GESTOR
ActiveSummary
GESTOR has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272,628 and a net result of €13,899. Equity is growing by ~7.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+7
Solvency99=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 56.69; short-term debt: 1.4% and cash: 0% of total assets), and 26.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
19 d early
2023
2 d early
2022
5 d early
2021
36 d late
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€36,053
EBIT margin
52.9%
Net result
€13,899▼ 19.4%
2024 · €17,253
Working capital
€281,313▲ 17.8%
2023 · €238,756
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€36,053
Operating result-€22,819--€68,405▼ 200%€3,418€1,911▼ 44.1%€19,063▲ 898%
Net result-€21,932--€69,550▼ 217%€1,491€17,253▲ 1,057%€13,899▼ 19.4%
EBIT margin52.9%
Equity€309,535-€239,984▼ 22.5%€241,476▲ 0.6%€258,729▲ 7.1%€272,628▲ 5.4%
Total assets€480,994-€348,919▼ 27.5%€339,806▼ 2.6%€350,559▲ 3.2%€369,509▲ 5.4%
Debt€70,691-€8,167▼ 88.4%€6,500▼ 20.4%€5,051
Working capital€194,579-€224,514▲ 15.4%€238,756▲ 6.3%€281,313
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 898% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369,509
Fixed assets
€83,145 ▼ 5.4%
Current assets
€286,364 ▲ 9.0%
Equity and liabilities €369,509
Equity
€272,628
Provisions
€91,830
Debt
€5,051
Debt finances 1.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€26,054▲
2024 · €8,599
Cash flow
€20,891▼
2024 · €23,942
Current ratio
56.69
Debt to equity
0.02
ROE
5.1%▼
2024 · 6.7%
ROA
3.8%▼
2024 · 4.9%
Interest coverage
231.59▲
2024 · 229.32
Debt ≤ 1 year
€5,051
Income taxes
€5,051
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €36,053 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €5,004 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,584 | €16,563 | €6,689 | €6,689 | €6,992 | ▲ 4.5% |
| Other operating charges640/8 | €5,476 | €95,368 | €4,635 | €5,283 | €4,995 | ▼ 5.4% |
| Gross operating margin9900 | -€758 | €43,525 | €14,742 | €13,882 | €31,049 | ▲ 124% |
| Operating profit (loss)9901 | -€22,819 | -€68,405 | €3,418 | €1,911 | €19,063 | ▲ 898% |
| Financial income75/76B | - | - | €26,389 | €15,380 | - | - |
| Recurring financial income75 | - | - | €26,389 | €15,380 | - | - |
| Non-recurring financial income76B | - | - | €26,389 | €15,380 | - | - |
| Financial charges65/66B | €1,698 | €1,145 | €28,316 | €38 | €113 | ▲ 200% |
| Recurring financial charges65 | €1,698 | €1,145 | €3,290 | €38 | €113 | ▲ 200% |
| Non-recurring financial charges66B | €1,698 | €1,145 | €25,026 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€24,517 | -€69,550 | €1,491 | €17,253 | €18,950 | ▲ 9.8% |
| Income taxes67/77 | -€2,586 | - | - | - | €5,051 | - |
| Profit (loss) for the period9904 | -€21,932 | -€69,550 | €1,491 | €17,253 | €13,899 | ▼ 19.4% |
| Profit (loss) for the period to be appropriated9905 | -€21,932 | -€69,550 | €1,491 | €17,253 | €13,899 | ▼ 19.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €480,994 | €348,919 | €339,806 | €350,559 | €369,509 | ▲ 5.4% |
| Fixed assets21/28 | €222,801 | €116,238 | €94,549 | €87,861 | €83,145 | ▼ 5.4% |
| Tangible fixed assets22/27 | €222,801 | €116,238 | €94,549 | €87,861 | €83,145 | ▼ 5.4% |
| Land and buildings22 | €117,344 | €100,933 | €94,397 | €87,861 | €81,324 | ▼ 7.4% |
| Plant, machinery and equipment23 | €105,457 | €15,305 | €152 | - | €1,821 | - |
| Current assets29/58 | €258,193 | €232,681 | €245,256 | €262,698 | €286,364 | ▲ 9.0% |
| Amounts receivable within one year40/41 | €201,298 | €220,699 | €244,992 | €262,544 | €286,179 | ▲ 9.0% |
| Trade receivables40 | €10,687 | €10,026 | - | - | - | - |
| Other amounts receivable41 | €190,612 | €210,673 | €244,992 | €262,544 | €286,179 | ▲ 9.0% |
| Cash at bank and in hand54/58 | €40,645 | €5,946 | €264 | €154 | €184 | ▲ 19.5% |
| Deferred charges and accrued income490/1 | €16,249 | €6,035 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €480,994 | €348,919 | €339,806 | €350,559 | €369,509 | ▲ 5.4% |
| Equity10/15 | €309,535 | €239,984 | €241,476 | €258,729 | €272,628 | ▲ 5.4% |
| Contributions10/11 | €26,000 | €26,000 | €26,000 | €26,000 | €26,000 | = |
| Reserves13 | €13,994 | €13,994 | €13,994 | €13,994 | €13,994 | = |
| Non-distributable reserves130/1 | €1,794 | €1,794 | €1,794 | €1,794 | €1,794 | = |
| Reserves not available under the articles1311 | €1,794 | €1,794 | €1,794 | €1,794 | €1,794 | = |
| Distributable reserves133 | €12,200 | €12,200 | €12,200 | €12,200 | €12,200 | = |
| Profit (loss) carried forward14 | €269,540 | €199,990 | €201,481 | €218,734 | €232,633 | ▲ 6.4% |
| Provisions and deferred taxes16 | €100,768 | €100,768 | €91,830 | €91,830 | €91,830 | = |
| Provisions for liabilities and charges160/5 | €100,768 | €100,768 | €91,830 | €91,830 | €91,830 | = |
| Other liabilities and charges164/5 | €100,768 | €100,768 | €91,830 | €91,830 | €91,830 | = |
| Amounts payable17/49 | €70,691 | €8,167 | €6,500 | - | €5,051 | - |
| Amounts payable after more than one year17 | €7,077 | - | - | - | - | - |
| Financial debts170/4 | €7,077 | - | - | - | - | - |
| Amounts payable within one year42/48 | €63,614 | €8,167 | €6,500 | - | €5,051 | - |
| Current portion of amounts payable after more than one year42 | €22,200 | €8,167 | - | - | - | - |
| Financial debts43 | - | - | €6,500 | - | - | - |
| Other loans439 | - | - | €6,500 | - | - | - |
| Taxes, remuneration and social security45 | €41,414 | - | - | - | €5,051 | - |
| Taxes450/3 | €41,414 | - | - | - | €5,051 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,932 | -€69,550 | €1,491 | €17,253 | €13,899 | ▼ 19.4% |
| + Depreciation and write-downs630 | €16,584 | €16,563 | €6,689 | €6,689 | €6,992 | ▲ 4.5% |
| Operating cash flow (approximation) | -€5,347 | -€52,988 | €8,180 | €23,942 | €20,891 | ▼ 12.7% |
| Investment in fixed assets (approximation) | - | €90,000 | €15,000 | €0 | -€2,276 | - |
| Change in cash | - | -€34,699 | -€5,682 | -€110 | €30 | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17,253 ▲1,057%
Net result €17,253, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1,491
Net result €1,491 after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€69,550
Net result drops to -€69,550, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 28.49
Current ratio from 4.06 to 28.49; short-term debt falls from €63,614 to €8,167.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
31-12
Financial
Liquidity times 5current ratio 4.06
Current ratio from 0.85 to 4.06; short-term debt falls from €232,569 to €63,614.
31-12
Financial
Equity above €200,000Eq €309,535 ▲131%
Equity rises from €134,175 to €309,535.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 107 days late
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1980
Ground area
801 m²
Building footprint
1,079 m²
Volume, LiDAR
11,413 m³
Parcel 21011A0006/00P000, Brussels · tallest building 30.9 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
François Sebrechtslaan 52, 1080 Sint-Jans-Molenbeek
since 19802.017.943.854
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0006/00P000 | Brussels | 801 m² | 1 · 1,079 m² | 30.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-1980
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0420713645
Also
9925:BE0420713645
Registered
23-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.