GESTIMMO RENOV
ActiveGESTIMMO RENOV has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €61k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 73% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency88▼-12
Growth85=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 6.11 in 2023; short-term debt: 32.1% and cash: 0.1% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
30 d late
2022
30 d late
2021
197 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€79k▲ 187%
2022 · €28k
2021: €13k
2022: €28k
2021 → 2023
EBIT margin
29.7%▲ 11.2pp
2022 · 18.5%
2021: 36.6%
2022: 18.5%
2021 → 2023
Net result
€61k▲ 256%
2023 · €17k
2018: €484
2019: €4k
2020: €-257
2021: €4k
2022: €4k
2023: €17k
2018 → 2024
Working capital
€117k▲ 148%
2023 · €47k
2018: €20k
2019: €7k
2020: €23k
2021: €27k
2022: €31k
2023: €47k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€13k€28k▲ 106%€79k▲ 187%
Equity€23k-€27k▲ 16.5%€31k▲ 17.9%€49k▲ 54.3%€109k▲ 125%
Operating result€68-€5k▲ 7,085%€5k▲ 4.1%€23k▲ 361%€83k▲ 254%
Net result€-257-€4k€4k=€17k▲ 351%€61k▲ 256%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 254% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €172k
Fixed assets
€31▼ 97.6%
Current assets
€172k▲ 205%
Equity and liabilities €172k
Equity
€109k▲ 125%
Provisions
€8k
Debt
€55k▲ 498%
The debt ratio rises from 16.0% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2023 · €25k
Cash flow
€62k▲
2023 · €18k
Solvency
63.4%▼
2023 · 84.0%
Current ratio
3.12▼
2023 · 6.11
Quick ratio
3.12▼
2023 · 6.11
Debt / equity
0.51▲
2023 · 0.19
ROE
55.6%▲
2023 · 35.2%
ROA
35.2%▲
2023 · 29.6%
Interest coverage
3249.43
Debt
€55k▲
2023 · €9k
Debt ≤ 1 year
€55k▲
2023 · €9k
Income taxes
€23k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€58k€172k▲
Fixed assets21/28€1k€31▼
Tangible fixed assets22/27€1k€31▼
Furniture and vehicles24€1k€31▼
Current assets29/58€57k€172k▲
Amounts receivable within one year40/41€41k€172k▲
Trade receivables40€37k€85k▲
Other amounts receivable41€4k€87k▲
Cash at bank and in hand54/58€15k€252▼
Deferred charges and accrued income490/1€243€263▲
Equity and liabilities
Total equity and liabilities10/49€58k€172k▲
Equity10/15€49k€109k▲
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€33k€94k▲
Provisions and deferred taxes16-€8k
Provisions for liabilities and charges160/5-€8k
Taxes161-€8k
Amounts payable17/49€9k€55k▲
Amounts payable within one year42/48€9k€55k▲
Trade debts44-€20k
Suppliers440/4-€20k
Taxes, remuneration and social security45€9k€35k▲
Taxes450/3€9k€35k▲
Income statement
Code20232024
Turnover70€79k-
Goods, raw materials, services and sundry goods60/61€54k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€8k
Other operating charges640/8€541€494▼
Gross operating margin9900€25k€93k▲
Operating profit (loss)9901€23k€83k▲
Financial income75/76B€20€617▲
Recurring financial income75€20€617▲
Financial charges65/66B-€26
Recurring financial charges65-€26
Non-recurring financial charges66B-€26
Profit (loss) for the period before taxes9903€23k€84k▲
Income taxes67/77€6k€23k▲
Profit (loss) for the period9904€17k€61k▲
Profit (loss) for the period to be appropriated9905€17k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€94k▲
Profit (loss) brought forward from the previous period14P€16k€33k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €61k ▲256%
Operating result €83k, net result €61k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲125%
4 profitable years in a row build equity to €109k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 197 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-257 ▼106%
Net result drops to €-257, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 16330current ratio 22887.00
Current ratio from 1.40 to 22887.00; short-term debt falls from €18k to €1.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l' Avenir(ST) 676182 CourcellesGround area
2,108 m²
Building footprint
292 m²
Volume, LiDAR
260 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gestimmo Renov
since 20042.135.190.922
Rue Léandre Vilain(TR) 5, 6183 Courcelles
since 20232.350.173.012
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52064B0733/00N000 | Wallonia | 2,061 m² | 1 · 249 m² | - |
| 52066B0313/00_000 | Wallonia | 47 m² | 1 · 43 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2004
Fiscal year end31-12
Activities, NACEBEL
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
43110Demolition
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43350Other building finishing work
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.