GH LEGAL
ActiveSummary
GH LEGAL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €410k and a net result of €132k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 4.52 in 2024; short-term debt: 15.6% and cash: 29.9% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
27.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
12 d late
2023
28 d late
2022
70 d late
2021
31 d late
2020
18 d late
2019
120 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€410k▲ 29.4%
2024 · €317k
2018: €77k
2019: €137k
2020: €159k
2021: €202k
2022: €287k
2023: €311k
2024: €317k
2018 → 2025
Total assets
€486k▲ 22.5%
2024 · €397k
2018: €107k
2019: €154k
2020: €203k
2021: €240k
2022: €339k
2023: €354k
2024: €397k
2018 → 2025
Net result
€132k▲ 83.1%
2024 · €72k
2018: €34k
2019: €66k
2020: €39k
2021: €56k
2022: €90k
2023: €34k
2024: €72k
2018 → 2025
Working capital
€361k▲ 28.6%
2024 · €280k
2018: €49k
2019: €107k
2020: €132k
2021: €173k
2022: €264k
2023: €278k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€287k▲ 42.0%€311k▲ 8.7%€317k▲ 1.7%€410k▲ 29.4%
Operating result€79k-€131k▲ 65.3%€48k▼ 63.2%€101k▲ 111%€191k▲ 88.0%
Net result€56k-€90k▲ 61.0%€34k▼ 62.1%€72k▲ 113%€132k▲ 83.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €486k
Fixed assets
€50k ▲ 35.8%
Current assets
€437k ▲ 21.2%
Equity and liabilities €486k
Equity
€410k ▲ 29.4%
Debt
€76k ▼ 4.7%
Debt's share of the balance-sheet total falls from 20.1% to 15.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€197k▲
2024 · €106k
Cash flow
€139k▲
2024 · €77k
Current ratio
5.75▲
2024 · 4.52
Debt to equity
0.19▼
2024 · 0.25
ROE
32.3%▲
2024 · 22.8%
ROA
27.2%▲
2024 · 18.2%
Interest coverage
298.43▲
2024 · 76.02
Debt ≤ 1 year
€76k▼
2024 · €80k
Income taxes
€59k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€397k€486k▲
Fixed assets21/28€36k€50k▲
Tangible fixed assets22/27€32k€45k▲
Furniture and vehicles24€3k€11k▲
Other tangible fixed assets26€29k€34k▲
Financial fixed assets28€5k€5k=
Current assets29/58€360k€437k▲
Amounts receivable within one year40/41€188k€290k▲
Trade receivables40€161k€245k▲
Other amounts receivable41€27k€45k▲
Cash at bank and in hand54/58€172k€145k▼
Deferred charges and accrued income490/1€126€1k▲
Equity and liabilities
Total equity and liabilities10/49€397k€486k▲
Equity10/15€317k€410k▲
Contributions10/11€19k€19k=
Reserves13€292k€386k▲
Distributable reserves133€292k€386k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€80k€76k▼
Amounts payable within one year42/48€80k€76k▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€10k€31k▲
Taxes450/3€10k€31k▲
Other amounts payable47/48€67k€39k▼
Accrued charges and deferred income492/3-€26
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€913€2k▲
Gross operating margin9900€107k€199k▲
Operating profit (loss)9901€101k€191k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€661▼
Recurring financial charges65€1k€661▼
Profit (loss) for the period before taxes9903€102k€191k▲
Income taxes67/77€30k€59k▲
Profit (loss) for the period9904€72k€132k▲
Profit (loss) for the period to be appropriated9905€72k€132k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€138k▲
Profit (loss) brought forward from the previous period14P€7k€6k▼
Transfer from equity791/2€66k€39k▼
Transfer to equity691/2€72k€132k▲
To other reserves6921€72k€132k▲
Profit to be distributed694/7€67k€39k▼
Return on contributions (dividend)694€67k€39k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €132k ▲83.1%
Operating result €191k, net result €132k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €34k ▼62.1%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €202k ▲26.6%
4 profitable years in a row build equity to €202k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Equity above €150kEq €159k ▲16.2%
3 profitable years in a row build equity to €159k.
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 120 days late
Show earlier events
2019
31-12
Financial
Liquidity triplescurrent ratio 7.27
Current ratio from 2.82 to 7.27; short-term debt falls from €27k to €17k.
31-12
Financial
Equity above €100kEq €137k ▲78.8%
2 profitable years in a row build equity to €137k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 1121060 Sint-Gillis (bij-Brussel)Ground area
8,200 m²
Building footprint
2,928 m²
Volume, LiDAR
55,760 m³
2 parcels, Brussels · tallest building 32.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Boondaalse Steenweg 6, 1050 Elsene
since 20102.192.911.068
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0346/00N007 | Brussels | 6,730 m² | 1 · 2,231 m² | 32.2 m · 6 fl. |
| 21443C0059/00B002 | Brussels | 1,470 m² | 1 · 697 m² | 24.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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@law
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.