Financials
- Financial year
- 2025
- Total assets
- €511,123
- Profit
- €12,389
- Solvency
- 2.8%
GF CAPITAL
ActiveSummary
GF CAPITAL has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,389 and a net result of €12,389. Its solvency ranks better than 24% of 22,382 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
1 site
Size
€511,123total assets 2025
- Equity
- €14,389
- Profit
- €12,389
Turnover not published (micro format)
Structure
Accounts filed 24 days late
Why 63raises riskFounded in 2025Sector: Retail trade (NACE 47)Equity €14,389 (2.8% of total assets)lowers riskSize: total assets €511,123Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 20% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency
28
equity 2.8% of total assets
Liquidity
5
short-term debt 97.2% · cash 3.7%
Profitability
44
return on assets 2.4%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.8%
08-2026: 1.9%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.2%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 1.2%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.03, below the usual 1.5; short-term debt: 97.2% and cash: 3.7% of total assets), and 97.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 7% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22382 sector peers (2025).
NBB · sector comparisonPosition among 22382 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: IPEKLI Gzim (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 02-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 35
- Who signs
- Each director alone
- Purpose
- “Invoer, Uitvoer, Aankoop, Verkoop en Pechdienst van Gemotoriseerde Voertuigen; De…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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