Summary
GESTRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4,807 and a net result of -€243. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 8061 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
6 d early
2023
16 d late
2022
30 d late
2021
13 d late
2020
52 d early
2019
84 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€4,807▼ 4.8%
2024 · €5,050
Net result
-€243
2024 · €133
Total assets
€5,560▲ 2.3%
2024 · €5,437
Solvency
86.5%▼ 6.4pp
2024 · 92.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€423▼ 21.9%-€2,677€461€286▼ 38.0%-€85
Net result€286▼ 29.5%-€2,840€302€133▼ 56.1%-€243
Equity€7,455▲ 4.0%€4,615▼ 38.1%€4,917▲ 6.5%€5,050▲ 2.7%€4,807▼ 4.8%
Total assets€7,762▲ 2.5%€5,183▼ 33.2%€5,301▲ 2.3%€5,437▲ 2.6%€5,560▲ 2.3%
Debt€308▼ 23.5%€569▲ 84.8%€384▼ 32.4%€387▲ 0.8%€753▲ 94.4%
Working capital€7,457▲ 3.2%€4,615▼ 38.1%€4,917▲ 6.5%€5,050▲ 2.7%€5,107▲ 1.1%
Solvency96.0%▲ 1.3pp89.0%▼ 7.0pp92.7%▲ 3.7pp92.9%▲ 0.1pp86.5%▼ 6.4pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €85 after €286 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €5,560
Equity
€4,807 ▼ 4.8%
Debt
€753 ▲ 94.4%
Debt's share of the balance-sheet total rises from 7.1% to 13.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.0%▼
2024 · 2.6%
ROA
-4.4%▼
2024 · 2.4%
Debt ≤ 1 year
€453▲
2024 · €387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €348 | €348 | €375 | €387 | €397 | ▲ 2.6% |
| Gross operating margin9900 | €771 | -€2,329 | €836 | €673 | €312 | ▼ 53.7% |
| Operating profit (loss)9901 | €423 | -€2,677 | €461 | €286 | -€85 | ▼ 130% |
| Financial charges65/66B | €137 | €163 | €159 | €153 | €158 | ▲ 2.8% |
| Recurring financial charges65 | €137 | €163 | €159 | €153 | €158 | ▲ 2.8% |
| Profit (loss) for the period before taxes9903 | €286 | -€2,840 | €302 | €133 | -€243 | ▼ 283% |
| Profit (loss) for the period9904 | €286 | -€2,840 | €302 | €133 | -€243 | ▼ 283% |
| Profit (loss) for the period to be appropriated9905 | €286 | -€2,840 | €302 | €133 | -€243 | ▼ 283% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,762 | €5,183 | €5,301 | €5,437 | €5,560 | ▲ 2.3% |
| Current assets29/58 | €7,762 | €5,183 | €5,301 | €5,437 | €5,560 | ▲ 2.3% |
| Amounts receivable within one year40/41 | €4,854 | €3,503 | €1,503 | €101 | €75 | ▼ 25.5% |
| Trade receivables40 | €4,854 | €3,503 | €1,503 | €0 | - | - |
| Other amounts receivable41 | - | - | - | €101 | €75 | ▼ 25.5% |
| Cash at bank and in hand54/58 | €2,908 | €1,215 | €3,388 | €4,923 | €5,485 | ▲ 11.4% |
| Deferred charges and accrued income490/1 | €0 | €465 | €410 | €413 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,762 | €5,183 | €5,301 | €5,437 | €5,560 | ▲ 2.3% |
| Equity10/15 | €7,455 | €4,615 | €4,917 | €5,050 | €4,807 | ▼ 4.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,394 | €6,394 | = |
| Reserves13 | €194 | €194 | €194 | €0 | - | - |
| Non-distributable reserves130/1 | €194 | €194 | €194 | €0 | - | - |
| Reserves not available under the articles1311 | €194 | €194 | €194 | €0 | - | - |
| Profit (loss) carried forward14 | €1,061 | -€1,779 | -€1,477 | -€1,345 | -€1,587 | ▼ 18.0% |
| Amounts payable17/49 | €308 | €569 | €384 | €387 | €753 | ▲ 94.4% |
| Amounts payable within one year42/48 | €305 | €569 | €384 | €387 | €453 | ▲ 17.0% |
| Trade debts44 | €305 | €569 | €384 | €387 | €0 | ▼ 100% |
| Suppliers440/4 | €305 | €569 | €384 | €387 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | - | €453 | - |
| Accrued charges and deferred income492/3 | €3 | €0 | - | - | €300 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €286 | -€2,840 | €302 | €133 | -€243 | ▼ 283% |
| Operating cash flow (approximation) | €286 | -€2,840 | €302 | €133 | -€243 | ▼ 283% |
| Change in cash | - | -€1,693 | €2,173 | €1,535 | €562 | ▼ 63.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-09
Financial
Back to profitnet €302
Net result €302 after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-09
Financial
Weakest financial yearnet -€2,840
Net result drops to -€2,840, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 3,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-06-2005
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
daspremont@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.