Debts
€503,000 98% of the balance sheet
After one year 99%Within one year 1%
Of this, €3,000 falls due within a year.
GEST
Lifetime
1 annual account with figurespeak -€2,864 (2025)
-€2,864
lowest -€3,462 (2025)
-€3,462
peak €8,538 (2025)
€8,538
€503,000
Board2 names since 2025
2 directorsVAN BOUWEL Gert Louis Piet and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Loss of €3,462Incorporation 08-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
15 companies
Turnover not published (abbreviated format)
Checked score
66
Healthy
Financially stronger than 27% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 2.4%
06-2026: 2.5%▲ +0.1 percentage points vs 05-2026
07-2026: 2.9%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 0.8%▼ -2.1 percentage points vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 3.85, cash €673
Founded in 2025
lowers risk
Size: total assets €511,538
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 17% of them on solvency, 39% on liquidity and 26% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.85, above the usual 1.5. Short-term debt is 0.6% and cash 0.1% of total assets. However, 98.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN BOUWEL Gert Louis Piet 60 sharesdeed of 08-04-2025
- VAN BOUWEL Stijn Bob Gert 60 sharesdeed of 08-04-2025
Shares in 1 company, VAN BOUWEL, VERKOOP EN SERVICE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021962702
Incorporation
Founders: VAN BOUWEL Gert Louis Piet and VAN BOUWEL Stijn Bob Gert · 120 shares · Appointments: VAN BOUWEL Gert Louis Piet (director) and VAN BOUWEL Stijn Bob Gert (director) · published on 08-04-2025 · Gazette deed
First establishment
Energielaan 2-4, Kapellen
Official details
Source: KBO- Status
- Active since 04-04-2025Normal situation
- Activity
- “Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking…” (deed in Dutch)From the articles, 12 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.373.083.9172950 Kapellen, since 04-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 05-05-2025
Annual accounts 2025
- €511,538
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on GEST
GEST has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,538 and a net result of -€3,462.
The computed 12-month bankruptcy probability is 0.8% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GEST
- What is the company number of GEST?
- The company number of GEST is 1021.962.702. The VAT number is the same number with BE in front: BE 1021.962.702.
- Where is GEST based?
- The registered office is at Energielaan 2-4, 2950 Kapellen.Company details
- What is the legal form of GEST?
- GEST is a private limited company (BV).
- When was GEST founded?
- GEST was founded on 04-04-2025.
- Is GEST still active?
- Yes, GEST is an active enterprise in the KBO register.
- What is the turnover of GEST?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is GEST profitable?
- In financial year 2025, GEST made a loss of €3,462.
- Where can I find the annual accounts of GEST?
- GEST filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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