Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €26,614
- Solvency
- 28.5%
Total assets▼ 13.4%
Net result
20192025
GF GROUP
ActiveSummary
GF GROUP has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454,546 and a net result of €26,614. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 31% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Other building finishing work
NACE 43350Joinery installation NACE 43320NACE 43390
#4 employer in Zonhoven, Construction sector1 site
Size
€1.6mtotal assets 2025
- Staff
- 18.2 FTE
- Equity
- €454,546
- Profit
- €26,614
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts 29 d early1 of 9 deeds read
Why 80- Size: 18.2 FTE, total assets €1.6m- Sector Specialised construction activities (NACE 43)+ Founded in 1998+ Legal form Public limited companyShow the evidence
Checked score
Score 2025
80
/ 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
53+5
equity 28.5% of total assets
Liquidity
33-1
short-term debt 58.8% · cash 10.7%
Profitability
43-2
return on assets 1.7%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.4%lowest value
07-2026: 0.4%● 0.0% vs 06-2026lowest value
08-2026: 0.4%▲ +2.9% vs 07-2026
09-2026: 0.4%● 0.0% vs 08-2026
10-2026: 0.5%▲ +8.4% vs 09-2026highest value
- Size: 18.2 FTE, total assets €1.6m raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 1998 lowers the probability for this profile
- Legal form Public limited company lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.47 in 2024; short-term debt: 58.8% and cash: 10.7% of total assets), and 71.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 35%, liquidity 28%, profitability 19%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
32 d early
2023
35 d early
2022
5 d early
2021
4 d early
2020
4 d early
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Resignation: Rudi Geuns (non-statutory director)Appointment: CommV Rudi Geuns (non-statutory…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-01-2027
- 12-08-2026Resignation: Rudi Geuns (non-statutory director)
- 02-01-2026Annual accounts filed
- 30-12-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 22-06-1998
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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