Overdue debts
€20,309 on 31-12-2025
The annual accounts state €20,309 of overdue tax debts on 31-12-2025.
GHALI
Lifetime
7 annual accounts with figures on one time axispeak €148,850 (2025)
€148,850▲ 2.9%
peak €53,501 (2025)
€53,501▲ 6.4%
peak €80,083 (2022)
€69,041▼ 0.7%
€67,163▼ 6.1%
Board1 name since 2018
1 directorBEN EL GHALI Zouhair
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Dividend €54,000
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 58% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.01, cash €116,098
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €69,041 (50.7% of total assets)
Size: turnover €148,850, total assets €136,205
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 44% of them on solvency, 59% on liquidity, 82% on profitability and 47% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as GHALI has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GHALI itself is lower: < 0.1% within 12 months. It rests on far more data about GHALI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for GHALI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.01 (1.96 in 2024), above the usual 1.5. Short-term debt is 49.3% and cash 85.2% of total assets. 49.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 days early
2024
4 days early
2023
1 day early
2022
35 days early
2021
2 days early
2020
89 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0715599583
Change of role: BEN EL GHALI Zouhair, from manager to director
Director discharge: BEN EL GHALI Zouhair · General meeting of 24-11-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares, €12,400 paid up · Founder: BEN EL GHALI Zouhair · Appointment: BEN EL GHALI Zouhair (manager) · published on 11-12-2018 · Gazette deed
First establishment
Jetse Laan 238, Jette
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GHALI Jette | €136,205 | €75,222 | 50.7% | - |
| NMCB Jette | €144,758 | €83,061 | 14.3% | - |
| B-Conscious Consulting Saint-Josse-ten-Noode | €138,224 | €71,943 | 9.0% | - |
| DEVOPRO Auderghem | €133,840 | €72,259 | 36.6% | - |
| GALOCI Brussels | €139,377 | €87,032 | 13.3% | - |
| TRACKCLEAR Anderlecht | €154,478 | €82,449 | 64.6% | - |
| InitOne Uccle | €125,415 | €75,066 | 52.5% | - |
These companies have the same main activity as GHALI: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €125,000 and €154,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 07-12-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.282.704.0671090 Jette, since 07-12-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2026
Annual accounts 2025
- €136,205▼ 3.4%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on GHALI
GHALI has existed since 2018. Turnover grew from €104,164 in 2019 to €148,850 in 2025.
Turnover has grown every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GHALI
- What is the company number of GHALI?
- The company number of GHALI is 0715.599.583. The VAT number is the same number with BE in front: BE 0715.599.583.
- Where is GHALI based?
- The registered office is at Jetse Laan 238, 1090 Jette.Company details
- What does GHALI do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of GHALI?
- GHALI is a private limited company (BV).
- When was GHALI founded?
- GHALI was founded on 07-12-2018.
- Is GHALI still active?
- Yes, GHALI is an active enterprise in the KBO register.
- What is the turnover of GHALI?
- The turnover of GHALI was €148,850 in financial year 2025, according to the filed annual accounts.Financials
- Is GHALI profitable?
- In financial year 2025, GHALI made a profit of €53,501.
- Where can I find the annual accounts of GHALI?
- GHALI filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GHALI due?
- GHALI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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