GESCOFINA

Active

Private limited companyfounded 20196 yrs activeRue Bois d'Airemont 13, 6032 Charleroi, BelgiumKBO/BCE: BE 0735.797.755

Summary

GESCOFINA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5,095 and a net result of €6,832. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

GESCOFINAActiveChecked score 83/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€28,678total assets 2024

Equity: €5,095
Profit: €6,832

Financial health

83 Excellent Checked score 2024

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 38 d early0 of 1 deed read

Why 83- Figures for FY 2024 (filed 07-05-2025)- Founded in 2019+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €28,678Show the evidence

Checked score

Score 2024

83 / 100

Excellent

Probability in this band: under 0.55%

Better than 50% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 43+6

equity 17.8% of total assets

Liquidity 44+24

short-term debt 47.2% · cash 13.8%

Profitability 99+14

return on assets 23.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 19 months 04-2025: 0.5% 05-2025: 0.5%▲ +1.1% vs 04-2025highest value 06-2025: 0.3%▼ -38.5% vs 05-2025 07-2025: 0.1%▼ -71.1% vs 06-2025lowest value 08-2025: 0.1%▲ +1.2% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +4.7% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.1% vs 12-2025 02-2026: 0.1%▼ -1.1% vs 01-2026 03-2026: 0.1%▲ +9.1% vs 02-2026 04-2026: 0.1%▲ +17.7% vs 03-2026 05-2026: 0.1%▲ +0.9% vs 04-2026 06-2026: 0.1%▼ -2.6% vs 05-2026 07-2026: 0.1%▲ +9.9% vs 06-2026 08-2026: 0.2%▲ +43.4% vs 07-2026 09-2026: 0.2%▲ +25.7% vs 08-2026 10-2026: 0.4%▲ +91.4% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Figures for FY 2024 (filed 07-05-2025) raises the probability
Size: total assets €28,678 lowers the probability for this profile
Founded in 2019 raises the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 22%, liquidity 24%, profitability 68%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Figures for FY 2024 (filed 07-05-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €28,678

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2019

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

38 d early

2024

85 d early

2023

121 d early

2022

17 d early

2021

10 d early

2020

19 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 47 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

23-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
07-05-25 Annual accounts filedfiscal year 2024 · full…
31-12-24 Highest result since 2020net €6,832 ▲134%

Key points

Positive: Always filed on timeaccounts within the deadline every year 6 years View
Total assets 20245 fiscal years filed €28,678 View
Active since 2019founded 07-10-2019 6 years View