Skip to content

GewoonToon

Active
Private limited companyfounded 20233 yrs activeKalkestraat 26, 1745 Opwijk, BelgiumKBO/BCE: BE 0802.141.894
Summary

The computed 12-month bankruptcy probability of GewoonToon is 2.3% (moderate). The 2025 annual accounts show equity of €58,567 and a net result of €25,714. Its solvency ranks better than 74% of 7900 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency90▼-2
Growth52
Track record94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 3.03 in 2024; short-term debt: 34.7% and cash: 97.2% of total assets), and 34.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.3%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GewoonToon was incorporated on 26 May 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€58,567▲ 78.3%
2024 · €32,853
Total assets
€89,658▲ 83.0%
2024 · €49,006
Net result
€25,714▼ 7.7%
2024 · €27,853
Working capital
€56,286▲ 71.3%
2024 · €32,853
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€38,217-€33,515▼ 12.3%
Net result€27,853within the sector's middle half-€25,714within the sector's middle half▼ 7.7%
Equity€32,853within the sector's middle half-€58,567below the sector's middle half▲ 78.3%
Total assets€49,006below the sector's middle half-€89,658below the sector's middle half▲ 83.0%
Debt€16,154-€31,091▲ 92.5%
Working capital€32,853-€56,286▲ 71.3%
Solvency67.0%within the sector's middle half-65.3%within the sector's middle half▼ 1.7pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2024: €38,217€38,217Net result 2024: €27,853€27,853Operating result 2025: €33,515€33,515Net result 2025: €25,714€25,71420242025€0€10,000€20,000€30,000€40,000Operating result 2024: €38,217€38,200Net result 2024: €27,853€27,900Operating result 2025: €33,515€33,500Net result 2025: €25,714€25,70020242025
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,658
Fixed assets €2,281
Current assets €87,377
Equity and liabilities €89,658
Equity €58,567 ▲ 78.3%
Debt €31,091 ▲ 92.5%
Debt's share of the balance-sheet total rises from 33.0% to 34.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33,746
Cash flow
€25,945
Current ratio
2.81▼
2024 · 3.03
Debt to equity
0.53▲
2024 · 0.49
ROE
43.9%▼
2024 · 84.8%
ROA
28.7%▼
2024 · 56.8%
Interest coverage
39.58
Debt ≤ 1 year
€31,091▲
2024 · €16,154
Income taxes
€6,954▼
2024 · €10,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€49,006€89,658▲
Fixed assets21/28-€2,281
Tangible fixed assets22/27-€2,281
Plant, machinery and equipment23-€2,281
Current assets29/58€49,006€87,377▲
Amounts receivable within one year40/41€14,694€223▼
Trade receivables40€14,663-
Other amounts receivable41€31€223▲
Cash at bank and in hand54/58€32,129€87,154▲
Deferred charges and accrued income490/1€2,183-
Equity and liabilities
Total equity and liabilities10/49€49,006€89,658▲
Equity10/15€32,853€58,567▲
Contributions10/11€5,000€5,000=
Outside capital11€5,000€5,000=
Share premium1100/10€5,000€5,000=
Profit (loss) carried forward14€27,853€53,567▲
Amounts payable17/49€16,154€31,091▲
Amounts payable within one year42/48€16,154€31,091▲
Financial debts43€94€351▲
Credit institutions430/8€94€351▲
Trade debts44€1,750€2,787▲
Suppliers440/4€1,750€2,787▲
Taxes, remuneration and social security45€5,833€15,513▲
Taxes450/3€5,506€15,513▲
Remuneration and social security454/9€326-
Other amounts payable47/48€8,478€12,440▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€231
Other operating charges640/8€62-
Gross operating margin9900€38,280€33,746▼
Operating profit (loss)9901€38,217€33,515▼
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€84€853▲
Recurring financial charges65€84€853▲
Profit (loss) for the period before taxes9903€38,133€32,668▼
Income taxes67/77€10,281€6,954▼
Profit (loss) for the period9904€27,853€25,714▼
Profit (loss) for the period to be appropriated9905€27,853€25,714▼
Appropriation of the result
Profit (loss) to be appropriated9906€27,853€53,567▲
Profit (loss) brought forward from the previous period14P-€27,853

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€231-
Other operating charges640/8€62--
Gross operating margin9900€38,280€33,746▼ 11.8%
Operating profit (loss)9901€38,217€33,515▼ 12.3%
Financial income75/76B€0€5▲ 2,074%
Recurring financial income75€0€5▲ 2,074%
Financial charges65/66B€84€853▲ 914%
Recurring financial charges65€84€853▲ 914%
Profit (loss) for the period before taxes9903€38,133€32,668▼ 14.3%
Income taxes67/77€10,281€6,954▼ 32.4%
Profit (loss) for the period9904€27,853€25,714▼ 7.7%
Profit (loss) for the period to be appropriated9905€27,853€25,714▼ 7.7%
Line20242025Change
Assets
Total assets20/58€49,006€89,658▲ 83.0%
Fixed assets21/28-€2,281-
Tangible fixed assets22/27-€2,281-
Plant, machinery and equipment23-€2,281-
Current assets29/58€49,006€87,377▲ 78.3%
Amounts receivable within one year40/41€14,694€223▼ 98.5%
Trade receivables40€14,663--
Other amounts receivable41€31€223▲ 610%
Cash at bank and in hand54/58€32,129€87,154▲ 171%
Deferred charges and accrued income490/1€2,183--
Equity and liabilities
Total equity and liabilities10/49€49,006€89,658▲ 83.0%
Equity10/15€32,853€58,567▲ 78.3%
Contributions10/11€5,000€5,000=
Outside capital11€5,000€5,000=
Share premium1100/10€5,000€5,000=
Profit (loss) carried forward14€27,853€53,567▲ 92.3%
Amounts payable17/49€16,154€31,091▲ 92.5%
Amounts payable within one year42/48€16,154€31,091▲ 92.5%
Financial debts43€94€351▲ 274%
Credit institutions430/8€94€351▲ 274%
Trade debts44€1,750€2,787▲ 59.3%
Suppliers440/4€1,750€2,787▲ 59.3%
Taxes, remuneration and social security45€5,833€15,513▲ 166%
Taxes450/3€5,506€15,513▲ 182%
Remuneration and social security454/9€326--
Other amounts payable47/48€8,478€12,440▲ 46.7%
Line20242025Change
Profit (loss) for the period9904€27,853€25,714▼ 7.7%
+ Depreciation and write-downs630-€231-
Operating cash flow (approximation)€27,853€25,945▼ 6.8%
Change in cash-€55,025-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
855 m²
Building footprint
93 m²
Volume, LiDAR
533 m³
Parcel 23752F0091/00G003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GewoonToon
Kalkestraat 26, 1745 OpwijkElectrical installation work in industrial facilities
since 20232.345.948.463
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23752F0091/00G003 Flanders 855 m² 1 · 93 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,123 companies in sector 43212 we hold annual accounts for 420. 360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43212Electrical installation work in industrial facilities
Contact
E-mail toon.decoster@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802141894
Also 9925:BE0802141894
Registered 26-10-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.