GESTION PLUS
ActiveSummary
The computed 12-month bankruptcy probability of GESTION PLUS is 2.0% (moderate). For GESTION PLUS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€69,939) and a net result of -€3,823. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 5% of 6613 sector peers (fiscal year 2023). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability1▼-36
Solvency0=
Growth40▼-18
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-365.6%
Return on assets
-20%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-10-2024, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
91 d late
2022
72 d late
2021
117 d late
2020
97 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 99 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, full schema
Turnover
€25,412▼ 21.9%
2022 · €32,529
EBIT margin
-13.6%▼ 13.8pp
2022 · 0.2%
Net result
-€3,823▼ 16.2%
2022 · -€3,289
Working capital
-€49,609▼ 73.4%
2022 · -€28,617
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Turnover€35,822▼ 9.2%€40,005▲ 11.7%€39,229▼ 1.9%€32,529▼ 17.1%€25,412▼ 21.9%
Operating result€1,586▲ 181%€1,005▼ 36.6%€2,150▲ 114%€62▼ 97.1%-€3,446
Net result€1,186€461within the sector's middle half▼ 61.1%€1,768below the sector's middle half▲ 284%-€3,289below the sector's middle half-€3,823below the sector's middle half▼ 16.2%
EBIT margin4.4%▲ 3.0pp2.5%▼ 1.9pp5.5%▲ 3.0pp0.2%▼ 5.3pp-13.6%▼ 13.8pp
Equity-€65,056▲ 1.8%-€64,595below the sector's middle half▲ 0.7%-€62,827below the sector's middle half▲ 2.7%-€66,117below the sector's middle half▼ 5.2%-€69,939below the sector's middle half▼ 5.8%
Total assets€21,096▲ 6.7%€13,238below the sector's middle half▼ 37.2%€23,486below the sector's middle half▲ 77.4%€16,117below the sector's middle half▼ 31.4%€19,129below the sector's middle half▲ 18.7%
Debt€86,152▲ 0.2%€77,833▼ 9.7%€86,313▲ 10.9%€82,234▼ 4.7%€89,068▲ 8.3%
Working capital-€27,255▼ 1.6%-€26,261below the sector's middle half▲ 3.6%-€20,377below the sector's middle half▲ 22.4%-€28,617below the sector's middle half▼ 40.4%-€49,609below the sector's middle half▼ 73.4%
Solvency-308.4%▲ 26.7pp-488.0%below the sector's middle half▼ 179.6pp-267.5%below the sector's middle half▲ 220.4pp-410.2%below the sector's middle half▼ 142.7pp-365.6%below the sector's middle half▲ 44.6pp
Current ratio0.30▼ 0.010.19below the sector's middle half▼ 0.110.48below the sector's middle half▲ 0.290.32below the sector's middle half▼ 0.150.04below the sector's middle half▼ 0.28
Return on assets (ROA)5.6%▲ 27.2pp3.5%within the sector's middle half▼ 2.1pp7.5%within the sector's middle half▲ 4.0pp-20.4%below the sector's middle half▼ 27.9pp-20.0%below the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €3,446 after €62 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €2,127
Fixed assets
€52 ▼ 97.9%
Current assets
€2,075 ▼ 84.8%
Key figures and ratios
EBITDA
-€1,044▼
2022 · €2,464
Cash flow
-€1,421▼
2022 · -€888
Debt to equity
-1.27▼
2022 · -1.24
Interest coverage
-2.78▼
2022 · 3.67
Debt ≤ 1 year
€51,684▲
2022 · €42,281
Debt > 1 year
€37,384▼
2022 · €39,953
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €35,822 | €40,005 | €39,229 | €32,529 | €25,412 | ▼ 21.9% |
| Non-recurring operating income76A | - | - | €282 | €5,290 | €0 | ▼ 100% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €32,805 | €33,899 | €25,230 | ▼ 25.6% |
| Remuneration, social security and pensions62 | - | - | €1,561 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,402 | €2,402 | €2,402 | €2,402 | €2,402 | = |
| Other operating charges640/8 | - | - | €594 | €1,455 | - | - |
| Gross operating margin9900 | €6,047 | €4,768 | €6,707 | €3,919 | -€1,044 | ▼ 127% |
| Operating profit (loss)9901 | €1,586 | €1,005 | €2,150 | €62 | -€3,446 | ▼ 5,637% |
| Financial income75/76B | - | - | €0 | €538 | - | - |
| Recurring financial income75 | €54 | €64 | €0 | €494 | - | - |
| Non-recurring financial income76B | - | - | - | €44 | - | - |
| Financial charges65/66B | - | - | €382 | €671 | €376 | ▼ 44.0% |
| Recurring financial charges65 | €454 | €609 | €382 | €671 | €376 | ▼ 44.0% |
| Profit (loss) for the period before taxes9903 | €1,186 | €461 | €1,768 | -€71 | -€3,823 | ▼ 5,313% |
| Income taxes67/77 | - | - | - | €3,219 | - | - |
| Profit (loss) for the period9904 | €1,186 | €461 | €1,768 | -€3,289 | -€3,823 | ▼ 16.2% |
| Profit (loss) for the period to be appropriated9905 | €1,186 | €461 | €1,768 | -€3,289 | -€3,823 | ▼ 16.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,096 | €13,238 | €23,486 | €16,117 | €19,129 | ▲ 18.7% |
| Formation expenses20 | - | - | - | - | €17,002 | - |
| Fixed assets21/28 | €9,659 | €7,257 | €4,855 | €2,454 | €52 | ▼ 97.9% |
| Tangible fixed assets22/27 | €9,607 | €7,205 | €4,803 | €2,402 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €4,803 | €2,402 | €0 | ▼ 100% |
| Financial fixed assets28 | €52 | €52 | €52 | €52 | €52 | = |
| Current assets29/58 | €11,437 | €5,981 | €18,631 | €13,664 | €2,075 | ▼ 84.8% |
| Stocks and contracts in progress3 | €2,223 | €1,873 | €2,071 | €1,806 | - | - |
| Stocks30/36 | - | - | €2,071 | €1,806 | - | - |
| Amounts receivable within one year40/41 | €7,892 | €3,969 | €15,239 | €9,858 | - | - |
| Trade receivables40 | - | - | €15,239 | €9,858 | - | - |
| Cash at bank and in hand54/58 | €1,323 | €0 | €1,320 | €2,000 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,075 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,096 | €13,238 | €23,486 | €16,117 | €19,129 | ▲ 18.7% |
| Equity10/15 | -€65,056 | -€64,595 | -€62,827 | -€66,117 | -€69,939 | ▼ 5.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | - | €18,600 | - |
| Issued capital100 | - | - | - | - | €18,600 | - |
| Reserves13 | €1,029 | €1,029 | €1,029 | €1,029 | €1,029 | = |
| Non-distributable reserves130/1 | - | - | €1,029 | €1,029 | €1,029 | = |
| Legal reserve130 | - | - | - | - | €1,029 | - |
| Reserves not available under the articles1311 | - | - | €1,029 | €1,029 | - | - |
| Profit (loss) carried forward14 | -€84,685 | -€84,224 | -€82,456 | -€85,746 | -€89,568 | ▼ 4.5% |
| Investment grants15 | - | - | €0 | - | - | - |
| Advance to shareholders on the distribution of net assets19 | - | - | €0 | - | - | - |
| Amounts payable17/49 | €86,152 | €77,833 | €86,313 | €82,234 | €89,068 | ▲ 8.3% |
| Amounts payable after more than one year17 | €47,460 | €45,092 | €42,522 | €39,953 | €37,384 | ▼ 6.4% |
| Financial debts170/4 | - | - | €42,522 | €39,953 | €37,384 | ▼ 6.4% |
| Amounts payable within one year42/48 | €38,692 | €32,242 | €39,007 | €42,281 | €51,684 | ▲ 22.2% |
| Financial debts43 | - | - | €0 | - | - | - |
| Trade debts44 | €2,968 | €4,715 | €0 | €5,999 | €76 | ▼ 98.7% |
| Suppliers440/4 | - | - | €0 | €5,999 | €76 | ▼ 98.7% |
| Advances received on contracts in progress46 | - | - | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | - | €951 | €1,025 | €941 | ▼ 8.2% |
| Taxes450/3 | - | - | €951 | €1,025 | €941 | ▼ 8.2% |
| Other amounts payable47/48 | - | - | €38,056 | €35,256 | €50,666 | ▲ 43.7% |
| Accrued charges and deferred income492/3 | - | - | €4,784 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,186 | €461 | €1,768 | -€3,289 | -€3,823 | ▼ 16.2% |
| + Depreciation and write-downs630 | €2,402 | €2,402 | €2,402 | €2,402 | €2,402 | = |
| Operating cash flow (approximation) | €3,587 | €2,863 | €4,170 | -€888 | -€1,421 | ▼ 60.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€0 | - |
| Change in cash | - | -€1,323 | €1,320 | €680 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 91 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 72 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 117 days late
2021
31-12
Financial
Highest result since 2018net €1,768 ▲284%
Operating result €2,150, net result €1,768, both a record.
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 97 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
31-12
Financial
Back to profitnet €1,186
Net result €1,186 after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 153 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
07-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 129 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2001
Ground area
635 m²
Building footprint
118 m²
Volume, LiDAR
701 m³
Parcel 55038D0209/00X003, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GESTION PLUS
since 20012.093.383.823
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55038D0209/00X003 | Wallonia | 635 m² | 1 · 118 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
78200Temporary employment agencies and other provision of personnel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475943564
Also
9925:BE0475943564
Registered
19-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.