2023 · 85.9%
ROA
28.6%▲
2023 · 14.8%
Debt
€108k▲
2023 · €102k
Debt ≤ 1 year
€61k▲
2023 · €45k
Debt > 1 year
€47k▼
2023 · €57k
Income taxes
€12k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€112k▼
Fixed assets21/28€75k€78k▲
Tangible fixed assets22/27€4k€7k▲
Furniture and vehicles24€4k€7k▲
Financial fixed assets28€71k€71k=
Current assets29/58€49k€34k▼
Amounts receivable within one year40/41€22k€10k▼
Trade receivables40€14k€9k▼
Other amounts receivable41€8k€977▼
Current investments50/53€3k€13k▲
Cash at bank and in hand54/58€19k€10k▼
Deferred charges and accrued income490/1€5k€496▼
Equity and liabilities
Total equity and liabilities10/49€123k€112k▼
Equity10/15€21k€4k▼
Contributions10/11€19k€1k▼
Reserves13€3k€3k=
Non-distributable reserves130/1-€3k
Other1319-€3k
Distributable reserves133€3k-
Amounts payable17/49€102k€108k▲
Amounts payable after more than one year17€57k€47k▼
Financial debts170/4€57k€47k▼
Amounts payable within one year42/48€45k€61k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€476€4k▲
Credit institutions430/8€476€4k▲
Trade debts44€1k€156▼
Suppliers440/4€1k€156▼
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€16k€15k▼
Other amounts payable47/48€19k€32k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€30k€47k▲
Operating profit (loss)9901€25k€41k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€26k€44k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€18k€32k▲
Profit (loss) for the period to be appropriated9905€18k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€32k▲
Profit (loss) brought forward from the previous period14P€533-
Profit to be distributed694/7€19k€32k▲
Return on contributions (dividend)694€19k€32k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €32k ▲74.9%
Operating result €41k, net result €32k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gijzelaarsstraat 362000 AntwerpenGround area
1,030 m²
Building footprint
302 m²
Volume, LiDAR
4,739 m³
2 parcels, Flanders · tallest building 28.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
GHE CONSULT
since 20192.285.509.545
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1347/00B030 | Flanders | 845 m² | 1 · 221 m² | 28.5 m · 6 fl. |
| 11811L3715/00V002 | Flanders | 185 m² | 1 · 82 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 513 EUR awarded · 513 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 243 EUR | 243 EUR |
| 2024 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549009M39452AL86M72
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 2,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gilles.heirman@denp.be
Phone:0473/83.64.61