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GHANYA

Active
Private limited company (pre-2019)founded 200521 years activeRue Madeleine(LEV) 3, 7134 Binche, BelgiumKBO/BCE: BE 0871.032.086
Summary

GHANYA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416,163 and a net result of €57,687. Equity is growing by ~5.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Activity not known
Size
€434,479total assets 2025
Equity
€416,163
Profit
€57,687
Financial health
69 Healthy Checked score 2025
Bankruptcy probability, 12 months
0.8%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 69- Latest accounts 31 days late; 3 of the last 3 late- Liquidity: current ratio 24.37, cash €4,214- No establishment unit in the KBO+ Size: total assets €434,479Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 65% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.8% of total assets
Liquidity 51=
short-term debt 4.1% · cash 1.0%
Profitability 85-12
return on assets 13.3%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.5% 12-2024: 2.0%▲ +0.5 percentage points vs 11-2024 01-2025: 1.0%▼ -1.0 percentage point vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.5%▲ +0.7 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -1.7 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026lowest value 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 0.8%▼ -0.7 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 24.37 against 11.41 in 2024; short-term debt: 4.1% and cash: 1% of total assets), and 4.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 43% on liquidity, 69% on profitability and 68% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €434,479
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 24.37, cash €4,214
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
57 days late
2023
124 days late
2022
60 days late
2021
1 day late
2020
37 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 24.37
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €57,687 8 years View
  • Total assets 20256 fiscal years filed €434,479 View
  • Active since 2005founded 06-01-2005 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€434,479
Profit
€57,687
Solvency
95.8%
Total assets▲ 5.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2018
  2. 02-12-2024Annual accounts filed
  3. 29-09-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Founded
06-01-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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