GESTI - CONSEILS
ActiveGESTI - CONSEILS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434k and a net result of €64k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 3186 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.43 in 2024; short-term debt: 16.3% and cash: 6.8% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
24 d early
2023
27 d early
2022
26 d early
2021
32 d early
2020
1 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€64k▲ 31.9%
2024 · €48k
2018: €-842
2019: €-8k
2020: €7k
2021: €10k
2022: €8k
2023: €27k
2024: €48k
2018 → 2025
Working capital
€92k▲ 148%
2024 · €37k
2018: €-49k
2019: €-58k
2020: €-57k
2021: €-46k
2022: €-41k
2023: €8k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€313k▲ 2.6%€340k▲ 8.6%€381k▲ 12.0%€434k▲ 14.1%
Operating result€12k-€10k▼ 19.0%€53k▲ 446%€66k▲ 24.8%€87k▲ 32.6%
Net result€10k-€8k▼ 20.6%€27k▲ 237%€48k▲ 79.1%€64k▲ 31.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€342k▼ 1.1%
Current assets
€177k▲ 44.2%
Equity and liabilities €519k
Equity
€434k▲ 14.1%
Debt
€85k▼ 3.4%
The debt ratio falls from 18.7% to 16.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €72k
Cash flow
€69k▲
2024 · €54k
Solvency
83.7%▲
2024 · 81.3%
Current ratio
2.09▲
2024 · 1.43
Quick ratio
2.09▲
2024 · 1.43
Debt / equity
0.20▼
2024 · 0.23
ROE
14.6%▲
2024 · 12.6%
ROA
12.2%▲
2024 · 10.3%
Interest coverage
77.63▼
2024 · 194.19
Debt
€85k▼
2024 · €88k
Debt ≤ 1 year
€85k▼
2024 · €86k
Income taxes
€24k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€468k€519k▲
Fixed assets21/28€346k€342k▼
Tangible fixed assets22/27€34k€30k▼
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€19k€20k▲
Financial fixed assets28€312k€312k=
Current assets29/58€123k€177k▲
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€746€3k▲
Current investments50/53-€125k
Cash at bank and in hand54/58€111k€35k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€468k€519k▲
Equity10/15€381k€434k▲
Contributions10/11€210k€210k=
Capital10€210k€210k=
Issued capital100€210k€210k=
Reserves13€175k€178k▲
Non-distributable reserves130/1€15k€18k▲
Legal reserve130€15k€18k▲
Tax-exempt reserves132€159k€159k=
Profit (loss) carried forward14€-4k€46k▲
Amounts payable17/49€88k€85k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€86k€85k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Financial debts43-€134
Credit institutions430/8-€134
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€16k€32k▲
Taxes450/3€16k€32k▲
Other amounts payable47/48€60k€41k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€73k€95k▲
Operating profit (loss)9901€66k€87k▲
Financial income75/76B€10€919▲
Recurring financial income75€10€919▲
Financial charges65/66B€370€1k▲
Recurring financial charges65€370€1k▲
Profit (loss) for the period before taxes9903€66k€87k▲
Income taxes67/77€17k€24k▲
Profit (loss) for the period9904€48k€64k▲
Profit (loss) for the period to be appropriated9905€48k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€59k▲
Profit (loss) brought forward from the previous period14P€-42k€-4k▲
Transfer to equity691/2€3k€3k▲
To the legal reserve6920€3k€3k▲
Profit to be distributed694/7€8k€10k▲
Directors or managers695€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €64k ▲31.9%
Operating result €87k, net result €64k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderkinderestraat 4671180 UkkelGround area
9,764 m²
Building footprint
5,289 m²
Volume, LiDAR
21,103 m³
Parcel 21612C0004/00D047, Brussels · tallest building 19.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vanderkinderestraat 467, 1180 Ukkel
since 19922.059.032.361
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0004/00D047 | Brussels | 9,763 m² | 1 · 5,289 m² | 19.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 35,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-1992
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
47791Retail sale of antiques
47910Intermediation services for non-specialised retail
68310Real estate agency activities
68329Real estate activities
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.