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Gevema

Active
Private limited company (pre-2019)founded 2008active for 17 yearsMedell,Deller Weg 167, 4770 Amel, BelgiumKBO/BCE: BE 0808.058.005

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 22-07-2026 at the NBB all 17 filings

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€801▲ 53.4%
2024 · -€1,720
Working capital
€13,540▼ 5.6%
2024 · €14,341
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a loss of €747, smaller than the loss of €1,619 in 2024.

Operating result-€747 2025 Net result-€801 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€889--€3,932▼ 342%€146€2,124▲ 15×-€3,814€813-€1,619-€747▲ 53.9%
Net result-€831--€4,009▼ 382%€64below the sector's middle half€1,929▲ 30×-€3,999€711-€1,720-€801below the sector's middle half▲ 53.4%
Equity€10,765-€6,756▼ 37.2%€6,820below the sector's middle half▲ 0.9%€8,749▲ 28.3%€4,750▼ 45.7%€5,461▲ 15.0%€3,741▼ 31.5%€2,940below the sector's middle half▼ 21.4%
Total assets€135,383-€96,589▼ 28.7%€112,142below the sector's middle half▲ 16.1%€134,264▲ 19.7%€127,501▼ 5.0%€133,615▲ 4.8%€133,150▼ 0.3%€152,450within the sector's middle half▲ 14.5%
Debt€124,618-€89,833▼ 27.9%€105,322▲ 17.2%€125,515▲ 19.2%€122,751▼ 2.2%€128,154▲ 4.4%€129,410▲ 1.0%€149,510▲ 15.5%
Working capital€13,078-€6,200▼ 52.6%€6,345within the sector's middle half▲ 2.3%€13,212▲ 108%€12,550▼ 5.0%€16,061▲ 28.0%€14,341▼ 10.7%€13,540within the sector's middle half▼ 5.6%
Solvency8.0%-7.0%▼ 1.0pp6.1%below the sector's middle half▼ 0.9pp6.5%▲ 0.4pp3.7%▼ 2.8pp4.1%▲ 0.4pp2.8%▼ 1.3pp1.9%below the sector's middle half▼ 0.9pp
Current ratio1.11-1.07▼ 0.041.06within the sector's middle half▼ 0.011.11▲ 0.051.11=1.14▲ 0.031.12▼ 0.021.10within the sector's middle half▼ 0.02
Return on assets (ROA)-0.6%--4.2%▼ 3.5pp0.1%below the sector's middle half▲ 4.2pp1.4%▲ 1.4pp-3.1%▼ 4.6pp0.5%▲ 3.7pp-1.3%▼ 1.8pp-0.5%below the sector's middle half▲ 0.8pp
Staff (FTE)1-1within the sector's middle half
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152,450
Fixed assets €1,000 =
Current assets €151,450 ▲ 14.6%
Equity and liabilities €152,450
Equity €2,940 ▼ 21.4%
Debt €149,510 ▲ 15.5%
Debt's share of the balance-sheet total rises from 97.2% to 98.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
1.03▼
2024 · 1.05
Debt to equity
50.85▲
2024 · 34.59
ROE
-27.2%▲
2024 · -46.0%
Debt ≤ 1 year
€137,910▲
2024 · €117,810
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as Gevema: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €150,000 and €189,000, founded between 2005 and 2010.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Gevema Amel2008€152,450€2,940-€347-€8012025
SILLONS Visé2010€154,010€148,883-€6,745-€11,8782025
SALU-IMMO Eupen2007€175,962€163,598-€11,341-€29,5432026
CJ Engineering Nandrin2007€188,874€188,074-€1,102-€6,7672025
DC.E SAFETY MANAGEMENT Seraing2005€154,986€148,785-€4,953-€40,4392025
ADITYA CONSULTING Diepenbeek2009€150,298€143,965-€8,912-€12,6692025
industrial measurement automation control & inspection systems Ottignies-Louvain-la-Neuve2009€155,688€103,390-€2,363-€4,1452025

They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 1,037 companies had the same profile as Gevema has now. Two years later, 2.9% had gone bankrupt and 93.8% were still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.9% went bankrupt
2.9% stopped otherwise
93.8% was still going

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Gevema itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,037 companies, not a prediction for Gevema. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines

Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€133,150€152,450▲
Fixed assets21/28€1,000€1,000=
Financial fixed assets28€1,000€1,000=
Current assets29/58€132,150€151,450▲
Stocks and contracts in progress3€9,000€9,000=
Contracts in progress37€9,000€9,000=
Amounts receivable within one year40/41€121,067€142,426▲
Trade receivables40€0€0=
Other amounts receivable41€121,067€142,426▲
Cash at bank and in hand54/58€2,083€24▼
Equity and liabilities
Total equity and liabilities10/49€133,150€152,450▲
Equity10/15€3,741€2,940▼
Contributions10/11€16,800€16,800=
Profit (loss) carried forward14-€13,059-€13,860▼
Amounts payable17/49€129,410€149,510▲
Amounts payable within one year42/48€117,810€137,910▲
Trade debts44€2,370€3,218▲
Suppliers440/4€2,370€3,218▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€115,440€134,692▲
Accrued charges and deferred income492/3€11,600€11,600=
Income statement Code20242025
Remuneration, social security and pensions62€1,700-
Other operating charges640/8€387€400▲
Gross operating margin9900€468-€347▼
Operating profit (loss)9901-€1,619-€747▲
Financial charges65/66B€101€54▼
Recurring financial charges65€101€54▼
Profit (loss) for the period before taxes9903-€1,720-€801▲
Profit (loss) for the period9904-€1,720-€801▲
Profit (loss) for the period to be appropriated9905-€1,720-€801▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,059-€13,860▼
Profit (loss) brought forward from the previous period14P-€11,339-€13,059▼

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€717€10,736€12,234€1,700--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€343€881€881€538€537€0---
Other operating charges640/8---€347€347€384€387€400▲ 3.2%
Gross operating margin9900€1,603€911€2,679€3,726€7,806€13,431€468-€347-
Operating profit (loss)9901-€889-€3,932€146€2,124-€3,814€813-€1,619-€747▲ 53.9%
Financial charges65/66B---€195€185€101€101€54▼ 46.5%
Recurring financial charges65€107€77€82€195€185€101€101€54▼ 46.5%
Profit (loss) for the period before taxes9903-€996-€4,009€64€1,929-€3,999€711-€1,720-€801▲ 53.4%
Income taxes67/77-€165€0€0€0-----
Profit (loss) for the period9904-€831-€4,009€64€1,929-€3,999€711-€1,720-€801▲ 53.4%
Profit (loss) for the period to be appropriated9905-€831-€4,009€64€1,929-€3,999€711-€1,720-€801▲ 53.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€135,383€96,589€112,142€134,264€127,501€133,615€133,150€152,450▲ 14.5%
Fixed assets21/28€1,687€2,956€2,075€1,537€1,000€1,000€1,000€1,000=
Tangible fixed assets22/27€687€1,956€1,075€537€0----
Plant, machinery and equipment23---€537€0----
Furniture and vehicles24----€0----
Financial fixed assets28€1,000€1,000€1,000€1,000€1,000€1,000€1,000€1,000=
Current assets29/58€133,696€93,633€110,067€132,727€126,501€132,615€132,150€151,450▲ 14.6%
Stocks and contracts in progress3-----€9,000€9,000€9,000=
Contracts in progress37-----€9,000€9,000€9,000=
Amounts receivable within one year40/41€130,520€87,459€101,113€129,139€124,475€118,327€121,067€142,426▲ 17.6%
Trade receivables40---€3,944€1,664€0€0€0-
Other amounts receivable41---€125,195€122,811€118,327€121,067€142,426▲ 17.6%
Cash at bank and in hand54/58€176€6,174€8,954€3,588€2,026€5,052€2,083€24▼ 98.8%
Deferred charges and accrued income490/1-----€236---
Equity and liabilities
Total equity and liabilities10/49€135,383€96,589€112,142€134,264€127,501€133,615€133,150€152,450▲ 14.5%
Equity10/15€10,765€6,756€6,820€8,749€4,750€5,461€3,741€2,940▼ 21.4%
Contributions10/11€16,800€16,800€16,800€16,800€16,800€16,800€16,800€16,800=
Profit (loss) carried forward14-€6,035-€10,044-€9,980-€8,051-€12,050-€11,339-€13,059-€13,860▼ 6.1%
Amounts payable17/49€124,618€89,833€105,322€125,515€122,751€128,154€129,410€149,510▲ 15.5%
Amounts payable within one year42/48€120,618€87,433€103,722€119,515€113,951€116,554€117,810€137,910▲ 17.1%
Trade debts44€1,128€1,587€90€174€55€1,671€2,370€3,218▲ 35.8%
Suppliers440/4---€174€55€1,671€2,370€3,218▲ 35.8%
Taxes, remuneration and social security45---€770€362€430€0--
Taxes450/3-----€0€0--
Remuneration and social security454/9---€770€362€430€0--
Other amounts payable47/48---€118,571€113,534€114,454€115,440€134,692▲ 16.7%
Accrued charges and deferred income492/3---€6,000€8,800€11,600€11,600€11,600=
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€831-€4,009€64€1,929-€3,999€711-€1,720-€801▲ 53.4%
+ Depreciation and write-downs630€343€881€881€538€537€0---
Operating cash flow (approximation)-€488-€3,128€945€2,467-€3,462€711-€1,720-€801▲ 53.4%
Investment in fixed assets (approximation)--€2,150€0€0€0€0€0€0-
Change in cash-€5,998€2,780-€5,366-€1,562€3,026-€2,969-€2,059▲ 30.6%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 17 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 22-07-2026 2026-00316651 NBB
31-12-2024 unclassified schema 31-08-2025 2025-00453111 PDF
31-12-2023 unclassified schema 26-08-2024 2024-00369631 PDF
31-12-2022 unclassified schema 17-08-2023 2023-00331493 PDF
31-12-2021 unclassified schema 19-05-2022 2022-20029746 PDF
31-12-2020 abbreviated format 01-06-2021 2021-16100342 PDF
31-12-2019 abbreviated format 21-08-2020 2020-42800083 PDF
31-12-2018 abbreviated format 29-08-2019 2019-53200375 PDF
31-12-2017 abbreviated format 31-07-2018 2018-40000170 PDF
31-12-2016 abbreviated format 25-08-2017 2017-47100132 PDF

Show all 17 filings

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