Skip to content

GESNOT IMMO

Active
Private limited companyfounded 20224 yrs activeChaussée de Charleroi 100, 5000 Namur, BelgiumKBO/BCE: BE 0780.862.074
Summary

GESNOT IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €4k. Equity is growing by ~68.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability38▼-3
Solvency26=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.12 in 2023; short-term debt: 91.8% and cash: 0.9% of total assets), and 98.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19356 sector peers (2024).
NBB · sector comparison
Position among 19356 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
29 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€18k▲ 32.4%
2023 · €14k
Total assets
€1.31M▲ 35.5%
2023 · €970k
Net result
€4k▼ 68.9%
2023 · €14k
Working capital
€108k▲ 2.2%
2023 · €106k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€-4k-€21k€11k▼ 48.9%
Net result€-4k-€14k€4k▼ 68.9%
Equity€-551-€14k€18k▲ 32.4%
Total assets€476k-€970k▲ 104%€1.31M▲ 35.5%
Debt€476k-€956k▲ 101%€1.30M▲ 35.5%
Working capital€-551-€106k€108k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2022: €-4k€-4kNet result 2022: €-4k€-4kOperating result 2023: €21k€21kNet result 2023: €14k€14kOperating result 2024: €11k€11kNet result 2024: €4k€4k202220232024€-10k€0€10k€20kOperating result 2022: €-4k€-3.5kNet result 2022: €-4k€-3.6kOperating result 2023: €21k€21kNet result 2023: €14k€14kOperating result 2024: €11k€11kNet result 2024: €4k€4.5k202220232024
The operating result falls in 2024; 2024 is 49% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.31M
Equity €18k ▲ 32.4%
Debt €1.30M ▲ 35.5%
Debt's share of the balance-sheet total stays at 98.6%.
Key figures and ratios
2024 value · change against 2023
Current ratio
1.09▼
2023 · 1.12
Quick ratio
0.19▲
2023 · 0.12
Debt to equity
71.19▲
2023 · 69.54
ROE
24.5%▼
2023 · 104.0%
ROA
0.3%▼
2023 · 1.5%
Debt ≤ 1 year
€1.21M▲
2023 · €864k
Debt > 1 year
€85k▼
2023 · €88k
Income taxes
€1k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€970k€1.31M▲
Current assets29/58€970k€1.31M▲
Stocks and contracts in progress3€864k€1.09M▲
Stocks30/36€864k€1.09M▲
Amounts receivable within one year40/41€3k€214k▲
Trade receivables40-€176k
Other amounts receivable41€3k€38k▲
Cash at bank and in hand54/58€102k€12k▼
Equity and liabilities
Total equity and liabilities10/49€970k€1.31M▲
Equity10/15€14k€18k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€11k€15k▲
Amounts payable17/49€956k€1.30M▲
Amounts payable after more than one year17€88k€85k▼
Financial debts170/4€88k€85k▼
Amounts payable within one year42/48€864k€1.21M▲
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€470k€700k▲
Credit institutions430/8€470k€700k▲
Trade debts44€126k€221k▲
Suppliers440/4€126k€221k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€262k€281k▲
Accrued charges and deferred income492/3€4k€5k▲
Income statement Code20232024
Other operating charges640/8€384€2k▲
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€21k€11k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€17k€6k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€14k€4k▼
Profit (loss) for the period to be appropriated9905€14k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€15k▲
Profit (loss) brought forward from the previous period14P€-4k€11k▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Other operating charges640/8€348€384€2k▲ 366%
Gross operating margin9900€-3k€21k€13k▼ 41.5%
Operating profit (loss)9901€-4k€21k€11k▼ 48.9%
Financial charges65/66B€10€4k€5k▲ 28.2%
Recurring financial charges65€10€4k€5k▲ 28.2%
Profit (loss) for the period before taxes9903€-4k€17k€6k▼ 67.2%
Income taxes67/77-€3k€1k▼ 58.6%
Profit (loss) for the period9904€-4k€14k€4k▼ 68.9%
Profit (loss) for the period to be appropriated9905€-4k€14k€4k▼ 68.9%
Line202220232024Change
Assets
Total assets20/58€476k€970k€1.31M▲ 35.5%
Current assets29/58€476k€970k€1.31M▲ 35.5%
Stocks and contracts in progress3€466k€864k€1.09M▲ 25.9%
Stocks30/36€466k€864k€1.09M▲ 25.9%
Amounts receivable within one year40/41€8k€3k€214k▲ 6,147%
Trade receivables40€5k-€176k-
Other amounts receivable41€2k€3k€38k▲ 1,002%
Cash at bank and in hand54/58€2k€102k€12k▼ 88.0%
Equity and liabilities
Total equity and liabilities10/49€476k€970k€1.31M▲ 35.5%
Equity10/15€-551€14k€18k▲ 32.4%
Contributions10/11€3k€3k€3k=
Profit (loss) carried forward14€-4k€11k€15k▲ 41.4%
Amounts payable17/49€476k€956k€1.30M▲ 35.5%
Amounts payable after more than one year17-€88k€85k▼ 3.4%
Financial debts170/4-€88k€85k▼ 3.4%
Amounts payable within one year42/48€476k€864k€1.21M▲ 39.6%
Current portion of amounts payable after more than one year42-€3k€3k▲ 5.2%
Financial debts43€237k€470k€700k▲ 48.9%
Credit institutions430/8€237k€470k€700k▲ 48.9%
Trade debts44€7k€126k€221k▲ 75.1%
Suppliers440/4€7k€126k€221k▲ 75.1%
Taxes, remuneration and social security45-€3k€1k▼ 58.6%
Taxes450/3-€3k€1k▼ 58.6%
Other amounts payable47/48€233k€262k€281k▲ 7.2%
Accrued charges and deferred income492/3-€4k€5k▲ 22.9%
Line202220232024Change
Profit (loss) for the period9904€-4k€14k€4k▼ 68.9%
Operating cash flow (approximation)€-4k€14k€4k▼ 68.9%
Change in cash-€100k€-90k▼ 190%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
207 m²
Building footprint
59 m²
Volume, LiDAR
638 m³
Parcel 92302G0024/00H002, Wallonia · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GESNOT IMMO
Chaussée de Charleroi 100, 5000 NamurReal estate development
since 20222.328.446.297
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92302G0024/00H002 Wallonia 207 m² 1 · 59 m² 11.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 3,926 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
68110Buying and selling of own real estate
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.