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GESTONE 15

Active
Tervurenlaan 270 ·1150 Sint-Pieters-Woluwe, Belgium
KBO/BCE: BE 0781.898.687
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Age4 yrs
Board1
Connections17

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GESTONE 15 is 2.1% (moderate). The 2022 annual accounts show equity of €2.29M and a net result of €-67k. Its solvency ranks better than 35% of 547 sector peers (fiscal year 2022). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 03-07-2025 28 d early 2025-00239079
31-12-2023 31-07-2024 27-06-2024 34 d early 2024-00198656
31-12-2022 31-07-2023 30-06-2023 31 d early 2023-00191301

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-67k
Working capital€114k

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · ander
Sector comparison
Fiscal year 2022 · NACE 68, Real estate activities · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 7.1% 19.1%
better than 35% of 547 sector peers
Net result €-67k €-607
better than 19% of 545 sector peers
Equity €2.29M €133k
better than 78% of 547 sector peers
Gross operating margin €128k €39k
better than 67% of 408 sector peers
Total assets €32.17M €1.55M
better than 91% of 547 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositvolledig
Revenue-
EBITDA€128k
Net profit€-67k
Cash flow€18k
Staff costs-
Income taxes-
Dividends-
Total assets€32.17M
Equity€2.29M
Debt€29.88M
of which ≤ 1y€53k
of which > 1y€29.82M
Working capital€114k
Employees (FTE)-
Ratios (computed)
2022
Current ratio3.15
Quick ratio3.15
Working capital ratio0.4%
Solvency7.1%
Debt / equity13.02
Long-term debt ratio13.00
Interest coverage1.16
Gross margin-
Net margin-
ROA-0.2%
ROE-2.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€32.17M
Fixed assets 21/28€32.00M
Tangible fixed assets 22/27€32.00M
Current assets 29/58€168k
Amounts receivable within one year 40/41€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32.17M
Equity 10/15€2.29M
Contributions / capital 10/11€2.36M
Accumulated profits (losses) 14€-67k
Amounts payable 17/49€29.88M
Amounts payable after one year 17€29.82M
Amounts payable within one year 42/48€53k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€128k
Operating result 9901€43k
Financial charges 65€110k
Result before taxes 9903€-67k
Net result for the period 9904€-67k
Result to be appropriated 9905€-67k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
35 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Sophie GRULOIS
    Director
    State Gazette act 25090929 (18-07-2025)
    Current
    18-07-2025 → present
Former directors (1)
  • Françoise ROELS
    Director
    State Gazette act 25090929 (18-07-2025)
    Former
    - → 14-05-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
KPMG Réviseurs d'EntreprisesCurrent
Statutory auditor · represented by Jean-François KUPPER
- 13-06-2023 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Public limited company(014)
Incorporation11-02-2022
StatusActive
Postal code1150

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tervurenlaan 2701150 Sint-Pieters-Woluwe

Establishment units

1 location
GESTONE 15
Tervurenlaan 270, 1150 Sint-Pieters-WoluweVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20222.332.015.996
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.9 ha
Buildings1
Building footprint4,055 m²
Volume (LiDAR)65,676 m³
Tallest building28.9 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0155/00Z000
ProtectedSite or landscapeMonsantoparkSource ↗
Brussels 1.9 ha 1 · 4,055 m² 28.9 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

10 acts
Capital history · 4
18-12-2025
v3.2
30-12-2024
v3.2
12-01-2024
v3.2
21-12-2022
v3.2
Address history · 1
08-05-2024
v3.2
All acts · 10 updated 7 months ago
2025
18-12-2025 Capital increase of €2,000,000 to €14,561,500 Capital & shares
  • €12.561.500 → €14.561.500
Summary: v3.2
18-07-2025 1 director appointed, 1 resigning Director changes
  • Sophie GRULOIS, Bestuurder
  • Françoise ROELS, Bestuurder
Summary: v3.2
2024
30-12-2024 Capital increase of €2,300,000 to €12,561,500 Capital & shares
  • €10.261.500 → €12.561.500
Summary: v3.2
14-06-2024 Articles of association amended Statutes amendment
08-05-2024 Registered office moved within Bruxelles Registered-office change
  • Boulevard de la Woluwe 58, 1200 Bruxelles → Avenue de Tervueren 270, 1150 Bruxelles
Summary: v3.2
12-01-2024 Capital increase of €7,100,000 to €9,461,500 Capital & shares
  • €2.361.500 → €9.461.500
Summary: v3.2
2023
25-07-2023 1 director appointed, 1 resigning Director changes
  • Jean-François KUPPER, Commissaris
  • Rik Neckebroeck, Commissaris
Summary: v3.2
2022
21-12-2022 Capital increase of €2,300,000 to €2,361,500 Capital & shares
  • €61.500 → €2.361.500
Summary: v3.2
21-09-2022 Change in the board of directors Director changes
15-02-2022 Incorporation of a new SNC Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health35Profitability0Solvency38Growth-Stability79
38 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 35
Profitability 0
Solvency 38
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameFR GESTONE 15
Registered office
Tervurenlaan 270
1150 Sint-Pieters-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.