Financials
- Fiscal year
- 2025
- Total assets
- €3.0m
- Profit
- €262,983
- Solvency
- 45.6%
Total assets▲ 3.9%
Net result
20182025
GESFISOINS
ActiveSummary
GESFISOINS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €262,983. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#3 company by total assets in Beloeil, Real estate sector1 site
Size
€3.0mtotal assets 2025
- Equity
- €1.4m
- Profit
- €262,983
Net result +114%: other schema
Structure
Accounts 1 d early0 of 2 deeds read
Why 95+ Size: total assets €3.0m+ Figures for FY 2025 (filed 30-07-2026)+ Liquidity: current ratio 0.40, cash €394,392+ Founded in 2001Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
71+8
equity 45.6% of total assets
Liquidity
46+8
short-term debt 42.4% · cash 13.2%
Profitability
50+5
return on assets 8.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.1%
08-2025: 0.2%▲ +95.7% vs 07-2025highest value
09-2025: < 0.1%▼ -78.9% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +10.5% vs 02-2026
04-2026: < 0.1%▲ +7.1% vs 03-2026
05-2026: < 0.1%▲ +4.4% vs 04-2026
06-2026: < 0.1%▲ +4.3% vs 05-2026
07-2026: 0.1%▲ +20.4% vs 06-2026
08-2026: < 0.1%▼ -42.4% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €3.0m lowers the probability for this profile
- Figures for FY 2025 (filed 30-07-2026) lowers the probability
- Liquidity: current ratio 0.40, cash €394,392 lowers the probability
- Founded in 2001 lowers the probability for this profile
Credit up to €120,000 at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.27 in 2024; short-term debt: 42.4% and cash: 13.2% of total assets), and 54.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 64%, liquidity 44%, profitability 50%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
14 d late
2022
11 d late
2021
12 d late
2020
13 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Equity above €1mEq €1.1m ▲12.7%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-07-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 31-12-2024Equity above €1m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 17-04-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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