GFC CONSULTING
ActiveGFC CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €17k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 1402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-13
Solvency68▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 3.49 in 2024; short-term debt: 9.3% and cash: 3% of total assets), but 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
3.2%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
8 d late
2022
12 d late
2021
10 d late
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▼ 48.7%
2024 · €33k
2018: €12k
2019: €6k
2020: €19k
2021: €17k
2022: €28k
2023: €23k
2024: €33k
2018 → 2025
Working capital
€97k▲ 6.4%
2024 · €91k
2018: €37k
2019: €14k
2020: €978
2021: €13k
2022: €36k
2023: €62k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€153k▲ 22.1%€177k▲ 15.2%€209k▲ 18.5%€226k▲ 8.0%
Operating result€48k-€58k▲ 19.0%€49k▼ 15.3%€65k▲ 32.4%€49k▼ 24.2%
Net result€17k-€28k▲ 63.2%€23k▼ 16.3%€33k▲ 40.6%€17k▼ 48.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €525k
Fixed assets
€379k▼ 4.9%
Current assets
€146k▲ 14.0%
Equity and liabilities €525k
Equity
€226k▲ 8.0%
Provisions
€227k▼ 0.8%
Debt
€72k▼ 18.8%
The debt ratio falls from 16.9% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▼
2024 · €87k
Cash flow
€35k▼
2024 · €55k
Solvency
43.1%▲
2024 · 39.7%
Current ratio
2.99▼
2024 · 3.49
Quick ratio
2.99▼
2024 · 3.49
Debt / equity
0.32▼
2024 · 0.42
ROE
7.4%▼
2024 · 15.6%
ROA
3.2%▼
2024 · 6.2%
Interest coverage
3.80▼
2024 · 4.81
Debt
€72k▼
2024 · €89k
Debt ≤ 1 year
€49k▲
2024 · €37k
Debt > 1 year
€23k▼
2024 · €52k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€525k▼
Fixed assets21/28€399k€379k▼
Tangible fixed assets22/27€73k€53k▼
Furniture and vehicles24€63k€45k▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€326k€326k=
Current assets29/58€128k€146k▲
Amounts receivable within one year40/41€93k€127k▲
Trade receivables40€44k€61k▲
Other amounts receivable41€50k€66k▲
Cash at bank and in hand54/58€33k€16k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€527k€525k▼
Equity10/15€209k€226k▲
Contributions10/11€6k€6k=
Reserves13€203k€220k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€201k€218k▲
Provisions and deferred taxes16€229k€227k▼
Provisions for liabilities and charges160/5€229k€227k▼
Other liabilities and charges164/5€229k€227k▼
Amounts payable17/49€89k€72k▼
Amounts payable after more than one year17€52k€23k▼
Financial debts170/4€52k€23k▼
Amounts payable within one year42/48€37k€49k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€35k€34k▼
Taxes450/3€32k€32k▼
Remuneration and social security454/9€3k€2k▼
Accrued charges and deferred income492/3€162-
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€18k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-2k€-2k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€87k€70k▼
Operating profit (loss)9901€65k€49k▼
Financial income75/76B€2k€39▼
Recurring financial income75€2k€39▼
Financial charges65/66B€18k€18k▼
Recurring financial charges65€18k€18k▼
Profit (loss) for the period before taxes9903€49k€31k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€33k€17k▼
Profit (loss) for the period to be appropriated9905€33k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€17k▼
Profit (loss) brought forward from the previous period14P€23k€0▼
Transfer to equity691/2€26k€17k▼
To contributions691€26k-
To other reserves6921-€17k
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
30-09
Financial
Highest result since 2018net €33k ▲40.6%
Operating result €65k, net result €33k, both a record.
30-09
Financial
Equity above €200kEq €209k ▲18.5%
7 profitable years in a row build equity to €209k.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 12 days late
2022
30-09
Financial
Equity above €150kEq €153k ▲22.1%
5 profitable years in a row build equity to €153k.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-09
Financial
Equity above €100kEq €109k ▲15.1%
3 profitable years in a row build equity to €109k.
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 30 days late
2019
30-09
Financial
Weakest financial yearnet €6k ▼48.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Mont(Piét.) 61370 JodoigneGround area
2,352 m²
Building footprint
219 m²
Volume, LiDAR
749 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Mont(Piét.) 6A, 1370 Jodoigne
since 20062.244.882.381
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25085D0326/00G000 | Wallonia | 1,244 m² | 1 · 107 m² | 7.8 m · 2 fl. |
| 25085D0326/00F000 | Wallonia | 1,108 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,387. 14,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2006
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.