GERT JANSSEN
ActiveGERT JANSSEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €19k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
94
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+50
Solvency84▼-16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 2.95 in 2023), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.5%
Return on assets
12.9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d late
2023
20 d late
2022
32 d late
2021
30 d late
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€59k▲ 46.7%
2023 · €40k
2018: €31k
2019: €32k
2020: €33k
2021: €34k
2022: €36k
2023: €40k
2018 → 2024
Total assets
€146k▲ 197%
2023 · €49k
2018: €38k
2019: €44k
2020: €33k
2021: €36k
2022: €68k
2023: €49k
2018 → 2024
Net result
€19k▲ 368%
2023 · €4k
2018: €3k
2019: €1k
2020: €334
2021: €1k
2022: €2k
2023: €4k
2018 → 2024
Working capital
€56k▲ 222%
2023 · €17k
2018: €26k
2019: €28k
2020: €30k
2021: €33k
2022: €36k
2023: €17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€34k▲ 3.4%€36k▲ 7.1%€40k▲ 11.1%€59k▲ 46.7%
Operating result€-333-€-299▲ 10.2%€2k€4k▲ 118%€29k▲ 713%
Net result€334-€1k▲ 229%€2k▲ 118%€4k▲ 66.9%€19k▲ 368%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 713% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €146k
Fixed assets
€76k▲ 230%
Current assets
€70k▲ 168%
Equity and liabilities €146k
Equity
€59k▲ 46.7%
Debt
€87k▲ 877%
The debt ratio rises from 18.1% to 59.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€34k▲
2023 · €8k
Cash flow
€23k▲
2023 · €8k
Solvency
40.5%▼
2023 · 81.9%
Current ratio
4.91▲
2023 · 2.95
Quick ratio
4.91▲
2023 · 2.95
Debt / equity
1.47▲
2023 · 0.22
ROE
31.8%▲
2023 · 10.0%
ROA
12.9%▲
2023 · 8.2%
Interest coverage
30.36▼
2023 · 112.62
Debt
€87k▲
2023 · €9k
Debt ≤ 1 year
€14k▲
2023 · €9k
Debt > 1 year
€72k
Income taxes
€10k▲
2023 · €1k
Staff costs
€1k▲
2023 · €302
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€146k▲
Fixed assets21/28€23k€76k▲
Tangible fixed assets22/27€23k€76k▲
Land and buildings22-€57k
Plant, machinery and equipment23€14k€11k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€26k€70k▲
Amounts receivable within one year40/41€4k-
Trade receivables40€500-
Other amounts receivable41€4k-
Current investments50/53€22k€53k▲
Deferred charges and accrued income490/1-€17k
Equity and liabilities
Total equity and liabilities10/49€49k€146k▲
Equity10/15€40k€59k▲
Contributions10/11€16k€16k=
Reserves13€12k€31k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€29k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€9k€87k▲
Amounts payable after more than one year17-€72k
Financial debts170/4-€72k
Amounts payable within one year42/48€9k€14k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Other amounts payable47/48€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€302€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€791€2k▲
Gross operating margin9900€9k€36k▲
Operating profit (loss)9901€4k€29k▲
Financial income75/76B€2k€106▼
Recurring financial income75€2k€106▼
Financial charges65/66B€69€1k▲
Recurring financial charges65€69€1k▲
Profit (loss) for the period before taxes9903€5k€28k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€4k€19k▲
Profit (loss) for the period to be appropriated9905€4k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€31k▲
Profit (loss) brought forward from the previous period14P€8k€12k▲
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Highest result since 2018net €19k ▲368%
Operating result €29k, net result €19k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €334 ▼68.8%
Net result drops to €334, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 11current ratio 39.57
Current ratio from 3.46 to 39.57; short-term debt falls from €12k to €785.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
2016
24-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtstraat 1272960 BrechtGround area
1,176 m²
Building footprint
180 m²
Volume, LiDAR
1,105 m³
Parcel 11043D0273/00G000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gert Janssen
since 20102.196.378.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0273/00G000 | Flanders | 1,176 m² | 1 · 180 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SUNI INVEST.be
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 13,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-06-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43410Roofing work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.