GHABRIEL GROUP
ActiveThe computed 12-month bankruptcy probability of GHABRIEL GROUP is 3.6% (moderate). The 2025 annual accounts show equity of €8k and a net result of €2k. Its solvency ranks better than 25% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-32
Solvency29▼-38
Growth78
Track record82
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05 against 1.73 in 2024; short-term debt: 95.6% and cash: 1.8% of total assets), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 18040 sector peers (2025).
NBB · sector comparisonPosition among 18040 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 40.5%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€193k▲ 1,248%
2024 · €14k
2024: €14k
2024 → 2025
Net result
€2k▲ 20.1%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€8k▲ 40.5%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€8k▲ 40.5%
Operating result€3k-€4k▲ 49.3%
Net result€2k-€2k▲ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €193k
Equity
€8k▲ 40.5%
Debt
€184k▲ 2,129%
The debt ratio rises from 57.8% to 95.6%. Equity and debt are higher.
Key figures and ratios
Solvency
4.4%▼
2024 · 42.2%
Current ratio
1.05▼
2024 · 1.73
Quick ratio
0.99▼
2024 · 1.07
Debt / equity
21.74▲
2024 · 1.37
ROE
28.8%▼
2024 · 33.7%
ROA
1.3%▼
2024 · 14.2%
Debt
€184k▲
2024 · €8k
Debt ≤ 1 year
€184k▲
2024 · €8k
Income taxes
€2k▲
2024 · €508
Staff costs
€16k▲
2024 · €26
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€193k▲
Current assets29/58€14k€193k▲
Stocks and contracts in progress3€5k€11k▲
Stocks30/36€5k€11k▲
Amounts receivable within one year40/41€7k€178k▲
Trade receivables40€7k€175k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€14k€193k▲
Equity10/15€6k€8k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€8k€184k▲
Amounts payable within one year42/48€8k€184k▲
Trade debts44€6k€175k▲
Suppliers440/4€6k€175k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€496€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26€16k▲
Other operating charges640/8€387€619▲
Gross operating margin9900€3k€21k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B-€82
Recurring financial income75-€82
Financial charges65/66B€20€-43▼
Recurring financial charges65€20€-43▼
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€508€2k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€4k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Josse Impensstraat 95/ET021030 SchaarbeekGround area
93 m²
Building footprint
83 m²
Volume, LiDAR
1,097 m³
Parcel 21904B0499/00G000, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GHABRIEL GROUP
since 20242.361.646.627
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0499/00G000 | Brussels | 93 m² | 1 · 83 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0893.384.945
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ALSHAM MARKET
BE 1015.410.648
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MANNAT BUSINESS
BE 0781.311.838
Quaregnon · Eq €8k
SHIRAZ
BE 0502.352.508
Gent · Eq €8k
SQUADRA B M
BE 0779.324.724
Houthalen-Helchteren · Eq €9k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 3,291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2024
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
46319Wholesale of fruit and vegetables, excluding potatoes
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.