GEVACO IMMO
ActiveGEVACO IMMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €54k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency54▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.56 in 2024; short-term debt: 14.6% and cash: 3.8% of total assets), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
9 d early
2022
11 d early
2021
24 d early
2020
4 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▲ 25.7%
2024 · €212k
2019: €162k
2020: €164k
2021: €164k
2022: €165k
2023: €166k
2024: €212k
2019 → 2025
Total assets
€914k▼ 1.7%
2024 · €930k
2019: €1.35M
2020: €1.30M
2021: €1.19M
2022: €1.09M
2023: €1.04M
2024: €930k
2019 → 2025
Net result
€54k▲ 17.9%
2024 · €46k
2019: €58k
2020: €37k
2021: €30k
2022: €38k
2023: €49k
2024: €46k
2019 → 2025
Working capital
€-80k▼ 50.0%
2024 · €-53k
2019: €75k
2020: €40k
2021: €6k
2022: €-30k
2023: €-55k
2024: €-53k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€165k▲ 0.5%€166k▲ 0.3%€212k▲ 27.9%€266k▲ 25.7%
Operating result€73k-€81k▲ 10.0%€91k▲ 13.6%€87k▼ 4.6%€96k▲ 10.0%
Net result€30k-€38k▲ 28.5%€49k▲ 26.5%€46k▼ 4.9%€54k▲ 17.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €914k
Fixed assets
€860k▼ 0.3%
Current assets
€54k▼ 19.7%
Equity and liabilities €914k
Equity
€266k▲ 25.7%
Debt
€648k▼ 9.8%
The debt ratio falls from 77.2% to 70.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161k▲
2024 · €148k
Cash flow
€119k▲
2024 · €107k
Solvency
29.1%▲
2024 · 22.8%
Current ratio
0.40▼
2024 · 0.56
Quick ratio
0.40▼
2024 · 0.56
Debt / equity
2.43▼
2024 · 3.39
ROE
20.4%▼
2024 · 21.8%
ROA
6.0%▲
2024 · 5.0%
Interest coverage
7.60▲
2024 · 6.48
Debt
€648k▼
2024 · €718k
Debt ≤ 1 year
€133k▲
2024 · €120k
Debt > 1 year
€498k▼
2024 · €582k
Income taxes
€20k▲
2024 · €18k
Staff costs
€127k▼
2024 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€930k€914k▼
Fixed assets21/28€863k€860k▼
Tangible fixed assets22/27€863k€860k▼
Land and buildings22€863k€860k▼
Current assets29/58€67k€54k▼
Amounts receivable after more than one year29-€4k
Other amounts receivable291-€4k
Amounts receivable within one year40/41€6k€34▼
Other amounts receivable41€6k€34▼
Cash at bank and in hand54/58€46k€35k▼
Deferred charges and accrued income490/1€15k€15k▲
Equity and liabilities
Total equity and liabilities10/49€930k€914k▼
Equity10/15€212k€266k▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€62k€116k▲
Non-distributable reserves130/1€62k€15k▼
Legal reserve130€15k€15k=
Other1319€47k-
Distributable reserves133-€101k
Amounts payable17/49€718k€648k▼
Amounts payable after more than one year17€582k€498k▼
Financial debts170/4€582k€498k▼
Amounts payable within one year42/48€120k€133k▲
Current portion of amounts payable after more than one year42€112k€121k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3-€8k
Remuneration and social security454/9€8k-
Accrued charges and deferred income492/3€17k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€141k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€65k▲
Other operating charges640/8€15k€16k▲
Gross operating margin9900€305k€303k▼
Operating profit (loss)9901€87k€96k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€64k€75k▲
Income taxes67/77€18k€20k▲
Profit (loss) for the period9904€46k€54k▲
Profit (loss) for the period to be appropriated9905€46k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€54k▲
Transfer to equity691/2€46k€54k▲
To other reserves6921€46k€54k▲
Social balance
Average headcount (FTE)90872.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €200kEq €212k ▲27.9%
6 profitable years in a row build equity to €212k.
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €30k ▼18.7%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalsesteenweg 813580 BeringenGround area
2,983 m²
Building footprint
1,177 m²
Volume, LiDAR
8,299 m³
Parcel 71004A0382/00M000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEVACO IMMO
since 20142.305.960.907
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0382/00M000 | Flanders | 2,983 m² | 1 · 1,177 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-05-2014
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.