Result
-€24,476 -€24,476
From profit to loss in 2025, after a profit of €66,929 in 2024.
Gewi Construct
Overview
Lifetime
4 annual accounts with figures on one time axispeak €90,833 (2024)
-€9,389▼ €100,222
lowest -€24,476 (2025)
-€24,476▼ €91,404
peak €45,495 (2024)
€21,019▼ 53.8%
€279,361▲ 22.2%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €90,833 to -€9,389Loss of €24,476Equity from €45,495 to €21,019Debts from €228,541 to €279,361Cash from €208,865 to €6,669
Key points
from the 2025 annual accountsDebts
€279,361 93% of the balance sheet
Financial debts 73%Suppliers 21%Taxes and wages 1%Other 5%
Of this, €74,361 falls due within a year.
Investments
€18,500 3.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.86 was 20.24 in 2024
Short-term debts rose from €13,482 to €74,361.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 28 to 56 days before the end of the period.
Position in the sector
-€24,476
Lower net result than 85% of companies in real estate. Sector median €5,995 · 17,190 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 849 companies had the same profile as Gewi Construct has now. Each dot stands for 3 companies, two years later.
91.9%
were still trading
3.3%
stopped another way
4.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 849 companies, not a prediction for Gewi Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 01-02-2021
Director, since 01-02-2021
- 125 sharesdeed of 08-02-2021
- 125 sharesdeed of 08-02-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762941424
Incorporation
Founding capital of €2,500, 250 shares · Founders: and · Appointments: (director) and (director) · published on 08-02-2021 · Gazette deed
First establishment
Geraardsbergse steenweg 271, Oosterzele
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gewi Construct Oosterzele | €300,380 | -€9,389 | 7.0% | - |
| H16 Oosterzele | €354,843 | -€20,575 | 18.8% | - |
| MERIAUX CONSTRUCT Deinze | €298,549 | -€1,790 | -2.3% | - |
| Grandis Nazareth-De Pinte | €315,171 | -€128,310 | -23.2% | - |
| SUSTAIN Zwalm | €343,562 | -€4,220 | -7.0% | - |
| Sanderus Projects Ghent | €256,244 | -€4,788 | -24.5% | - |
| TROY CONSTRUCT Deinze | €374,306 | -€115,935 | -34.4% | - |
These companies have the same main activity as Gewi Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €256,000 and €374,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 04-02-2021Normal situation
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Establishment unit
- 2.313.196.4149860 Oosterzele, since 04-02-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 03-07-2026
Annual accounts 2025
- -€9,389
- €24,476
- €21,019▼ 53.8%
- €300,380▲ 9.6%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on Gewi Construct
Gewi Construct files the micro format. That format states no turnover. The gross margin fell from -€5,718 in 2022 to -€9,389 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline-€9,389
▼ €100,222
-€16,782
▼ €104,948
-€24,476
▼ €91,404
€212,376
▼ 18.1%
7.0%
▼ 9.6 percentage points
3.86
▼ 16.39
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €300,380 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
7.0%
Higher than 29% of 17,199 companies in 2025.
3.86
Higher than 81% of 16,496 companies in 2025.
-8.1%
Higher than 12% of 16,875 companies in 2025.
Gewi Construct
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
300,380 | 274,036 | 234,683 | 195,075 | |
20 |
499 | 1,099 | 1,698 | 2,298 | |
21/28 |
13,144 | - | - | - | |
22/27 |
13,144 | - | - | - | |
24 |
13,144 | - | - | - | |
29/58 |
286,737 | 272,937 | 232,985 | 192,777 | |
3 |
247,289 | 6,000 | 207,861 | 171,679 | |
30/36 |
247,289 | 6,000 | 207,861 | 171,679 | |
40/41 |
32,091 | 58,072 | 22,511 | 18,530 | |
40 |
3,630 | 0 | 1,100 | 1,656 | |
41 |
28,461 | 58,072 | 21,411 | 16,874 | |
54/58 |
6,669 | 208,865 | 2,612 | 2,567 | |
490/1 |
688 | - | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
300,380 | 274,036 | 234,683 | 195,075 | |
10/15 |
21,019 | 45,495 | -21,433 | -6,833 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | |
13 |
18,519 | 42,995 | - | - | |
133 |
18,519 | 42,995 | - | - | |
14 |
- | 0 | -23,933 | -9,333 | |
17/49 |
279,361 | 228,541 | 256,116 | 201,908 | |
17 |
205,000 | 205,000 | 117,500 | 200,000 | |
170/4 |
205,000 | 205,000 | 110,000 | 200,000 | |
175 |
- | 0 | 7,500 | - | |
42/48 |
74,361 | 13,482 | 135,375 | 1,908 | |
42 |
- | 0 | 125,000 | - | |
44 |
57,737 | 356 | 10,375 | 1,908 | |
440/4 |
57,737 | 356 | 10,375 | 1,908 | |
45 |
2,153 | 10,749 | - | - | |
450/3 |
2,153 | 10,749 | - | - | |
47/48 |
14,471 | 2,377 | - | - | |
492/3 |
0 | 10,059 | 3,241 | - | |
| Income statement | |||||
76A |
0 | 370,000 | - | - | |
9900 |
-9,389 | 90,833 | -3,517 | -5,718 | |
630 |
5,955 | 600 | 600 | 700 | |
640/8 |
1,437 | 2,067 | 1,028 | 1,573 | |
9901 |
-16,782 | 88,166 | -5,145 | -7,991 | |
75/76B |
- | - | 0 | 250 | |
75 |
- | - | 0 | 250 | |
65/66B |
7,694 | 10,489 | 9,455 | 1,592 | |
65 |
7,694 | 10,489 | 9,455 | 1,592 | |
9903 |
-24,476 | 77,677 | -14,600 | -9,333 | |
67/77 |
0 | 10,749 | - | - | |
9904 |
-24,476 | 66,929 | -14,600 | -9,333 | |
9905 |
-24,476 | 66,929 | -14,600 | -9,333 | |
| Appropriation of the result | |||||
9906 |
-24,476 | 42,995 | -23,933 | -9,333 | |
14P |
0 | -23,933 | -9,333 | - | |
791/2 |
24,476 | - | - | - | |
691/2 |
0 | 42,995 | - | - | |
6921 |
0 | 42,995 | - | - | |
| Document | |||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| -10,826 | 88,766 | -4,545 | -7,291 | ||
| -18,520 | 67,528 | -14,000 | -8,633 | ||
| 18,500 | 0 | 0 | - | ||
| -202,196 | 206,253 | 45 | - | ||
| 212,376 | 259,455 | 97,609 | 190,869 | ||
| 7.0% | 16.6% | -9.1% | -3.5% | ||
| 3.86 | 20.24 | 1.72 | - | ||
| 0.53 | 19.80 | 0.19 | 11.06 | ||
| 13.29 | 5.02 | - | - | ||
| -116.4% | 147.1% | - | - | ||
| -8.1% | 24.4% | -6.2% | -4.8% | ||
| -1.41 | 8.46 | -0.48 | -4.58 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Mortgages, amount registered | - | - | €0 | €0 |
| - | - | €100,000 | €100,000 |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €18,500 | - | - | - |
| €5,955 | €600 | €600 | €700 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on Gewi Construct
The operating result for 2025 is a loss of €16,782, after a profit of €88,166 in 2024. It is the lowest result since 2022.
Debt's share of the balance-sheet total rises from 83.4% to 93.0%. Equity is lower and debt is higher.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 01-02-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
Director (not named in the articles)
since 01-02-2021
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 19-06-2026
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 01-02-2021 to date
-
- Director (not named in the articles), from 01-02-2021 to date
Control
Founders
,
This company
Gewi Construct
Equity €21,019
Loss €24,476 in 2025
Capital
- Contribution
- €2,500
- Shares
- 250
- Contribution per share
- €10
- Equity per share
- €84.08 in 2025
- Source
- deed of 08-02-2021
Articles of association
deed of 08-02-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June
Shareholders
At incorporation
deed of 08-02-2021 ↗
- 125 shares (50%) · €1,250
- 125 shares (50%) · €1,250
Network & group
No group
Gewi Construct has no parent and no holdings in its annual accounts.
At the same address
Geraardsbergse steenweg 271, 9860 Oosterzele · 3 other companies| ETS-MARIJSSE & ZOON
registered office since 11-04-1997 · founded in 1997 |
5 FTE (2025) 0460.097.031 |
| MAGAZIJNEN DE BACKER
registered office since 10-05-2007 · founded in 2006 |
total assets €672,771 (2025) 0885.936.038 |
| Kine Balegem Beweegt
registered office since 01-04-2025 |
founded in 2025 1021.800.671 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Statutory director · deed of 23-01-2024
Founded in 2003 · total assets €192,175 (2025) · negative equity
Timeline
Timeline
10 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0762941424
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Weakest financial year net -€24,476 The net result drops to -€24,476, the lowest from 2022 to 2025.
Annual accounts 2024 filed PDFmicro format · 28 days before the deadline
2024
Back to profit net €66,929 The net result is €66,929, after 2 loss-making years.
Liquidity more than 11 times current ratio 20.24 The current ratio rises from 1.72 to 20.24. Short-term debt falls from €135,375 to €13,482.
Annual accounts 2023 filed PDFmicro format · 35 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 56 days before the deadline
2021
IncorporationFounding capital of €2,500, 250 shares · Founders: and · Appointments: (director) and (director) · published on 08-02-20217 points ▸
- Founder,
- Founder,
- Founding capital, €2,500, 250 shares
- Registered office clause, Geraardsbergesteenweg 271, 9860 Balegem
- Board rule, 2
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- The deed holds 1 more point.
First establishment Geraardsbergse steenweg 271, Oosterzele
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0762.941.424
- VAT number
- BE 0762.941.424
- Peppol ID
- 0208:0762941424
- Other Peppol ID
- 9925:BE0762941424
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-02-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of Junedeed of 08-02-2021 (in Dutch)
- Peppol
- Reachable since 03-07-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Gewi Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-02-2021 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Gewi Constructdeed of 08-02-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Geraardsbergsesteenweg 271, 9860 Balegem”deed of 08-02-2021 (in Dutch)
Activities
NACEBEL 202568121
Development of residential building projects main activity
43320
Joinery installation
Codes under NACEBEL 2008
41101
Real estate development main activity
41102
Construction of residential and non-residential buildings
41201
General construction of buildings
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43320
Joinery installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Projectontwikkeling voor de nieuwbouw van individuele woningen of renovatiewerken; Projectontwikkeling voor de bouw van…”deed of 08-02-2021 (in Dutch)
48 activities
- Projectontwikkeling voor de nieuwbouw van individuele woningen of renovatiewerken
- Projectontwikkeling voor de bouw van appartementsgebouwen
- Ontwikkeling van niet-residentiële bouwprojecten
- Projectontwikkeling voor de bouw of de aanleg van: commerciële,en industriële centra,hotels,industriezones en markten,jachthavens,wintersportcentra,enzoverder
- Projectontwikkeling voor de aanleg of renovatie van stadswijken
- Optrekken van de ruwbouw van individuele huizen
- Bouw van individuele huizen volgens de formule “sleutel op de deur”
- Optrekken van de ruwbouw van gebouwen met celstructuur (appartementsgebouwen,enzovoort)
- Bouw van appartementen volgens formule “sleutel op de deur”
- Optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik,van stel- en stapelplaatsen,scholen,ziekenhuizen,van gebouwen voor de beoefening van erediensten,cultuur,enzovoort
- Slopen van gebouwen en andere bouwwerken
- Aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de binnen- of buitenzijde van gebouwen en andere bouwwerken
- Montage van buiten- en binnenschrijnwerk van hout of kunststof: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzovoort
- Glaszetten
- Bouw van daken
- Onderneming voor het bouwen van funderingen,inclusief heien
- Handel in eigen onroerend goed: flatgebouwen en woningen,niet voor bewoning bestemde gebouwen,grond enzovoort
- Verhuur van al dan niet gemeubelde appartementen en huizen
- Vervaardiging van eetkamer-,zitkamer-,slaapkamer- en badkamermeubelen
- Bouw van autowegen,straten en andere wegen en paden voor voertuigen en voetgangers (inclusief het plaatsten van vangrails)
- Installatie van verwarming,klimaatregeling en ventilatie
- Aanbrengen in gebouwen en andere bouwwerken van: thermisch isolatiemateriaal – isolatiemateriaal tegen geluid en trillingen
- Schrijnwerk
- Montage van buiten- en binnenschrijnwerk in metaal: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzovoort,…
- Plaatsen van tussenwanden van gipsplaten
- Plaatsen van vloerbedekking en wandbekleding van hout
- Schilderen van metalen constructies
- Onderneming voor het uitvoeren van voegwerken
- Chapewerken
- Onderneming voor vlechten van ijzer en aanbrengen van bekisting
- Toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enzovoort)
- Haar patrimonium,bestaande uit onroerende en roerende goederen en rechten,te behouden,in de ruimste zin van het woord,te beheren en oordeelkundig uit te breiden
- Het verwerven van onroerende goederen,verkavelen,het laten bouwen van onroerende constructies,de verkoop en verhuring van onroerende goederen,het in huur nemen of verhuren van onroerende goederen,bebouwd of onbebouwd,gemeubeld of ongemeubeld,alsmede alle verrichtingen van onroerende leasing; het beheer van roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen
- Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi-) publiekrechtelijk statuut
- Het verkrijgen,ontwikkelen,uitbaten,kopen,verkopen,in licentie nemen of afstaan van alle octrooien,licenties,know how en handelsmerken,alsook aanverwante immateriële duurzame activa,in verband met het beheer van onroerend en roerend patrimonium
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe machines,nieuwe vormen van technologie en hun toepassingen
- Het ter beschikking stellen van alle benodigdheden,materiaal,instrumenten,hard- en software,voor het uitvoeren van concrete projecten of het dienstbetoon inzake organisatie met toepassing van de meest verschillende wetgevingen
- De terbeschikkingstelling van roerende en onroerende goederen aan de leden van het bestuursorgaan van de vennootschap,bij wijze van bezoldiging in natura
- Advies- en/of dienstverlening aan bedrijven,privépersonen en instellingen in de ruimste zin van het woord,voornamelijk doch niet uitslui-tend op het vlak van,management,marke-ting,productie en ontwik-keling,processing en het besturen van vennootschap-pen,dit alles in de meest ruime betekenis
- Het geven van advies inzake de organisatie en het beheer van ondernemingen
- Voeren van het management,in de breedste zin van het woord,over bedrijven en ondernemingen en het uitvoeren van managementdiensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert en in alle domeinen begrepen in haar voorwerp
- Alle mogelijke activiteiten die verband houden met het verlenen van consultancy,opleiding,coaching,technische expertise en bijstand,telkens in de breedste zin van het woord
- Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,directie,controle of vereffening
- Het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt
- Het aangaan van leningen en kredietopeningen bij particulieren,ondernemingen waarin ze een participatie bezit of andere ondernemingen
- Het verstrekken van leningen,kredietopeningen en voorschotten,onder eender welke vorm of duur,aan particulieren,aan ondernemingen waarin ze een participatie bezit of andere ondernemingen,alsmede het waarborgen van alle verbintenissen van zelfde particulieren of ondernemingen
- Zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden,het zich borg stellen of hen aval verlenen,hypothecaire of andere zekerheden verstrekken,in de meest ruime zin,en,in het algemeen,alle handels- en financiële operaties verrichten behalve die welke wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Geraardsbergse steenweg 271 registered office 9860 Oosterzele | 04-02-2021 | 2.313.196.414 |
Buildings and parcels at the address
- Ground area
- 4,459 m²
- Buildings
- 195 m²
- Volume, LiDAR
- 964 m³
- Tallest building
- 8.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44007A0647/00D000 | 4,458 m² | 1 · 195 m² | 8.5 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0762.941.424